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United States · Official source
462 records where Abby Finkenauer is listed as a sponsor, author, or other actor. Search with topics and years
United States · United States Congress · 14 December 2020
Wind Workforce Modernization and Training Act of 2020 This bill establishes programs within the Department of Energy to provide support and incentives for training wind technician students.
United States · United States Congress · 2 December 2020
Rural Revitalization Now Act This bill establishes a program to provide up to $50,000 in student loan forgiveness for each borrower who lives and works in a qualifying area for eight or more years. Qualifying areas are cities or towns that are defined based on population size, population loss over the last 10 years, potential economic benefit, or designation as a major disaster area within the last 5 years.
United States · United States Congress · 24 November 2020
COVID-19 Data Accuracy Act This bill directs the Government Accountability Office (GAO) to initiate an inquiry within seven days and report on the impact of certain changes to hospital reporting requirements for COVID-19 (i.e., coronavirus disease 2019) on data quality, transparency, and access. The White House's Coronavirus Task Force revised the process for hospitals to report COVID-19 data on July 13, 2020; previously, hospitals reported data to the Centers for Disease Control and Prevention (CDC) instead of to the Department of Health and Human Services (HHS). To facilitate the inquiry, HHS must provide the GAO with direct access to relevant information systems. The GAO must present its findings within 45 days, and HHS must then respond to the findings and rectify any issues identified within 7 days. HHS must also, in coordination with the CDC, develop a process within 30 days to correct inaccuracies in the COVID-19 data. In addition, the GAO must issue reports that address, for example, the impact of the changes to reporting requirements on federal and nonfederal entities, such as hospitals, states, and other jurisdictions, and information about how the decision to change those requirements was made.
United States · United States Congress · 20 November 2020
This resolution recognizes that small businesses need our patronage in the face of COVID-19 (i.e., coronavirus disease 2019), and it celebrates small businesses by (1) acknowledging the importance of promoting a business-friendly environment for small business owners, (2) encouraging young entrepreneurs to pursue their passions and create more startup businesses, and (3) conveying appreciation for the ways small businesses support their communities and workers.
United States · United States Congress · 19 November 2020
Building Back American Manufacturing Act or B - BAM Act This bill requires the Department of Commerce to establish the Committee on Building Back American Manufacturing to review and report on the strength, integrity, and capacity of the manufacturing base of the United States and supply chain for crucial, strategic resources and products in the United States. The duties of the committee shall include (1) developing proposals to diversify production lines within the United States; (2) recommending policy proposals to improve production and acquisition of critical products and supplies where access can be severely limited in the event of global supply chain disruption; and (3) reviewing ways to disseminate best practices, technical expertise, funding or financing opportunities, and fostering industry collaborations that improve the competitiveness of U.S. manufacturers.
United States · United States Congress · 12 November 2020
This resolution supports the designation of National School Psychology Week and recognizes the contributions of school psychologists to the success of students in schools across the United States.
United States · United States Congress · 30 October 2020
Holding Providers Harmless From Medicare Cuts During COVID-19 Act of 2020 This bill temporarily increases payments to providers under Medicare medical services. Specifically, the bill provides an additional payment for certain services in 2021 and 2022 if the otherwise applicable payment is less than what it would have been in 2020. The bill applies to services that are payable under the physician fee schedule, excluding specified outpatient evaluation and management services.
United States · United States Congress · 23 October 2020
Protecting Rural Housing Act of 2020 This bill addresses housing affordability, including by establishing a pilot grant program for government or nonprofit entities that primarily serve rural areas to support the development or rehabilitation of housing that is affordable for low-income families.
United States · United States Congress · 23 October 2020
This resolution expresses support for National Rural Health Day.
