Question 25661 — pensions: general

Summary

Mrs. Muriel Ressiguier draws the attention of the Minister of Solidarity and Health to the pension reform project. For real social justice, we must save the pay-as-you-go pension system! Today there is great mistrust regarding the pension reform project and in many respects. First of all because all the policies that have been implemented since the start of the five-year term have led towards more poverty with an increase in inequalities and a decline in national solidarity. According to INSEE, the poverty rate increased by 0.2 points to 14.3% in 2018. 9.1 million French people lived below the poverty line. The Gini index, which measures inequalities, has experienced its strongest increase since 2010. And because there are many inconsistencies in the reform project and the political discourse that accompanies it. THE The government uses as a pretext for this reform a deficit to come by 2025 linked in particular to the increase in lifespan (a deficit which could reach between 7.9 and 17.2 billion euros according to the COR). Indeed, the French enter the job market later (on average at 21 years old depending on the economic alternative), because they undertake studies in higher education and live longer (in average 10 years longer than 40 years ago according to the World Bank) thanks to access to care and reduced working hours. These are the effects of social progress that has been implemented since the 1950s. Alongside these advances, productivity for an asset and the exploitation of natural resources have never been so important. An asset today produces on average three times more than in the 1970s. The increase in production per employee should, for example, make it possible to work less and be able to provide work for everyone. However, rather than implementing real fiscal justice and seeking new forms of revenue to preserve national solidarity, the Government has chosen to reduce spending and change the nature of the pension system, to put an end to national solidarity and to abandon a majority of seniors. The points system individualizes the new calculation method over the entire career, disadvantages and does not protect people from hazards and life choices (interrupted careers, parental leave, life accidents, periods of low pay). The distribution system that we defend, resulting from the National Council of Resistance, reflects the values ​​of fraternity and solidarity to fight against precariousness. It can be improved to ensure better pensions for all. The financial rebalancing of pension funds and the increase in their financing can be considered in several ways and would make it possible to maintain and improve the current pay-as-you-go system. There are avenues: pay women like men, remove exemptions from social security contributions, upgrade low salaries, reduce unemployment, include very high salaries paid in the form of dividends and which are not subject to social security contributions. It is high time to get out of a financial economy that is harmful to the majority and return to a real economy. For example and according to the Concorde Foundation, equalizing salaries between women and men would generate, between the increase in VAT, an increase in income tax revenue. income and the increase in social and employer contributions, a revenue gain for the State of 33.7 billion euros. The challenge is to ensure retirements for everyone allowing access to basic living standards (in terms of housing, care, food, heating, etc.). The Prime Minister, for example, announced that women would be “the big winners” from the reform. How could they be knowing that their salary is less (by 18.5% in 2019 according to Eurostat) and that maternity leave which is included in the calculation method puts them at a disadvantage? Furthermore, the minimum pension of 1,000 euros announced by the Government is not a sufficient response to combat the precariousness of retirees. INSEE defines the poverty threshold from 60% of the population's median standard of living, or 1,015 euros net per month. Minimum retirement pension which would thus be established is therefore below the poverty line. Recently, the establishment of a pivotal age fixed as it is currently planned at 64 years old does not make it possible to establish social justice either. The establishment of a balance age does not take into account the arduousness and wear and tear at work depending on the professions exercised. Career beginnings and developments are not the same from one sector to another. According to INSEE, an executive lives on average 13 years longer than a worker. While longevity stagnates in France, healthy life expectancy is reduced. It is therefore no coincidence that retirement by points is unpopular and that 62% of French people now indicate that they support the social movement (according to Harris Interactive and AEF). It is perceived as a “Trojan horse” with the implementation of two variable cursors: the pivotal age and the index point which will not be guaranteed in the medium and long term. The promise to include the value of the point in the law is in no way an imprescriptible step. No one is fooled by the effect of such a reform which would lead to a significant drop in pensions, estimated between 15 and 23% for the same career, before and after the reform (According to a citizen collective, reformedesretraites.fr). Solutions are found side of increasing revenues and not reducing expenses. This is why a pay-as-you-go pension system must be defended. She also questions him about the financing levers that the Government wishes to implement to resolve the budgetary imbalance of pension funds in order to ensure pensions that allow the French to live with dignity and enjoy their retirement in good health. She finally asks her if she is ready for a real dialogue and real negotiations with the social partners, or even a substantive public debate through a referendum.

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