United States · United States Congress · 27 March 1996
Enterprise Resource Bank Act of 1996 - Redesignates the: (1) Federal home loan banks as enterprise resource banks (ERBs); (2) Federal Home Loan Bank Act (FHLBA) as the Enterprise Resource Bank System Act; and (3) Federal Home Loan Bank System as the enterprise resource bank system. (Sec. 3) Declares that such banks are established by the Congress as profitmaking financial institutions whose purpose is to: (1) promote residential mortgage lending (including low- and moderate-income housing); (2) facilitate community and economic development lending, including rural economic development lending; and (3) assist such lending through a program of collateralized advances and other financial services that provide long-term funding, liquidity, operational, and interest rate risk management. Establishes 12 regional enterprise resource bank districts. Prescribes guidelines for FHLB mergers. Proscribes joint or collective offices of the ERBs. (Sec. 4) Establishes the Federal Housing Finance Board as an independent agency to regulate ERB safety and soundness. Grants the Board oversight and enforcement powers with respect to ERBs and the office of finance. (Sec. 5) Amends the FHLBA to declare that the ERBs shall: (1) operate jointly an office of finance (the office) to issue notes, bonds, and debentures; (2) establish a central board of directors; and (3) regularly report to the Finance Board the closing positions on their respective investments and qualified financial contracts. Mandates that the ERBs, the Finance Board, and the office jointly establish monitoring procedures for investment exposure, including credit and interest rate risk of the banks' individual and combined investment portfolios. (Sec. 6) Amends the FHLBA to set forth ERB capital structure plan requirements. Amends the Home Owners' Loan Act to repeal: (1) the ineligibility to obtain cash advances of savings associations that have failed to acquire or maintain qualified thrift lender status; and (2) the requirement that such associations repay outstanding FHLB advances in a prompt and prudent manner. Revises the FHLB membership guidelines to: (1) repeal the automatic membership of any newly chartered Federal savings association in the FHLB of the district in which it is located; and (2) make each Federal savings association eligible to acquire shares of stock in an ERB (voluntary membership). (Sec. 7) Amends the FHLBA to set forth a capital classifications scheme for prompt corrective action to ensure that ERBs remain: (1) adequately capitalized; (2) able to raise funds in the capital markets; and (3) able to meet their obligations. (Sec. 8) Prescribes the composition and duties of each ERB board of directors. (Sec. 9) Declares that the purpose of the community support requirements, the community investment program, and the affordable housing program is to serve depository institutions as an intermediary to: (1) aid in the development of a sustainable economic base in the banks' communities; (2) promote credit access throughout the Nation by increasing the liquidity of economic development financing and improving the distribution of investment capital available for such financing; and (3) assist with technical expertise for compliance with the Community Reinvestment Act of 1977. Provides that any member which receives a rating of satisfactory or better in its most recent examination in connection with the Community Reinvestment Act of 1977 shall be treated as having satisfied specified statutory requirements. Prohibits an ERB board of directors from delegating its funding approval authority under the FHLBA to any officer or employee of the bank. (Sec. 10) Grants the Finance Board enforcement authority to promote the safety and soundness of ERBs. (Sec. 11) Revises the requirement that, if available funds are insufficient to cover the amount of interest payments, each FHLB contribute to such payments to require each ERB to pay annually to the Resolution Funding Corporation 23.7 percent of its net earnings for the year for which such amount is required to be paid. (Sec. 13) Prescribes incorporation guidelines for ERBs. Declares the Finance Board custodian of ERB organizational certificates previously filed with the FHLB Board. Prohibits excessive compensation for ERB employees. Prohibits the Finance Board from prescribing or setting a specific level or range of compensation. Declares that no ERB officers, employees, or agents shall be considered Federal officers or employees for purposes of Federal civil service law.
United States · United States Congress · 26 March 1996
Congratulates the people of Taiwan on holding the first democratic presidential election in Chinese history. Declares that the United States is committed to: (1) moving nations toward freedom and democracy; and (2) encouraging and protecting its democratic friends on Taiwan, within the framework of the Taiwan Relations Act.
United States · United States Congress · 21 March 1996
Uniformed Services Medicare Subvention Demonstration Project Act - Directs the Secretaries of Defense and Health and Human Services (HHS) to jointly establish a demonstration project (project) to provide the Department of Defense (DOD) with reimbursement, under provisions of title XVIII (Medicare) of the Social Security Act, for health services provided through DOD to certain Medicare-eligible covered military beneficiaries. Requires the project to be conducted in one or more regions in which the TRICARE program (a DOD managed health care program) has been implemented. Allows such project to be conducted for up to two years. Requires such Secretaries to jointly submit to the Congress a first annual report and a final report containing specified information concerning project participants and such project's effects on military medical care access, readiness, and training. Directs the HHS Secretary to make monthly payments to DOD from the Federal Hospital Insurance Trust Fund and the Federal Supplementary Medical Insurance Trust Fund (HHS trust funds) representing appropriate reimbursement amounts. Provides for the determination of such amounts. Directs such Secretaries to jointly: (1) establish a base level of TRICARE coverage required in a geographic region for eligibility under the project; (2) determine baseline costs of such care and coverage; and (3) establish upper reimbursement limits. Directs the Secretary of Defense to waive the enrollment fee for individuals enrolled in a TRICARE program participating in the project. Establishes in the Treasury the Medicare Subvention Fund (Fund) for providing payments to the HHS Secretary for reimbursement of the HHS trust funds and for the payment of all expenses related to the participation of Medicare-eligible covered military beneficiaries in excess of the base level established under this Act, as well as administrative expenses. Authorizes appropriations for FY 1997 and 1998 for deposit into the Fund to carry out the purposes of this Act.
United States · United States Congress · 19 March 1996
Iran Oil Sanctions Act of 1996 - Directs the President to impose certain economic sanctions against persons who with actual knowledge or reason to know: (1) export certain petroleum and natural gas-related goods or technology that would significantly and materially enhance Iran's ability to develop its petroleum resources; or (2) make an investment of $40 million or more in any 12-month period that directly contributes to Iran's development of such resources. Specifies exceptions to trade sanctions, among other things for certain defense-related articles or services essential to U.S. national security. Prohibits with respect to any sanctioned person: (1) extension of Export-Import Bank assistance; (2) licenses or permits for the exportation of goods or technology; (3) importation into the United States of products produced by such person; and (4) loans from U.S. financial institutions. Specifies sanctions against financial institutions. Authorizes the Secretary of State upon request to issue an advisory opinion to any person as to whether a proposed activity would be subject to sanctions. Waives the requirements of this Act if the President certifies to the appropriate congressional committees that Iran has: (1) ceased its efforts to develop or acquire a nuclear explosive device, chemical or biological weapons, or ballistic missiles and missile launch technology; and (2) been removed from the list of countries determined, under the Export Administration Act of 1979, to have repeatedly supported acts of international terrorism. Sets forth additional criteria for such waiver. Directs the President to establish a List of Petroleum and Natural Gas-Related Goods and Technology which shall be subject to the export control restrictions of this Act. Requires the President to report periodically to the appropriate congressional committees on efforts to persuade other countries to: (1) pressure Iran to cease its weapons of mass destruction programs and support of international terrorism; and (2) ask Iran to reduce the presence of Iranian diplomats and other personnel and withdraw any of them who participated in the takeover of the U.S. embassy in Tehran on November 4, 1979. Requires the President to ensure continued reports to the Congress on Iran's: (1) nuclear and other military capabilities; and (2) support for acts of international terrorism. Applies the sanctions required under this Act to persons making investments for the development of petroleum resources in Libya. Declares that determinations to impose sanctions under this Act are not reviewable in any court.
United States · United States Congress · 19 March 1996
Authorizes non-Federal interests (NFIs) to undertake flood control projects, subject to obtaining any required permits in advance of actual construction. Authorizes an NFI or the Secretary of the Army, upon request, to undertake all necessary studies and engineering for such projects. Authorizes any NFI which has received from the Secretary a favorable recommendation for a flood control project (or separable element thereof) to carry out such project if a final environmental impact statement has been filed. Directs the Secretary to monitor any project for which a permit is granted to ensure permit compliance. Authorizes the Secretary to reimburse any NFI for the Federal share of an authorized flood control project if the Secretary: (1) approves the construction plans of the NFI; and (2) finds that such construction is economically justified and environmentally acceptable.