United States · United States Congress · 23 October 2020
Accelerating Access to Critical Therapies for ALS Act This bill establishes grant programs to address neurodegenerative diseases, such as amyotrophic lateral sclerosis (also known as ALS or Lou Gehrig's disease), and contains other related provisions. The Department of Health and Human Services (HHS) shall award grants to eligible entities to support research on and facilitate access to investigational drugs that diagnose or treat ALS. The Food and Drug Administration shall award grants to public and private entities to cover the costs of research and development of drugs that diagnose or treat ALS and other severely debilitating neurodegenerative diseases. HHS shall also establish the Collaborative for Neurodegenerative Diseases, which shall support the development and regulatory approval of drugs that address ALS and other rare neurodegenerative diseases.
United States · United States Congress · 16 October 2020
This resolution supports the goals and ideals of National Lung Cancer Awareness Month and efforts to increase awareness of lung cancer and lung cancer screening.
United States · United States Congress · 6 October 2020
Growing Opportunities in Agriculture Act or the GO Ag Act This bill directs the Department of Education to award competitive grants to eligible entities (e.g., local educational agencies) to create new agricultural education programs in secondary schools. Agricultural education refers to career and technical education that is focused on agriculture, including classroom or laboratory instruction, work-based learning, and leadership education that is delivered through career and technical student organizations.
United States · United States Congress · 29 September 2020
Disaster Tax Relief Act of 2020 This bill sets forth tax relief provisions for taxpayers residing in a disaster zone. Specifically, the bill allows penalty-free qualified disaster distributions from tax-exempt retirement plans up to $100,000, allows recontributions of distributions for home purchases cancelled due to disasters, increases to $100,000 the limit on loans from retirement plans not treated as distributions, allows an employee retention tax credit for 40% of wages paid by employers affected by a disaster, expands eligibility for disaster-related personal casualty losses, permits the calculation of the earned income tax credit based upon income earned prior to 2020, and suspends the limitation on corporate charitable contributions.
United States · United States Congress · 25 September 2020
This resolution condemns the performance of unwanted, unnecessary medical procedures on individuals without their informed consent and recognizes the need for additional accountability, oversight, and transparency to protect individuals from such medical procedures while they are in the custody of U.S. Immigration and Customs Enforcement. It also calls on the Department of Homeland Security to fully cooperate with investigations about, and take other actions related to, medical procedures in one of its detention centers.
United States · United States Congress · 25 September 2020
End Taxpayer Subsidies for Drug Ads Act This bill prohibits tax deductions for expenses relating to direct-to-consumer advertising of prescription drugs. Direct-to-consumer advertising is any dissemination, by or on behalf of a sponsor of a prescription drug product, of an advertisement that is (1) in regard to the drug product, and (2) primarily targeted to the general public.
United States · United States Congress · 25 September 2020
This bill requires the Joint Committee on the Library to obtain and place in National Statuary Hall a statue or bust of Associate Justice of the Supreme Court Ruth Bader Ginsburg.
United States · United States Congress · 24 September 2020
Next Generation Fuels Act of 2020 This bill establishes and revises requirements for transportation fuels, including to (1) require the Environmental Protection Agency to test and certify a low-carbon, high-octane fuel; (2) establish a minimum octane standard for gasoline; (3) limit the use of aromatic hydrocarbon content in gasoline; and (4) revise requirements regarding ethanol blends.
United States · United States Congress · 23 September 2020
This resolution expresses support for the goals and ideals of National Ovarian Cancer Awareness Month.
United States · United States Congress · 22 September 2020
Air Carrier Worker Support Extension Act of 2020 This bill extends authority for the Department of the Treasury to provide financial assistance to passenger air carriers, cargo air carriers, and contractors of passenger air carriers for the continuation of payment of employee wages, salaries, and benefits. The maximum amounts of financial assistance that may be provided by Treasury for this purpose are $25.5 billion for passenger air carriers, $300 million for cargo air carriers, and $3 billion for contractors . The bill provides specific deadlines and procedures under which Treasury must provide financial assistance to air carriers and contractors. To be eligible for financial assistance, an air carrier or contractor must (1) agree not to reduce pay and benefits or conduct involuntary furloughs until March 31, 2021; and (2) agree, through March 31, 2022, not to repurchase stock, pay dividends, or make other capital distributions. Additionally, Treasury may require carriers that receive assistance to maintain service to points served before March 1, 2020. Such authority terminates on April 1, 2022. The bill limits the maximum allowable compensation of an officer or employee of an air carrier or contractor that receives assistance.
