Question 2781 — overseas

Summary

Mr. Perceval Gaillard alerts the Minister of the Economy, Finance and Industry about banking fees overseas. Indeed, overseas, from current accounts to real estate loans, the vast majority of banking products and services sold are more expensive than in mainland France. This difference is of the order of 10% on average. For illustration purposes, for a current account, a bank card and two withdrawals moved by month, there is an average contribution of 72 euros overseas, compared to 66 euros in France. Depending on the establishment, these differences in bank charges are sometimes even greater. This is for example the case at BNP Antilles Guyane, where the Esprit Libre formula is offered at the price of 137 euros per year, where at BNP Paribas, this formula is marketed at the price of 82.20 euros. As a reminder, the cost of living in overseas territories is on average 19% to 38% higher than in France. In this context, the MP alerts the Minister of the Economy, Finance and Industry and asks him to put an end to these considerable discrepancies.

Machine translation from French. The official text remains authoritative.

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