Question 23635 — banks and financial institutions

Summary

Ms. Aude Luquet alerts the Minister of Territorial Cohesion and Relations with Local Authorities to the gradual disappearance of ATMs. Today this affects many municipalities, villages and neighborhoods throughout France and is gaining ground every year. This is not trivial. Indeed, the automated teller machine is an integral part of the life of a municipality or a neighborhood and this situation is all the more worrying as it no longer only affects rural areas but also urban areas that we thought were safe. This banking desertification continues to spread and many elected officials fear the creation of new fractures within society. In France, 3,000 distributors have closed over the last three years. This has a direct effect on the vitality of municipalities or neighborhoods with negative consequences for small traders who thus see some of their customers escape, more inclined to do their shopping where they can find cash. The end of ATMs then becomes a real drag on the local economy. Thus, she asks him how the Government intends to deal with this phenomenon which weighs on areas which already often suffer from poverty. disappearance of many other daily services.

Machine translation from French. The official text remains authoritative.

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