United States · United States Congress · 21 September 2020
Child Care is Economic Development Act of 2020 or the CED Act This bill requires grant applicants for certain public works and economic development projects to describe in their comprehensive economic development strategy how they will increase the accessibility of affordable, quality child care.
United States · United States Congress · 21 September 2020
This resolution celebrates the contributions of small businesses and entrepreneurs in every U.S. community and supports the designation of National Small Business Week. Further, it supports efforts to provide small businesses with aid and assistance through certain programs and initiatives.
United States · United States Congress · 18 September 2020
Disaster Recovery for Economies, Local Individuals, Employers, and Families Act of 2020 or the Disaster RELIEF Act This bill provides tax relief measures for individual and business taxpayers in qualified disaster areas during a specified period, other than areas for which a disaster has been declared solely by reason of COVID-19 (i.e., coronavirus disease 2019). Specifically, the bill provides employers in a disaster area a tax credit designed to retain employees by allowing a credit for 40% of their employee wages, not exceeding $6,000 for each employee. It also allows an enhanced tax deduction for personal casualty losses incurred in a disaster area.
United States · United States Congress · 17 September 2020
National Apprenticeship Act of 2020 This bill provides statutory authority for the registered apprenticeship program within the Department of Labor (DOL), provides for related grant programs, and contains related provisions. The bill provides statutory authority for the Office of Apprenticeship (OA) within DOL. The OA's responsibilities include (1) supporting the development of apprenticeship models; (2) recognizing qualified state apprenticeship agencies, and operating apprenticeship offices in states without a recognized agency; (3) providing technical assistance to state agencies; (4) periodically updating requirements for each occupation in the apprenticeship program and determining whether to approve new occupations for the program; and (5) awarding grants provided under this bill. The bill also establishes in statute the responsibilities of state apprenticeship agencies and offices, including (1) providing technical assistance to stakeholders, (2) resolving complaints, (3) establishing state performance goals, and (4) including in its written plan a description of how its apprenticeship programs align with the skills needs of the state's employers. The OA shall enter into an agreement with the Department of Education to promote the integration and alignment of apprenticeship programs with secondary, postsecondary, and adult education. The OA shall award grants to eligible entities to (1) expand national apprenticeship system programs, including by encouraging employer participation; and (2) strengthen alignment between the apprenticeship system and education providers. The bill also establishes in statute criteria for various programs, including (1) quality standards for apprenticeships, (2) requirements for apprenticeship agreements between a program sponsor and an apprentice, and (3) acceptable uses for grant funds awarded under this bill.
United States · United States Congress · 16 September 2020
FEMA Assistance Relief Act of 2020 This bill modifies the federal cost share of certain emergency assistance relating to COVID-19 (i.e., coronavirus disease 2019). Specifically, the bill provides for (1) a 100% federal cost share of assistance provided under the emergency declaration issued by the President on March 13, 2020, relating to COVID-19 and any subsequent major disaster declaration that supersedes it; and (2) at least a 90% federal cost share of assistance provided for any emergency or major disaster declared by the President from January 1-December 31, 2020. With respect to the emergency declaration issued on March 13, 2020, the President may provide assistance for activities, costs, and purchases of states or local governments or the owners or operators of eligible private nonprofits, including, among other things backfill costs for first responders and other essential employees who are ill or quarantined; increased operating costs for essential government services due to such emergency; costs associated with maintaining alternate care facilities or related facilities currently inactive but related to future needs tied to the ongoing pandemic event; personal protective equipment and other critical supplies and services for first responders and other essential employees; and costs of procuring and distributing food to individuals affected by the pandemic through networks established by state, local, or tribal governments or other organizations.