United States · United States Congress · 12 March 1996
Recognizes the importance of African-American music to global culture. Calls on the people of the United States to study, reflect on, and celebrate African-American music.
United States · United States Congress · 7 March 1996
Comstock Cleanup Act of 1996 - Amends the Comstock Act to repeal a ban on the importation, transportation, or mailing (including through use of a computer) of any material intended for producing abortion or for any indecent or immoral use.
United States · United States Congress · 7 March 1996
Condemns the terror attacks in Jerusalem, Ashkelon, and Tel Aviv. Extends condolences to the victims' families and to the Government and people of Israel. Reaffirms full support for Israel in its efforts to combat terrorism as it attempts to pursue peace with its neighbors in the region. Calls upon the Palestinian Authority, the Palestinian Council, and Chairman Arafat to: (1) apprehend and punish the perpetrators of terror attacks, prevent such acts in the future, confiscate all unauthorized weapons, and avoid and condemn all statements and gestures which signal tolerance for such acts and their perpetrators; (2) eliminate the terrorist structure and terrorist activities of Hamas, Palestinian Islamic Jihad, the Popular Front for the Liberation of Palestine, and all other terror groups; and (3) adopt legislative and executive measures to ban the existence and operations of all terrorist organizations resident in the Palestinian autonomous areas. Insists that Chairman Arafat ensure the timely inauguration of the Council so that the Palestinian National Covenant will be amended of vile references to Israel within 60 days thereafter. Reaffirms that the Covenant must be amended in order for the peace process to succeed. Calls upon the Palestinian people to support the deletion of anti-Israel language from the Covenant, to express their revulsion for terrorism against Israel, and to condemn and isolate those elements of Palestinian society that employ and support such terrorist acts. Urges: (1) all parties to the peace process to bring to justice the perpetrators of acts of terrorism and to cease harboring, financing, and arming terror groups; and (2) the Clinton Administration to act against those who continue to harbor, arm, or finance terror groups seeking to undermine the peace process. Calls upon: (1) those Arab states that have failed to condemn these acts of terrorism to do so immediately and to support all efforts in the region to combat terrorism; and (2) the international community to cooperate with the United States in isolating states which engage in international terrorism. Insists that Iran and Syria cease all support for all terrorist groups operating in areas under their control and refrain from all activities in opposition to the Middle East peace process. Expresses the intent to reconsider U.S. assistance to the Palestinian Authority in light of the steps that must be taken by the Authority against terrorist infrastructures and operations. Praises efforts to provide Israel with all appropriate antiterrorism resources to eliminate the tide of terrorist incidents against Israel.
United States · United States Congress · 28 February 1996
TABLE OF CONTENTS: Title I: Transition from Federal Funding Subtitle A: Public Broadcasting Station Opportunities Subtitle B: Corporation for Public Broadcasting Financial Flexibility Title II: Privatization of the Corporation for Public Broadcasting Public Broadcasting Self-Sufficiency Act of 1996 - Title I: Transition from Federal Funding - Subtitle A: Public Broadcasting Station Opportunities - Amends the Communications Act of 1934 (the Act) to state that a prohibition against a public broadcasting station (PBS) making or broadcasting advertisements shall not prohibit a PBS from broadcasting: (1) well-established corporate logos or slogans, even if they include a call to action by viewers or listeners; or (2) strictly quantifiable comparative descriptions of products or services or their providers. Allows a noncommercial educational broadcast station to broadcast programs produced or furnished by, or at the expense of, persons other than the licensee and to receive compensation for such broadcasts. (Sec. 104) Authorizes the licensees or permittees of a commercial and a public broadcast television (TV) station to jointly petition the Federal Communications Commission (FCC) to request an exchange of TV channels. Requires the FCC to act on such petition within 90 days, taking into account specified considerations. (Sec. 105) Authorizes the licensees of two overlapping stations, subject to specified requirements and limitations, to operate one such station for remunerative purposes, including the transmission of commercial TV programming originated by such licensee or by another party and the transmission of subscription TV or pay-per-view services. Provides remunerative use conditions. Directs the FCC to approve the sale of an overlapping station to one of the parties, upon application, for the operation of such station as a commercial TV station, under specified conditions. Subtitle B: Corporation for Public Broadcasting Financial Flexibility - Sets forth purposes of the Corporation for Public Broadcasting, including promoting the delivery of local public telecommunications services which advance education, support culture, and foster American citizenship. Authorizes appropriations through FY 2000 for the Public Broadcasting Fund, to be available on a fiscal year basis. Directs the Corporation, through September 30, 2000 (transition period), to establish an annual budget for use in allocating amounts from the Fund. Prohibits more than five percent of all amounts appropriated into the Fund for allocation for any fiscal year from being used for administrative expenses, with 75 percent of the remainder allocated for public TV broadcasting and 25 percent for public radio broadcasting. Requires during the transition period: (1) public meetings preceded by reasonable notice before the awarding of public television or radio grants; (2) public access to financial reports of a public telecommunications entity; and (3) the Corporation to ensure that financial support is given on a one-station-per-market basis. Limits the rates of pay of employees of the Public Broadcasting Service and National Public Radio (PBS and NPR). Establishes the Public Broadcasting Satellite Interconnection Fund, requiring PBS and NPR to prepare a final report for the Congress on the status of the Fund. Title II: Privatization of the Corporation for Public Broadcasting - Provides membership requirements for members of the Corporation's Board of Directors who are chosen during the transition period, including the required experience. Repeals, upon the termination of the transition period, various provisions relating to the organization and duties of the Corporation. (Sec. 202) Amends the Act to direct the Corporation to establish a trust fund for the investment and management of funds to support public broadcasting, with specified fund income requirements. Directs the Corporation to ensure that where more than one public television station serves a community, the total trust fund grants provided to those stations are not more than would be provided if such community was served by a single station. Authorizes the Corporation to expend up to 25 percent of trust fund income for TV and radio program production. Authorizes the FCC to allocate by means of competitive bidding the initial licenses and construction permits for the use of the electromagnetic spectrum reserved for noncommercial education TV stations as of the enactment of this Act and for which no application has been accepted. Outlines bidding requirements. Authorizes appropriations received from such bidding (not to exceed $1 billion) to the trust fund. Authorizes the FCC to compensate licensees relinquishing their stations for allocation by such bidding. Directs the Secretary of the Treasury, before making any appropriated funds available to the Corporation, to take specified action to verify Corporation compliance with trust fund requirements. Directs the Corporation to submit to the Congress an annual statement on the financial condition of the trust fund.
United States · United States Congress · 27 February 1996
Patient Right to Know Act of 1996 - Prohibits an entity offering a health plan from: (1) providing, in any contract or agreement with a health care provider, any restriction on or interference with any medical communication; or (2) taking retaliatory action against a provider on the basis of a medical communication. Defines "medical communication" as being between a provider and: (1) a current, former, or prospective patient; (2) any employee or representative of the entity; or (3) any representative of any State or Federal authority with responsibility for licensing or oversight regarding the entity or plan. Mandates civil money penalties. Allows State requirements more protective of medical communications than the requirements of this Act.
United States · United States Congress · 6 February 1996
Keep the Government Open Act of 1996 - Amends Federal law to allow an officer or employee of the United States or of the District of Columbia to make a contract or obligation before an appropriation is made if the President determines that an appropriation is likely for that purpose before the end of the fiscal year in an amount exceeding the contract or obligation. Allows a U.S. officer or employee to continue to supply personal services before an appropriation or continuing resolution is enacted if the President determines that an appropriation is likely for that purpose before the end of the fiscal year in an amount exceeding the cost to the government. Requires payment for those services even if no appropriation is enacted if the President so determines. Appropriates funds to pay salaries for each day on which funds are not available (unless an appropriations measure is enacted for the applicable department or agency and the measure makes no appropriation for that salary).
