Question 15825 — additional insurance

Summary

Mr. Christophe Naegelen questions the Minister of Solidarity and Health about the prices of mutual insurance companies following the “zero-payment remainder” reform. Following the Government's announcements on this upcoming reform, concerns have emerged about the increase in the prices of complementary health insurance who would like to anticipate a future additional cost that would be attributable to them. As a reminder, the cost of the reform is estimated at 1 billion euros over three years. THE three quarters of this sum will be covered by social security according to the Government and the rest, or 250 million euros, by mutual societies. In order to avoid this situation, the executive received in December 2018 the large insurance groups and provident institutes, as well as their professional federations to ask them to moderate their prices. At the end of the meeting, the mutuals announced a freeze or a reduction management fees from 2019. All stakeholders have at the same time committed to ensuring that there will be no increase in prices in 2019 and 2020 linked to the “zero charge” reform. A price observatory will be set up and made public to provide full transparency on the evolution of prices. Despite these announcements, Vosges residents have already received renewal letters from mutual insurance companies mentioning a significant increase in prices. The promises therefore do not seem to have been kept. Therefore, several questions arise. He would like to know if written commitments have been made by the mutuals not to increase their prices more than usual. Likewise, if the commitment was announced for 2019 and 2020, no guarantee would have been given for the future; he therefore asks him what the Government intends to do to avoid extravagant price increases after 2020.

Machine translation from French. The official text remains authoritative.

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