Question 28704 — people with disabilities

Summary

Mrs Perrine Goulet questions the Minister of Solidarity and Health on the resources taken into account for the calculation of the allocation of a disabled adult allowance (AAH). The occurrence of an event leading to a physical or psychological disability first affects the family circle. Once the diagnosis has been made and the shock has passed, families, and in particular their ancestors, legitimately wonder about the life and income of the family. person with a disability, sometimes expected to remain so. Also, it happens that intergenerational solidarity is expressed through the establishment of life insurance by parents for the benefit of a descendant with a disability. The logical choice is to take out a survivor’s annuity. However, such a contract, particularly when the subscribers are over 65 years old, is difficult to obtain given the duration of commitment and of the policy of insurance organizations, thus forcing subscribers to turn to traditional life insurance. Therefore, in the case of traditional life insurance, the life annuity that the beneficiary can draw from it will be taken into account in income and will therefore partially or totally reduce the amount of the AAH. She would like to know to what extent it would be possible to remove all life insurance income from resources taken into account for the calculation of the AAH.

Machine translation from French. The official text remains authoritative.

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