United States · United States Congress · 1 February 1996
Repeals the amendments enacted under the National Defense Authorization Act for Fiscal Year 1996 that require any member of the armed forces who is determined to be HIV-positive (Human Immunodeficiency Virus-1) to be separated within six months after such determination.
United States · United States Congress · 1 February 1996
Export Working Capital Program Enhancement Act of 1995 - Amends the Small Business Act to provide that the level of participation by the Small Business Administration in a loan on a deferred basis under the Export Working Capital Program shall be equal to the rate in effect prior to the enactment of the Small Business Lending Enhancement Act of 1995 (90 percent guarantee rate).
United States · United States Congress · 1 February 1996
Calls for the House of Representatives to immediately enact an increase in the debt limit free of conditions. Affirms continued unequivocal support for the full faith and credit of the United States. Declares that the threat of default should never be employed, issued, or in any way implied in political policy debates in such a manner as would jeopardize the Federal credit rating by casting doubt on whether the Government will honor its debts.
United States · United States Congress · 1 February 1996
Expresses the sense of the Congress that, not later than March 15, 1996, the Congress should appropriate for FY 1996 for each continuing program or activity of the Department of Education not less than the amount appropriated for FY 1995 for such program or activity.
United States · United States Congress · 25 January 1996
National Motor Vehicle Safety, Anti-Theft, Title Reform, and Consumer Protection Act of 1995 - Amends Federal transportation law to require States, in licensing a passenger motor vehicle whose ownership has been transferred, to disclose on the certificate of title whenever records indicate that such vehicle was previously issued a title that contained a word or symbol signifying that it was "salvage," "unrebuildable," "parts only," "scrap," "junk," "nonrepairable," "reconstructed," "rebuilt," or that it has been damaged by flood. Directs the Secretary of Transportation to issue regulations requiring each State in licensing such vehicles to apply uniform standards, procedures, and methods for the issuance and control of motor vehicle titles and for information to be contained on such titles. Authorizes States to use Federal highway safety funds to defray the costs of establishing new procedures to comply with such requirements. Makes it unlawful for any person knowingly and willfully to: (1) make false statements on an application for a motor vehicle title; (2) fail to apply for a salvage title when such application is required; (3) alter, forge, or counterfeit a certificate of title, a nonrepairable vehicle certificate, a certificate verifying an anti-theft inspection or an anti-theft and safety inspection, or a required decal affixed to a passenger motor vehicle; (4) falsify the results of an inspection; (5) offer to sell any salvage vehicle or nonrepairable vehicle as a rebuilt salvage vehicle; or (6) conspire to commit any of the above acts. Sets forth civil and criminal penalties for violations of this Act. Amends the Tariff Act of 1930 to prohibit customs officers from allowing the export of self-propelled vehicles from the United States by transport (current law permits the export of used self-propelled vehicles provided ownership information is given), unless the exporter presents proof of ownership to such officer. Sets forth a civil penalty for violations of this requirement.
United States · United States Congress · 25 January 1996
TABLE OF CONTENTS: Title I: Health Care Access, Portability, and Renewability Subtitle A: Group Market Rules Subtitle B: Individual Market Rules Subtitle C: COBRA Clarifications Subtitle D: Private Health Plan Purchasing Cooperatives Title II: Application and Enforcement of Standards Title III: Miscellaneous Provisions Health Insurance Reform Act of 1996 - Title I: Health Care Access, Portability, and Renewability - Subtitle A: Group Market Rules - Prohibits insurers from declining to offer whole group coverage to a group purchaser. Allows plans to establish eligibility, continuation, enrollment, or premium requirements, provided the requirements are not based on health status, medical condition, or similar factors. (Sec. 102) Mandates plan renewability, except for premium nonpayment, material misrepresentation, plan termination, or other specified reasons. (Sec. 103) Regulates the circumstances in which a plan may impose a benefit limitation or exclusion because of a preexisting condition. Allows State laws (unless preempted by specified provisions of the Employee Retirement Income Security Act of 1974 (ERISA)) that: (1) limit preexisting conditions to shorter periods than the provisions of this paragraph; or (2) recognize previous qualifying coverage with a lapse period longer than provided for by the provisions of this paragraph. (Sec. 104) Mandates special enrollment periods for individuals who have certain types of changes in family composition or employment status. (Sec. 105) Regulates disclosures an insurer must make to a small employer (as defined in State law or, if not defined in State law, employers with not more than 50 employees). Amends ERISA to modify requirements regarding disclosures to plan participants and beneficiaries. Subtitle B: Individual Market Rules - Prohibits an insurer (for an individual in a period of previous qualifying coverage) from declining to offer coverage or denying enrollment based on health status, medical condition, or similar factors. (Sec. 111) Mandates renewability of coverage for individuals, except for nonpayment of premiums, material misrepresentation, or plan termination. (Sec. 112) Requires that State law in effect on, or enacted after, enactment of this Act apply in lieu of the standards above in this subtitle unless the Secretary of Health and Human Services determines that the State law does not achieve access goals described in this subtitle. Allows States to meet those goals by using a National Association of Insurance Commissioners (NAIC) model adopted using a consultation process the Secretary approves. Subtitle C: COBRA Clarifications - Amends the Public Health Service Act, the Employee Retirement Income Security Act of 1974 (ERISA), and the Internal Revenue Code to modify continuation coverage requirements. Subtitle D: Private Health Plan Purchasing Cooperatives - Requires a State to certify health plan purchasing cooperatives (HPPCs) meeting the requirements of this paragraph. Provides for Federal certification if a State fails to do so. Regulates HPPC organization, duties, and activities. Preempts, for a HPPC meeting these requirements, State fictitious group laws. Preempts State premium rating requirement laws in certain circumstances. Requires compliance with State mandated benefit laws. Applies to HPPCs, for enforcement purposes only, the requirements of ERISA provisions relating to fiduciary responsibility and administration and enforcement. Title II: Application and Enforcement of Standards - Deems a requirement or standard under this Act imposed on a plan to be imposed on the issuer. (Sec. 202) Requires each State to mandate that each plan in the State meet the standards under this Act pursuant to an enforcement plan filed by the State with the Secretary of Labor, with employee plans enforced in the same manner as under specified ERISA provisions. Provides for Federal enforcement if a State fails to do so. Title III: Miscellaneous Provisions - Amends the Public Health Service Act to allow a health maintenance organization, if notified by a member that a medical savings account has been established for the member and if the member requests, to reduce the basic health services payment by requiring the payment of a deductible for basic health services. Mandates a study and report to appropriate congressional committees on: (1) mechanisms to ensure the availability of reasonably priced health coverage to employers purchasing group and individuals purchasing non-group coverage; and (2) whether standards limiting premium variation will further the purposes of this Act.
United States · United States Congress · 3 January 1996
Amends a specified Federal law making continuing appropriations to extend the specific termination date of appropriations and authority under that Act to January 19, 1996 (currently, December 15, 1995). Modifies the definition of minimal level (to which operations would be reduced in certain circumstances) to mean a reduction of ten (currently, 25) percent from the current rate. Mandates compensation at standard rates for any U.S. or District of Columbia officer or employee furloughed because of a lapse in appropriations after December 15, 1995. Ratifies certain types of obligations incurred in anticipation of the appropriations made and authority granted by this resolution.
United States · United States Congress · 15 December 1995
Breast Implant Accountability Act - Requires each manufacturer of a breast implant to notify each individual with a silicone gel or saline implant implanted before 1994 that the manufacturer will pay for removal and will allow the recipient to select the physician and hospital or center for the removal. Directs the Secretary of Health and Human Services to conduct or contract for research on the physiological, neurological, and immunological effects of chemicals found in, or used in the manufacture of, breast implants. Prohibits: (1) physicians from doing silicone breast implants without patient execution of a consent form prescribed by the Secretary and from refusing the treatment of a patient because the patient has received a breast implant; (2) grants to an organ procurement organization if the organization has allowed an individual who has a breast implant to donate an organ; and (3) licensing of any blood collection entity if the entity receives blood from such an individual.
