Question 7161 — insurance

Summary

Ms. Marie Mesmeur questions the Minister of State, Minister of the Interior, about the delays noted in the processing of insurance compensation following the floods that occurred in January 2025 in several municipalities in Ille-et-Vilaine. These floods caused significant material damage to homes, businesses and public facilities, lastingly affecting the daily lives of residents and the functioning of local communities. Several mayors of affected municipalities, through the Association of Rural Mayors of Ille-et-Vilaine, have expressed their concern about the slowness of compensation procedures, in particular for property covered by the natural disaster guarantee. This situation slows down the rehabilitation of various public infrastructures. However, the Minister himself assured this on February 1, 2025 during his travel to Redon, of an accelerated procedure for the 70 municipalities of Ille-et-Vilaine affected and identified in the decree published in the Official Journal of Sunday February 9, 2025. On this occasion, he indicated "We wanted these deadlines to be compressed as much as possible so that in terms of insurance, in terms of compensation, national solidarity is present as quickly as possible". However, it is clear, according to the testimony from the mayors concerned that they are struggling to obtain clear answers and precise deadlines from insurers, several months after the events. She would therefore like to know what measures the Government intends to take to speed up the compensation deadlines in this type of situation, as promised, and whether it plans to strengthen the obligations of insurance companies in terms of transparency and speed in the processing of files related to natural disasters.

Machine translation from French. The official text remains authoritative.

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