Question 818 — elderly people

Summary

The Government is attentive to the situation of retirees and in particular to their standard of living and their purchasing power. Regarding the average standard of living of retirees, in 2014 it is similar to that of the population, the ratio between the two being 106.1%. More generally, the poverty rate in France in 2014, according to INSEE, stood at 14.1% for the entire population, including 7.6% for people aged over 60. In 2015, the poverty rate for people over 65 was one of the lowest in Europe (17.4%). Furthermore, pensions had not been increased due to particularly low inflation in previous years. They were revalued by 0.8% on October 1. The Government is also taking measures aimed at preserving the purchasing power of low-income retired households. On the one hand, retirees will benefit from the gradual abolition of the housing tax which will allow 80% of households to be exempt from it by 2020, when their net income is less than 2,400 euros net. The Government wishes to reduce this tax, which constitutes a particularly heavy tax burden on the budgets of households belonging to the middle class, particularly those residing in municipalities with the least activity. economic in their territory. The amount of the tax will drop by 30% from 2018 and these households will stop paying it in 2020. Ultimately, each beneficiary household will make an average saving of €550 per year. Overall, two thirds of retirees will not see their purchasing power drop, either because they are not affected by the increase in CSG (for 40% of the lowest-income retirees), or because they benefit from the progressive exemption from the housing tax. On the other hand and in accordance with the presidential commitment, a significant increase in the Solidarity Allowance for the Elderly (ASPA) will be implemented from 2018 in order to reduce the poverty situations of the elderly. The amount of ASPA will be gradually increased to reach a maximum amount of €903 per month (for a single person) in 2020, which represents €100 per month more than today. It is therefore planned to increase the amount by €30 in April 2018 and by €35 the following two years. The amount of ASPA paid to a couple will be increased in the same proportions (€1,402 in 2020, or €155 more than currently). This strong measure of solidarity, representing a significant financial effort, will benefit the 550,000 retirees already receiving the old age minimum and should also enable new beneficiaries to join the system (around 46,000 people). Concerning the beneficiaries of complementary health assistance, they have access to contracts selected for their good quality/price ratio allowing price reductions, improved guarantees and also gives the right to additional measures (full third-party payment, exemption from medical deductibles, absence of excess fees among doctors). As for the isolation of the elderly, awareness of the aggravating factor in the risks of fragility, vulnerability and loss of autonomy has given rise to numerous initiatives in the voluntary sector and on the part of the public sector. Since the law of June 30, 2004 relating to solidarity for the autonomy of elderly people and disabled people, each department must establish an alert plan and emergency for the benefit of the elderly and disabled people in the event of exceptional risks. This plan is accompanied by the implementation of a nominative register of fragile and isolated people in each city, the census of which aims to encourage the intervention of social and health services with them. Since 2013, the national MONALISA system, a national mobilization to combat the isolation of elderly people, covers an inter-partnership and inter-association approach around the fight against the isolation of elderly people, which aims to cover the entire territory. After a three-year launch, impetus and experimentation phase, MONALISA confirmed its major role in mobilizing and supporting public, associative and institutional organizations engaged in the fight against isolation, with, in January 2017, 296 signatories of the MONALISA Charter and 37 departments organized into departmental cooperations. Its deployment is one of the major projects monitored by the High Council for Families, Children and Age. The approach appears in the report annexed to the law of December 28, 2015 on adaptation of society to aging (ASV) and its actions are part of the national action plan to prevent loss of autonomy. The commitment to the struggle against social isolation also involves the deployment of social and citizen participatory approaches. They are developed through the “Age-Friendly Cities and Communities” (VADA) approach, driven by the World Health Organization (WHO) and managed in France by the French-speaking Age-Friendly Cities (RFVAA) network since 2012, volunteering, the country's leading associative force, which promotes recognition of the usefulness of social and participation in democratic decisions within the framework of the different territorial levels (neighborhoods, municipalities, departments, etc.), and more recently the departmental council for citizenship and autonomy (CDCA) set up by the ASV law. It should be noted that the social action of retirement insurance also contributes to the diversification and generalization throughout the territory of an offer of services adapted to the expectations and needs of the most modest retirees.

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