United States · United States Congress · 14 December 1995
Savings in Construction Act of 1995 - Amends the Metric Conversion Act of 1975 to define specified terms, including "hard-metric conversion" and "soft-metric conversion." Prohibits Federal agencies from: (1) using construction or procurement guidelines that require the use of hard-metric products if a majority of the related contracts would be likely to result in a certification under this Act; and (2) establishing bidding requirements or preferences for federally-assisted construction contracts that specify the use of hard-metric products if soft-metric production is feasible, and, as certified by an industry representative, hard-metric alternatives are not readily available, would exceed specified capital costs, and would result in negligible benefits, or would reduce competition or create special hardships.
United States · United States Congress · 12 December 1995
Senior Citizens' Access to Health Care Act of 1995 - Amends title XVIII (Medicare) of the Social Security Act to require health maintenance organizations participating in the Medicare Program to offer coverage for out-of-network services to Medicare beneficiaries enrolled with such organizations.
United States · United States Congress · 7 December 1995
Fan Freedom and Community Protection Act of 1995 - Provides that where a professional sports league approves the relocation of a team from a community in which the team has been located for at least ten years: (1) the registered mark that is used to identify the team becomes the property of the league; (2) the league shall reserve the mark for use only by the community from which the team is relocating until the earlier of the mark's expiration or the date on which the community informs the league that a team will not be using the mark; and (3) the mark may not be used by another team in the same league. (Sec. 4) Requires a team owner seeking to relocate the team to provide notice to the local government for the community in which the team's stadium or arena is located, the owner or operator of such stadium or arena, and each team that is a member of the professional sports league not later than 180 days before the commencement of the season in which the team is to play in the new community. (Sec. 5) Directs the league, within a year after the submission of the name of an investor to a league, to grant to the investor a new expansion professional sports team franchise at a fee no greater than 85 percent of the franchise fee charged for the last expansion team franchise granted. Makes such requirement applicable to a league in any case in which: (1) the league approves, on or after January 1, 1993, the relocation of a team from one community to another; (2) not later than three years after such relocation, the community in which the team was previously located submits the name of an investor to be granted a new team franchise in such community; and (3) the investor demonstrates that he is financially able to purchase and support a team by placing the prescribed amount, plus the sale price of the last team sale approved by the league, in an escrow account. Authorizes the league, for ten years after granting an expansion team franchise, to approve a resale of the team but not the team's relocation. Makes this section inapplicable to a team that relocates within 60 miles of the community. (Sec. 6) Permits under the antitrust laws a league to enforce rules or agreements authorizing its membership to decide whether a member team may relocate from one community to another. Requires a league, in determining whether to approve such a relocation, to make specific findings, including regarding fan loyalty, the extent to which the team received public financial support, and whether there is a bona fide investor offering fair market value that will retain the team in the current community. (Sec. 7) Sets forth penalties for failure to comply with this Act. Provides for enforcement by the Federal Trade Commission.
United States · United States Congress · 7 December 1995
TABLE OF CONTENTS: Title I: General Provisions Title II: Voluntary Separation Incentives Title III: Reemployment Assistance Programs Title IV: Extension of Benefits Federal Employee Separation Incentive and Reemployment Assistance Act - Title I: General Provisions - Sets forth conditions for Federal employees to receive an incentive payment under this Act pursuant to regulations prescribed by the Director of the Office of Personnel Management. (Sec. 104) Authorizes the Director of the Administrative Office of the United States Courts to make incentive payments available to individuals serving in the judicial branch. (Sec. 105) Exempts certain boards, commissions, councils, committees, or similar groups established to carry out certain activities under this Act from a specified proscription against interagency financing of groups which do not have a prior and specific statutory approval to receive financial support from more than one agency or instrumentality. Title II: Voluntary Separation Incentives - Sets forth parameters for Federal employee incentive payments which differ on the basis of one's eligibility for immediate retirement. Requires repayment of such incentive payments by retirees upon any subsequent Federal employment, unless repayment is waived by the appropriate authority. Amends the Federal Workforce Restructuring Act of 1994 to provide for employee backfill prevention. Title III: Reemployment Assistance Programs - Amends Federal civil service law to direct the Office of Management and Budget to establish a Government-wide priority placement program, and each agency to establish an agency-wide priority placement program for employees separated or scheduled to be separated from Federal employment by a reduction in force. (Sec. 302) Authorizes the head of an agency to: (1) pay retraining and relocation incentives according to prescribed guidelines in order to facilitate the reemployment by non-Federal employers of eligible employees who are separated from the agency; and (2) establish a job placement and counseling services program for current and former employees and their families. Title IV: Extension of Benefits - Amends Federal civil service law to provide for continuation of life and health insurance benefits for Federal employees separated from Federal employment under this Act.
United States · United States Congress · 18 November 1995
Amends Federal armed forces provisions to provide that: (1) the special rule concerning annual cost-of-living adjustments to retired military pay for individuals who first became members of a uniformed service before August 1, 1986, shall apply only through FY 1996 (currently, FY 1998); and (2) the initial month that such increase is payable shall be March (currently, September) of the year following the effective date of such increase.
United States · United States Congress · 17 November 1995
Provides that when the House of Representatives adjourns on November 18, 1995, it shall stand adjourned until November 19, 1995, to continue working to resolve the budget impasse.
United States · United States Congress · 16 November 1995
Victims of Abuse Insurance Protection Act - Prohibits insurers and health carriers from engaging in specified acts (such as denying, terminating, or limiting coverage) on the basis that the applicant or insured (or any person with whom the applicant or insured is associated) is, has been, or may be the subject of abuse involving household or family members, current or former spouses, or individuals in or formerly in a sexually intimate relationship. Prohibits insurers from using, disclosing, or transferring information about an applicant's or insured's abuse status or abuse-related medical condition for any purpose unrelated to the direct provision of health care unless required by an order of an insurance regulatory entity, a court order, or abuse reporting laws. Requires an insurer that takes any adverse action relating to any plan or policy of an abuse subject (whether applicant or insured) to advise such individual of the specific reasons for the action. Regulates subrogation of claims resulting from abuse. Empowers the Federal Trade Commission to examine and investigate any insurer regarding compliance with this Act. Provides for a private cause of action against the insurer in Federal or State court by an abuse subject applicant or insured claiming to be adversely affected by an act or practice of the insurer.
United States · United States Congress · 14 November 1995
Smithsonian Institution Sesquicentennial Commemorative Coin Act - Directs the Secretary of the Treasury to issue five-dollar gold coins and one-dollar silver coins emblematic of the scientific, educational, and cultural significance of the Smithsonian Institution. Mandates that: (1) all but a certain portion of surcharges received from coin sales be paid by the Secretary to the Smithsonian Institution for such purposes as its Board of Regents determines to be appropriate; and (2) a certain portion of such surcharges be dedicated to supporting the operation and activities of the National Numismatic Collection at the National Museum of American History.
