Question 15393 — supplementary insurance

Summary

Mr. Bernard Brochand draws the attention of the Minister of Solidarity and Health to the complex world of complementary health insurance and to the clarity of the offers they offer, in particular to retired people. In recent years, the insurance system has become very complex to the point of becoming illegible for citizens. The obligation of collective contracts for all employees has degraded the health coverage of contracts of inactive people and especially retirees. In addition, according to UFC-Que Choisir, the cost of these mutual insurance companies has increased by 47% in eleven years. Retirees are no longer able to find their way around and the implementation of the RAC (zero-charge remainder) worries them more than it reassures them. He would also like to know if the Government could consider setting up a basic universal contract with an identical price for all supported mutual insurance companies. clearly defined paid options, which would provide retirees with a simplified understanding of their supplementary health insurance.

Machine translation from French. The official text remains authoritative.

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