Question 17647 — maternity health insurance

Summary

Mr. Gérard Leseul draws the attention of the Minister of Health, Families, Autonomy and People with Disabilities to the measures envisaged by the Government aimed at reducing the coverage of certain health expenses by health insurance. The Government announced, on June 12, 2026, several measures likely to represent up to two billion euros in expenses transferred from national solidarity to policyholders. social services, including an increase in user fees for certain healthcare items as well as an increase in medical deductibles and flat-rate contributions. The renewal of the tax on members of complementary health insurance organizations was also mentioned. These announcements raise legitimate questions about their consequences on access to care and the level of out-of-pocket costs borne by the French. They come at a time when health expenses already constitute a significant burden for many households and when forgoing care for financial reasons remains a major concern. The most precarious people, the elderly and those suffering from chronic pathologies could be particularly exposed to these transfers of burdens. Furthermore, some of these measures could be implemented even before the examination of the social security financing bill for 2027, by regulation. Such a prospect raises an important democratic question since it would lead to a substantial modification of the coverage of health expenses without Parliament being able to first debate it within the framework of the examination of the PLFSS. In this context, he asks him to specify the exact nature, the timetable and amount of the measures envisaged, as well as the health expenditure items concerned and their estimated impact on the remainder payable by those insured under social security. It also asks it to specify whether the Government actually intends to implement certain of these measures by regulation before the examination of the PLFSS for 2027 and, if necessary, to guarantee that no substantial reduction in insurance coverage illness will not be decided without debate and vote by Parliament. Finally, he asks what measures the Government intends to take to ensure that the search for savings to reduce the social security deficit does not result in an increasing transfer of expenditure to those with social insurance, to the detriment of access to care and the reduction of health inequalities.

Machine translation from French. The official text remains authoritative.

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