United States · United States Congress · 30 October 1995
Amends rule LI of the Rules of the House of Representatives to replace provisions governing employment practices with provisions that prohibit a House Member, officer, or employee from knowingly accepting a gift except as provided in this Act. Allows such individual to accept a gift (other than cash or cash equivalent) which he or she reasonably and in good faith believes to have a value of less than $50 and a cumulative value from one source during a calendar year of less than $100. Provides that no gift with a value below ten dollars shall count towards the $100 annual limit. Considers a gift to a family member to be a gift to such Member, officer, or employee if given with his or her knowledge and acquiescence and if he or she has reason to believe that the gift was given because of his or her official position. Treats only the food and refreshment provided to such Member, officer, or employee as a gift if food and refreshment are also provided at the same time and place to such individual's spouse or dependent. Includes among exempted items: (1) contributions lawfully made under the Federal Election Campaign Act, a limited contribution for election to a State or local government office under such Act, or attendance at a fund raising event sponsored by a political organization; (2) anything provided on the basis of a personal friendship unless such Member, officer, or employee has reason to believe that the gift was provided because of his or her official position; (3) otherwise lawful contributions to such individual's legal expense fund; (4) food, refreshments, lodging, and other benefits which result from the outside business or employment activities of such Member, officer, or employee or spouse if such benefits have not been offered or enhanced because of such individual's official position, which are customarily provided by a prospective employer in connection with bona fide employment discussions, or which are provided by a political organization in connection with a fund raising or campaign event; (5) training that is the House's interest; (6) a gift of personal hospitality of an individual other than a registered lobbyist or agent of a foreign principal; and (7) certain other opportunities and benefits provided to the public or to Government employees generally. Establishes conditions under which such Member, officer, or employee may accept an offer of free attendance at a convention, dinner, or similar event. Prohibits the acceptance of a gift exceeding $250 on the basis of the personal friendship exception unless the Committee on Standards of Official Conduct issues a written determination that such exception applies. Provides that certain reimbursements to such Member, officer, or employee for travel expenses to an event in connection with official duties shall not be considered to be gifts if advance authorization is received and the reimbursements and authorization are disclosed within a specified time period. Declares that activities that are substantially recreational in nature shall not be considered to be in connection with official duties. Includes as prohibited gifts to such Member, officer, or employee from a registered lobbyist or an agent of a foreign principal: (1) anything provided to an entity that is maintained or controlled by such Member, officer, or employee; (2) a charitable contribution made on the basis of such Member's, officer's, or employee's specification, with the exception of a mass mailing or other solicitation directed to a broad category of persons or entities; (3) a contribution or other payment to such Member's, officer's, or employee's legal expense fund; and (4) a financial contribution or expenditure made relating to a conference or similar event sponsored by, or affiliated with, an official congressional organization for, or on behalf of, such Members, officers, or employees. Provides that a charitable contribution made by a registered lobbyist or agent in lieu of an honorarium to such Member, officer, or employee shall not be considered a gift under this Act if such Member, officer, or employee reports to the Clerk of the House the name and address of the registered lobbyist, the date and amount of the contribution, and the name and address of the designated or recommended charitable organization. Declares that such rules shall be interpreted and enforced solely by the Committee on Standards of Official Conduct. Amends rule X to revise the functions of the Committee on House Oversight to include accepting a gift for the House if such gift does not involve any duty, burden, or condition or is not made dependent upon some future performance by the House.
United States · United States Congress · 24 October 1995
Philanthropy Protection Act of 1995 - Exempts from the jurisdiction of the Investment Company Act of 1940, the Securities Act of 1933, the Securities Exchange Act of 1934, and the Investment Advisers Act of 1940 any security issued by or any interest or participation in any pooled income fund, collective trust fund, collective investment fund, or similar fund maintained by a charitable organization exclusively for the collective investment and reinvestment of certain assets. Includes among such assets those of: (1) a charitable remainder trust or of any other trust the remainder interests of which are irrevocably dedicated to any charitable organization; or (2) a trust the remainder interests of which are revocably dedicated to a charitable organization, subject to specified conditions. Deems such a charitable income fund, in specified circumstances, not to be an investment company under the Investment Company Act of 1940. Amends the Investment Company Act of 1940 to set forth disclosure requirements for exempt charitable organizations. Amends the Securities Exchange Act of 1934 to require solicitors of funds for such exempt charitable organizations to be volunteers or to be engaged in overall fund-raising activities of the organization but receiving no commission or other special compensation based on the amount of donations collected. Exempts such charitable organizations from State regulation in general, and such securities from State registration or qualification requirements in particular. Permits a State to enact a statute that specifically refers to this Act and provides prospectively that this Act does not preempt the laws of such State.
United States · United States Congress · 12 October 1995
Davis-Bacon Act Reform Amendments of 1995 - Amends the Davis-Bacon Act (DBA) to provide for wage determinations based on the locality where the work is performed. Requires contractors and subcontractors covered by DBA to pay laborers and mechanics: (1) unconditionally; (2) at least weekly; and (3) without subsequent deduction or rebate. Applies DBA requirements to laborers and mechanics employed by the contractor or subcontractor to: (1) work directly upon the site of the work, including work at fabrication plants, batch plants, tool yards, or similar facilities not on the project site but dedicated exclusively, or nearly so, to project construction (except previously established facilities whose location and continuance in operation are determined wholly without regard to the contract work); or (2) transport materials, supplies, and equipment to or from the worksite. Increases the minimum threshold (currently $2,000) for DBA coverage of contracts for public buildings and works to: (1) $100,000 for new construction, complete rehabilitation, or reconstruction; and (2) $25,000 for repairs or alterations. Sets conditions for coverage of leased property. Provides for periodic adjustments of such thresholds. Prohibits splitting contracts. Sets forth wage requirements in cases of contract option provisions. Sets preemption conditions. Sets forth provisions relating to apprentices, trainees, and helpers. Sets forth requirements relating to wages. Revises DBA enforcement provisions, including: (1) administrative procedures, including the Secretary of Labor's authority with respect to payment of workers, debarment of contractors, and coordination of enforcement; (2) review procedures, including court review of coverage determinations; and (3) creation of an administrative petition procedure for workers for wages, benefits, and damages. (Sec. 3) Amends the Copeland Act to: (1) eliminate weekly payroll data submission for contracts of $100,000 or less; and (2) change such weekly requirement to a monthly one for contracts of more than $100,000, with provisions for waivers for contractors or subcontractors who have demonstrated compliance with DBA and other labor standards. Revises enforcement provisions to: (1) require contractors and subcontractors to maintain payroll and related records for three years after completion of contract work and make them available upon request of the contracting officer or the Secretary; (2) grant the Secretary subpoena and debarment authority with respect to records; and (3) establish penalties for false records. Amends the Contract Work Hours and Safety Standards Act to provide that: (1) the Secretary, rather than the Comptroller General, shall initiate debarment action for violations; and (2) the General Services Administration (GSA) shall include the names of those debarred on a government-wide list.
United States · United States Congress · 25 September 1995
Congressional Award Act Amendments of 1995 - Amends the Congressional Award Act to extend through 1997 the requirement that the Comptroller General determine that the Director of the Congressional Award Program has ensured that appropriate procedures for fiscal control and fund accounting are established for the financial operations of the Program and that such operations are administered by personnel with expertise in accounting and financial management. Extends the Congressional Award Board until October 1, 1998.
United States · United States Congress · 14 September 1995
Distilled Spirits Tax Payment Simplification Act of 1995 - Amends the Internal Revenue Code to modify or impose requirements regarding: (1) the transfer of distilled spirits between bonded premises and between importation and bonded premises; (2) operations as a bonded dealer conducted on the bonded premises of a distilled spirits plant; (3) establishment and operation of such a plant by a bonded dealer; (4) election to be treated as a bonded dealer; (5) the time at which the tax on distilled spirits is determined; (6) distilled spirits lost or destroyed in bond or returned to bonded premises; (7) the time for tax payment and payment by electronic transfer; and (8) application to a plant used by a bonded dealer of provisions relating to sales by proprietors of controlled premises.
United States · United States Congress · 13 September 1995
Requires that any markup in the committees or subcommittees of the House of Representatives of any legislation changing existing law concerning Medicare or Medicaid pursuant to the reconciliation instructions of the concurrent resolution on the budget for FY 1996 be preceded by a minimum of four weeks for public disclosure of and public hearings on the legislative text of such changes. Prohibits such legislation from being considered in the House until such requirements have been met. Expresses the sense of the House that the Senate should adopt a similar schedule for public disclosure and hearings on the legislative text of any such changes.
United States · United States Congress · 12 September 1995
Federal Thrift Savings Plan Enhancement Act of 1995 - Amends Federal civil service law with respect to the Civil Service and Federal Employees' Retirement Systems and the Thrift Savings Plan (TSP) Program. Provides for: (1) an additional Small Capitalization Stock Index Investment Fund and International Stock Index Investment Fund in the TSP; and (2) repeal of the limitations on individual TSP contributions, including those from judges and other specified personnel of the Federal judicial branch.
