Question 1335 — taxes and duties

Summary

Mr. Martial Saddier draws the attention of the Minister of Action and Public Accounts to the announcement made by the Government to subject housing savings plans (PEL) to a flat-rate tax of 30% from January 2018 - until now, PEL holders paid social security contributions of 15.5% of their interest - while it had already been indicated that life insurance contracts would be taxed the year next at single flat-rate deduction of 30% when the investment exceeds 150,000 euros. From then on, this will also be the case for the new PELs opened from January 2018. However, this is one of the preferred investments of the French, and in particular of all those who would like to be able to access the ownership of their home, since at the end of 2016, the outstanding PELs reached 259.4 billion euros, i.e. a level almost equivalent to that of the Booklet A. He therefore asks him to please indicate whether he intends to renounce this new tax creation which would hit, in particular, the most modest savers.

Machine translation from French. The official text remains authoritative.

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