United States · United States Congress · 6 September 1995
TABLE OF CONTENTS: Title I: Lobbying Disclosure Title II: Congressional Gift Rules Title I: Lobbying Disclosure - Lobbying Disclosure Act of 1995 - Requires registration with the Secretary of the Senate and the Clerk of the House of Representatives by any individual lobbyist (or the individual's employer, if it employs one or more lobbyists) within 45 days after the individual first makes, or is employed or retained to make, a lobbying contact with either the President, the Vice President, a Member of Congress, or any other specified Federal officer or employee. Defines a lobbyist as any individual employed or retained by a client for financial or other compensation for services that include one or more lobbying contacts (but not an individual whose lobbying activities constitute less than twenty percent of the time engaged in the services provided to that client). Provides for: (1) special registration filing rules in cases involving multiple clients and contacts; and (2) registration termination in cases where a registrant is no longer employed or retained by a client to conduct lobbying activities, and does not anticipate any additional lobbying activities for such client. (Sec. 104) Specifies registration contents. Exempts from such registration requirements in cases involving lobbying income of $5,000 or less (for a particular client) or total expenses of $20,000 or less (for all lobbying activities) (adjusted periodically for inflation). (Sec. 105) Requires registrants to file semiannual lobbying activity reports. Permits tax-exempt charitable organizations required to report lobbying expenses by the Internal Revenue Code to satisfy such requirements by filing a copy of a certain required Internal Revenue Service form. (Sec. 106) Details the responsibilities of the Secretary and the Clerk with respect to disclosure and enforcement. (Sec. 107) Sets forth penalties for violations of this Act. (Sec. 109) Amends the Foreign Agents Registration Act of 1938 to: (1) eliminate references to political propaganda and, in certain cases, replace them with references to informational materials; and (2) modify registration exemption provisions. (Sec. 110) Revises (Byrd Amendment) requirements for a declaration by persons requesting or receiving a Federal contract, grant, loan, or cooperative agreement with respect to any payments made in connection with it which would be prohibited if made with appropriated funds. Requires, in lieu of information currently required, the: (1) name of any registrant under this Act who has made lobbying contacts on behalf of the person with respect to that Federal contract, grant, loan, or cooperative agreement; and (2) certification that the declarant has not made, and will not make, any prohibited payment. (Sec. 111) Repeals: (1) the Federal Regulation of Lobbying Act; and (2) provisions on lobbyist activities of the Department of Housing and Urban Development Act and the Housing Act of 1949. (Sec. 113) Sets forth special rules for the identification of: (1) foreign and other clients on whose behalf lobbying contacts are made with a covered legislative or executive branch official; and (2) such covered officials. (Sec. 114) Permits tax-exempt charitable organizations required to report lobbying expenses by the Internal Revenue Code to report, under this Act, only good faith estimates of such expenses in order to meet specified criteria for exemption from the reporting requirements of this Act. Permits entities for which deduction of lobbying and political expenditures is denied also to make good faith estimates of such expenditures. Requires any registrant electing to make such estimates to so inform the Secretary and the Clerk. Directs the Comptroller General to study and report to the Congress on differences in meaning between this Act and the Internal Revenue Code of "lobbying activities," "lobbying expenditures," "influencing legislation," and related terms. Title II: Congressional Gift Rules - Makes conforming amendments to the Rules of the House of Representatives with regard to restrictions on gifts by lobbyists and foreign agents to covered subjects.
United States · United States Congress · 6 September 1995
Amends rule XLIII of the Rules of the House of Representatives to prohibit a House Member, officer, or employee from knowingly accepting a gift except as provided in this Act. Allows such individual to accept a gift (other than cash or cash equivalent) which he or she reasonably and in good faith believes to have a value of less than $50 and a cumulative value from one source during a calendar year of less than $100. Provides that no gift with a value below ten dollars shall count towards the $100 annual limit. Considers a gift to a family member to be a gift to such individual if given with his or her knowledge and acquiescence and if there is reason to believe that the gift was given because of such individual's official position. Treats only the food and refreshment that are provided to such individual as a gift if they are also provided at the same time and place to such individual's spouse or dependent. Includes among exempted items: (1) contributions lawfully made under the Federal Election Campaign Act or attendance at a fund raising event sponsored by a political organization; (2) anything provided on the basis of a personal friendship unless such individual has reason to believe that the gift was provided because of his or her official position; (3) otherwise lawful contributions to such individual's legal expense fund; (4) food, refreshments, lodging, and other benefits which result from the outside business or employment activities of such individual or spouse if such benefits have not been offered or enhanced because of such individual's official position, which are customarily provided by a prospective employer in connection with bona fide employment discussions, or which are provided by a political organization in connection with a fund raising or campaign event; (5) training that is the House's interest; (6) a gift of personal hospitality of an individual other than a registered lobbyist or agent of a foreign principal; and (7) certain other opportunities and benefits provided to the public or to Government employees generally. Establishes conditions under which such individual may accept an offer of free attendance at a convention, dinner, or similar event. Prohibits the acceptance of a gift exceeding $250 on the basis of the personal friendship exception unless the Committee on Standards of Official Conduct issues a written determination that such exception applies. Provides that certain reimbursements to such individual for travel expenses to an event in connection with official duties shall not be considered to be gifts if advance authorization is received and the reimbursements and authorization are disclosed within a specified time period. Declares that activities that are substantially recreational in nature shall not be considered to be in connection with official duties. Includes as prohibited gifts to such individual from a registered lobbyist or an agent of a foreign principal: (1) anything provided to an entity that is maintained or controlled by such individual; (2) a charitable contribution made on the basis of such individual's specification, with the exception of a mass mailing or other solicitation directed to a broad category of persons or entities; (3) a contribution or other payment to such individual's legal expense fund; and (4) a financial contribution or expenditure made relating to a conference or similar event sponsored by, or affiliated with, an official congressional organization for, or on behalf of, such individuals. Provides that a charitable contribution made by a registered lobbyist or agent in lieu of an honorarium to such individual shall not be considered a gift under this Act if such individual reports to the Clerk of the House the name and address of the registered lobbyist, the date and amount of the contribution, and the name and address of the designated or recommended charitable organization. Declares that such rules shall be interpreted and enforced solely by the Committee on Standards of Official Conduct.
United States · United States Congress · 4 August 1995
Amends Internal Revenue Code provisions relating to mortgage revenue bonds to modify the requirements to be a qualified veteran. Establishes State subcap and State overall cap restrictions.
United States · United States Congress · 1 August 1995
TABLE OF CONTENTS: Title I: Streamlining Consumer Protection Requirements Title II: Streamlining Miscellaneous Depository Institution Requirements Title III: Lender Liability Financial Institutions Streamlined Regulatory Treatment Act of 1995 - Title I: Streamlining Consumer Protection Requirements - Directs the Board of Governors of the Federal Reserve System (the Board), the Secretary of Housing and Urban Development, and the Secretary of the Treasury to: (1) conduct a joint study and report to the Congress their recommendations for changes in Federal laws relating to the home finance lending process. (Sec. 102) Requires the Board to study and report to the Congress on classes of transactions, if any, which should be exempt from Truth in Lending Act requirements because such requirements do not confer consumer protections. (Sec. 103) Amends the Real Estate Settlement Procedures Act to eliminate certain disclosure requirements, including the mandate for a model disclosure statement pertaining to the number of loans assigned or transferred by persons making federally related mortgage loans. (Sec. 104) Amends the Truth in Lending Act (TILA) to permit specified alternative disclosures for variable percentage rates for open end consumer credit plans secured by the consumer's principal dwelling, and for adjustable rate residential mortgage transactions. (Sec. 105) Amends the Home Mortgage Disclosure Act of 1975 to prescribe guidelines under which the Board shall make a cost-of-living adjustment every five years to the maximum dollar amount limitation used to determine institutions exempt from the Act's purview. (Sec. 106) Amends the Truth in Savings Act to exempt certain advertising violations from civil liability. Requires the Board to report to the Congress on the appropriateness of a certain annual percentage yield disclosure formula. (Sec. 107) Amends the Electronic Fund Transfer Act (EFTA) to modify the definition of "accepted card or other means of access" in connection with stored value devices. (Sec. 108) Amends the Equal Credit Opportunity Act and the Fair Housing Act to provide that, except in specified circumstances, a creditor that conducts self-testing of its lending operations to measure compliance shall not be required to disclose those results to an enforcing agency under this Act. (Sec. 109) Amends the TILA to: (1) increase from $25,000 to $50,000 the maximum dollar amount of a contractual obligation of a consumer lease subject to its requirements; and (2) require the Board to make a cost-of-living adjustment to such amount every five years. Revises consumer lease disclosure requirements to: (1) cover the capitalized cost and residual value of a lease; and (2) instruct the Board to prescribe a format for additional disclosures, including the purchase price where an option to purchase must be exercised at the end of the lease term. (Sec. 110) Excludes from the determination of finance charge for any consumer credit transaction fees imposed by third party closing agents (including settlement agents, attorneys, escrow and title companies) that are neither expressly required nor retained by the creditor (thereby exempting them from TILA disclosure requirements). Modifies Includes mortgage broker fees in the determination of finance charge. Exempts from the required computation of finance charge: (1) certain taxes on security instruments or evidences of indebtedness (if they are otherwise itemized and disclosed); and (2) fees for preparation of loan documents, as well as appraisal fees related to pest infestations, premises and structural inspections, and flood hazards. Instructs the Board to report to the Congress on statutory or regulatory changes necessary to: (1) ensure that finance charges accurately reflect the cost of credit; and (2) address abusive refinancing practices intended to avoid rescission. (Sec. 111) Denies the right of rescission to certain refinancings or debt consolidations secured by a lien on a consumer's principal dwelling. (Sec. 112) Permits finance charge disclosures to vary within specified accuracy tolerance limits for certain consumer credit transactions secured by real property or a dwelling. Sets disclosure accuracy guidelines for per diem interest rate disclosures on consumer credit transactions. (Sec. 113) Amends TILA to shield a creditor or assignee from liability in connection with disclosures of: (1) certain fees and charges; and (2) finance charges that fall within certain statutory tolerance limits. (Sec. 114) Restricts rescission liability arising from the form of written notice used by the creditor. (Sec. 115) Provides for damages ranging from $250 to $2,500 for an individual consumer credit transaction not under an open end credit plan that is secured by real property or a dwelling. (Sec. 116) Modifies assignee liability guidelines to: (1) apply them to consumer credit transactions secured by real property; and (2) provide that a violation is apparent on the face of the disclosure statement if the disclosure does not use the format required by law. States that the servicer of a consumer obligation arising from a consumer credit transaction shall not be treated as an assignee of an obligation unless the servicer owns it. (Sec. 117) Identifies circumstances under which a consumer has a right to rescind a consumer credit transaction upon a creditor's action to foreclose on the consumer's primary dwelling securing the debt. Title II: Streamlining Miscellaneous Depository Institution Requirements - Amends the Bank Holding Company Act of 1956 (BHCA) to identify criteria for a well-capitalized and well-managed banking organization under which an acquisition of shares in a nonbanking or another banking organization by a bank holding company, or a merger or consolidation between registered bank holding companies, shall be deemed to be approved. (Current law requires prior Board approval). (Sec. 203) Amends the Federal Deposit Insurance Act (FDIA) to reduce reporting and notification requirements for merger transactions involving: (1) an interim institution organized solely to facilitate a corporate reorganization without a change in control; or (2) an insured depository institution subsidiary of the same depository institution holding company. (Sec. 204) Repeals the requirement of prior written approval, but still requires approval, by the responsible agency for participation by any insured depository institution in optional conversion transactions between members of the Bank Insurance Fund and the Savings Association Insurance Fund (Oakar transactions). Repeals guidelines for expedited approval of acquisitions. (Sec. 205) Amends the Home Owners' Loan Act and the BHCA to require the Board and the Director of the Office of Thrift Supervision, respectively, to jointly issue regulations for coordinating and unifying requirements for the companies under their purviews, including a coordinated examinations and oversight system, and a unified application requirement applicable to bank holding company acquisitions of savings associations. (Sec. 206) Amends the BHCA to repeal the provision that shares transferred by a bank holding company to a transferee under its control are deemed to be under such holding company's control unless the Board determines otherwise and approves the divestiture. (Sec. 207) Amends the Revised Statutes, the Federal Reserve Act (FRA), and the FDIA to delineate conditions under which prior approval is not required for well-capitalized and well-managed banks to establish and operate a branch or seasonal agency. (Sec. 208) Amends the Revised Statutes and the FDIA to exclude from the definition of "branch" an automated teller machine or remote service unit (thus exempting those entities from approval requirements of such Acts). (Sec. 209) Amends the FDIA to authorize the appropriate Federal banking agency to waive, on a case-by-case basis, prior notice requirements pertaining to new officer or director appointments of certain undercapitalized or troubled institutions. (Sec. 210) Amends the Revised Statutes to repeal the aggregate minimum per-branch capital requirements imposed upon a national banking association and its branches. (Sec. 211) Amends the FDIA to allow the appropriate Federal banking agency to increase from $175 million to $250 million the asset-size ceiling on certain small depository institutions whose mandatory periodic on-site examinations make take place every 18 months instead of annually. (Sec. 212) Amends specified Federal monetary law to repeal the requirement that depository institutions identify domestic nonbank financial institution customers. (Sec. 213) Requires the Financial Institutions Examination Council, each Federal banking agency, and the National Credit Union Administration Board to review and identify unnecessary regulations every ten years and report thereon to the Congress. (Sec. 214) Amends the International Banking Act of 1978 to cite circumstances under which the Board may: (1) approve an application of a foreign bank that is not subject to comprehensive supervision on a consolidated basis in its home country; and (2) exempt such a bank from statutory approval criteria. Requires the Comptroller of the Currency to forward a foreign bank application to the Board, and to consider its recommendations when considering such application. (Sec. 215) Instructs the Board to rely upon the examination reports of other Federal and State agencies in connection with foreign banks. Subjects each branch or agency of a foreign bank to the same on-site examination schedule as its U.S. counterpart. (Sec. 216) Amends the Depository Institution Management Interlocks Act to prohibit outside counsel and outside accountants from performing dual service on the board of directors of a depository institution (or affiliate) or a depository holding company (or affiliate) whose total assets exceed $250 million. Exempts specified small institutions. Mandates: (1) annual ownership disclosures by a depository institution or depository institution holding company to its board of directors; and (2) that a majority of the voting members of the board of directors of each depository institution and depository institution holding company be outside directors. (Sec. 217) Amends the EFTA to mandate fee disclosures to a consumer at the time that electronic fund transfer services are provided. (Sec. 218) Amends the FDIA to exclude automated teller machines and bank branches in specified merger or relocation situations from the definition of "bank branch" (thus exempting them from Federal bank closure notification requirements). Makes such exemption retroactive to the enactment of the Federal Deposit Insurance Corporation Improvement Act of 1991. (Sec. 219) Directs the following agencies to submit a joint annual report to the Congress on the extent to which the regulatory reductions under this Act have resulted in increased lending to small businesses: (1) the Federal Reserve Board; (2) the Director of the Office of Thrift Supervision; (3) the Comptroller of the Currency; and (4) the FDIC Board of Directors. Title III: Lender Liability - Amends the FDIA to prescribe guidelines for lender, fiduciary, and Federal banking and lending agency environmental liabilities.
United States · United States Congress · 28 July 1995
Commercial Revitalization Tax Act of 1995 - Amends the Internal Revenue Code to allow an investment tax credit equal to a percentage of expenditures for depreciable property in connection with the rehabilitation or reconstruction of a nonresidential building located in: (1) an empowerment zone or enterprise community; (2) an area established pursuant to a consolidated planning process for the use of Federal housing and community development funds; or (3) a low-income commercial revitalization district specially designated by a State or local government which is not primarily a nonresidential central business district. Requires, for qualification of such expenditures, that they exceed 25 percent of the fair market value of the building before rehabilitation. Imposes a State ceiling on the availability of the credit.
United States · United States Congress · 18 July 1995
China Policy Act of 1995 - Urges the President to undertake diplomatic initiatives to persuade China to: (1) immediately and unconditionally release Harry Wu from detention; (2) adhere to international standards regarding the nonproliferation of weapons of mass destruction by, among other things, halting the export of ballistic missile technology and the provision of other weapons of mass destruction assistance, in violation of international standards, to Iran, Pakistan, and other countries of concern; (3) respect the internationally-recognized human rights of its citizens; (4) curtail excessive modernization and expansion of its military capabilities, and adopt defense transparency measures that will reassure its neighbors; (5) end provocative military actions in the South China Sea and elsewhere that threaten China's neighbors, and work with them to resolve disputes peacefully; (6) adhere to a rules-based international trade regime in which existing trade agreements are fully implemented and enforced, and equivalent and reciprocal market access is provided for U.S. goods and services there; and (7) reduce tensions with Taiwan. Requires the President to report to the Congress on: (1) the actions taken and the progress achieved by the United States with respect to these objectives; and (2) the actions taken in light of them with respect to China by the United Nations and other international organizations, including the World Bank and the World Trade Organization. Amends the United States International Broadcasting Act of 1994 to require the Director of the USIA to submit to the Congress a plan for the establishment of Radio Free Asia to broadcast into China. Requires Radio Free Asia to commence broadcasting to China within 90 days after enactment of this Act.
United States · United States Congress · 13 July 1995
George Washington Commemorative Coin Act of 1995 - Requires the Secretary of Treasury to mint and issue five-dollar gold coins emblematic of George Washington. Mandates that the design for the coins be: (1) selected by the Secretary after consultation with the Mount Vernon Ladies' Association and the Commission of Fine Arts; and (2) reviewed by the Citizens Commemorative Coin Advisory Committee. Provides for the distribution of coin sale surcharges to the Mount Vernon Ladies' Association.
United States · United States Congress · 11 July 1995
Access to Emergency Medical Services Act of 1995 - Requires a health plan that provides any emergency services coverage to cover emergency services furnished to a plan enrollee without regard to: (1) whether the provider has an arrangement with the plan; and (2) prior authorization. Mandates prompt payment in a reasonable and appropriate amount and prohibits cost-sharing greater for hospital emergency services than for other settings. Requires specified measures relating to the timeliness of prior authorization determinations regarding needed care identified in initial evaluations. Prohibits plans from discouraging appropriate use of the 911 emergency telephone number or from denying coverage or payment for an item or service solely on the basis that an enrollee uses the number. Amends titles XVIII (Medicare) and XIX (Medicaid) of the Social Security Act to require health maintenance organizations, competitive medical plans, and managed care plans to meet the requirements of this paragraph. Allows State laws that provide protections exceeding those of this Act. Provides for civil money penalties for violations.
United States · United States Congress · 30 June 1995
Federal Oil and Gas Royalty Simplification and Fairness Act of 1995 - Amends the Federal Oil and Gas Royalty Management Act of 1982 (FOGRMA) to set a six-year statute of limitations period for royalty underpayments owed by lessees of Federal lands to the United States, commencing the date on which the obligation becomes due. Declares that the running of such period shall not be suspended or tolled by any Federal action except the commencement of a judicial or administrative proceeding to collect the underpayment, or a written agreement between the Secretary of the Interior and a lessee to extend such period. Provides that a lessee's fraud or concealment in an attempt to defeat or evade payment of an obligation shall toll the statute of limitations. (Sec. 3) Requires the Director of the Minerals Management Service to issue a final decision in any administrative proceeding within one year from the date the proceeding commenced. Requires the Secretary to issue a final agency decision in any administrative proceeding within three years from its commencement. Prescribes guidelines for: (1) royalty obligations; (2) royalty overpayments, offsets and refunds; and (3) a six-year mandatory recordkeeping period. (Sec. 6) Modifies the guidelines for royalty interest, penalties, and payments to: (1) permit the Secretary to waive or forego interest; (2) restrict the billing for interest for any net underpayment to not less than one year following the subject reporting month; (3) use the Treasury Current Value of Funds Rate to compute interest due on late payments made by the Secretary and interest owed to lessee overpayment; (4) permit interest to be credited to lessee's net overpayment; and (5) provide a special payment arrangement for leases with minimal production. (Sec. 7) Authorizes the Secretary to impose an assessment of up to $250 for inaccurate reporting of information. Restricts audit and collection requirements for specified minimal oil and gas well production to prohibit the Secretary from conducting: (1) royalty reporting compliance and enforcement activities, levy assessments, or bill for comparisons between royalty reporting and production information; or (2) audits on such leases unless the Secretary has reason to believe that the lessee has not complied with certain payment obligations. (Sec. 9) Amends the Outer Continental Shelf Lands Act (OCSLA) to repeal the 60-day notice requirement placed upon commencement of an action by a private person to enforce compliance with the Act. (Sec. 10) Amends the OCSLA and the Mineral Leasing Act to permit any oil or gas royalty or net profit due the United States to be taken in kind at the Secretary's option. States that delivery of royalty in kind satisfies the lessee's royalty obligation and relieves the lessee of reporting and recordkeeping requirements. Amends OCSLA guidelines governing Federal gas sales to the public to permit the Secretary to sell gas by competitive bidding or private sale (removing the proscription against selling gas to the public at less than fair market value). (Sec. 11) Amends FOGRMA to restrict royalty payment and information requirements. Bars the Secretary from: (1) imposing additional data requirements, including data on allowances, payor information, selling arrangements, and revenue source; and (2) billing for, or collecting comparisons to productions, assessments, or interest on retroactive adjustments for de minimis production. (Sec. 12) Amends FOGRMA to repeal the current statute of limitations governing the recovery of penalties. Amends OCSLA to repeal the guidelines governing refunds or credit granted to a lessee for excess payments. (Sec. 13) Excludes Indian lands from the purview of this Act.
United States · United States Congress · 29 June 1995
Coastal Zone Management Reauthorization Act of 1995 - Amends the Coastal Zone Management Act of 1972 to authorize annual grants to States to develop coastal zone management programs. Limits each State to four (currently, two) grants. Authorizes grants to States to implement program changes. Allows financial assistance under existing provisions for research and monitoring in a national estuarine reserve to be used for research outside such a reserve if the activities support research inside the reserve. Authorizes appropriations for: (1) such development grants; (2) administering State management programs; (3) resource management improvement grants; (4) coastal zone enhancement grants; (5) grants under the National Estuarine Research Reserve System; (6) technical assistance; and (7) expenses incidental to the administration of the Act.
United States · United States Congress · 28 June 1995
Women's Choice and Reproductive Health Protection Act of 1995 - Expresses the sense of the Congress that: (1) current provisions of law requiring funding for abortion services in cases of life endangerment, and for victims of rape or incest, to women eligible for medical assistance are essential to their health; (2) Federal resources are necessary to ensure that women have safe access to reproductive health facilities and that health professionals can deliver services in a secure environment free from threats of force; (3) it is necessary and appropriate to use Federal resources to combat the nationwide campaign of violence and harassment against reproductive health centers; (4) the program of grants under title XV of the Public Health Service Act (PHSA) should receive a level of funding that is adequate for all States to receive grants under such title; (5) the program of research centers under the PHSA should receive a level of funding that is adequate for a reasonable number of individuals to conduct research under the program; and (6) the program of loan-repayment contracts under the PHSA should receive a level of funding that is adequate for a reasonable number of individuals to conduct research under the program. Amends the PHSA to authorize appropriations for FY 1996 through 2000 for population research and family planning programs. Amends the Civil Rights Act of 1964 to prohibit any government authority from limiting the right of any individual to provide or receive nonfraudulent information about the availability of reproductive health care services, including family planning, prenatal care, adoption, and abortion services. Directs the Secretary of Health and Human Services to: (1) assure that the Food and Drug Administration evaluates the drug Mifepristone or RU 486; and (2) assess initiatives by which the Department of Health and Human Services can promote the testing, licensing, and manufacturing of the drug Mifepristone or other antiprogestins in the United States. Prohibits Federal law from being construed to prohibit health insurance providers from offering coverage for any reproductive health care services, including abortion services. Amends Federal law to provide that the performance of an abortion in a facility of the uniformed services located outside the 48 contiguous States of the United States is not prohibited provided specific requirements are met.
![Official portrait of Rep. Bentsen, Ken [D-TX-25]](https://www.congress.gov/img/member/b000400_200.jpg)