United States · United States Congress · 15 September 2020
This resolution supports the announcements of (1) the establishment of full diplomatic relations between Israel and the United Arab Emirates and between Israel and Bahrain, and (2) the suspension of Israeli actions to apply sovereignty in parts of the West Bank. Further, it calls on each of these countries to encourage greater people-to-people normalization, and it calls on other Arab and Muslim countries to establish full relations with Israel. It also reaffirms the House of Representatives' support for a negotiated, two-state solution to the Israeli-Palestinian conflict.
United States · United States Congress · 8 September 2020
Jack Reynold's Memory MediGap Expansion This bill expands guaranteed issue rights with respect to Medigap policies (Medicare supplemental health insurance policies) to all beneficiaries with end-stage renal disease. (Guaranteed issue rights require that a policy be offered to any eligible applicant without regard to health status.)
United States · United States Congress · 4 September 2020
21st Century Community Learning Centers Coronavirus Relief Act of 2020 This bill expands the allowable uses for subgrants provided under the 21st Century Community Learning Centers Program for the 2020-2021 school year. Specifically, the bill allows eligible entities (e.g., local educational agencies and community-based organizations) that are awarded program subgrants for community learning centers to use these subgrants to (1) carry out activities that advance student academic achievement and support student success, regardless of whether such activities are conducted in person, virtually, during school hours, or when school is in session; and (2) provide in-person care during the regular school day and when full-time in-person instruction is not available to students. (Currently, the program only supports academic enrichment opportunities for children during non-school hours or periods when school is not in session.)
United States · United States Congress · 4 September 2020
Save our Social Security Now Act This bill prohibits the Department of the Treasury from implementing the Internal Revenue Service Notice entitled Relief with Respect to Employment Tax Deadlines Applicable to Employers Affected by the Ongoing Coronavirus (COVID-19) Disease 2019 Pandemic and renders such notice null and void.. The notice requires Treasury to defer the withholding, deposit, and payment of certain payroll tax obligations for a specified period.
United States · United States Congress · 4 September 2020
This joint resolution expresses congressional disapproval of the Internal Revenue Service rule relating to Relief with Respect to Employment Tax Deadlines Applicable to Employers Affected by the Ongoing Coronavirus (COVID-19) Disease 2019 Pandemic . The rule requires the deferral of the payment of employment taxes on wages between September 1, 2020, and December 31, 2020.
United States · United States Congress · 1 September 2020
VA Mental Health Staffing Act This bill requires the Department of Veterans Affairs to submit a plan to address the staffing of mental health providers at its facilities. Among other elements, the plan must address the filling of any open positions.
United States · United States Congress · 11 August 2020
Delivering for America Act This bill prohibits the U.S. Postal Service (USPS) from making changes to operations or levels of service from those that were in effect on January 1, 2020. Specifically, the USPS may not, during the period beginning on enactment of this bill and ending on the last day of the COVID-19 (i.e., coronavirus disease 2019) public health emergency or January 1, 2021, whichever is later, implement or approve any change to the operations or the level of service that would impede prompt, reliable, and efficient services, including changes in the nature of services that will generally affect service on a nationwide basis; revisions of service standards; closures or consolidations of post offices or reduction of facility hours; prohibitions on payment of overtime pay to USPS officers or employees; changes that would prevent the USPS from meeting its service standards or that would reduce measurements of performance concerning those standards; changes that would have the effect of delaying mail, allowing non-delivery to a delivery route, or increasing the volume of undelivered mail.
United States · United States Congress · 11 August 2020
This resolution expresses the sense of the House of Representatives that the Department of Justice (DOJ) should defend the Patient Protection and Affordable Care Act (PPACA) in ongoing litigation. Currently, DOJ supports the ruling by the U.S. Court of Appeals for the Fifth Circuit that upheld a district court ruling that certain provisions of the PPACA are not severable from the remainder of the Act and therefore that the entire law is invalid. The Fifth Circuit's ruling is currently pending appeal before the U.S. Supreme Court.
United States · United States Congress · 7 August 2020
Peer Support for Veteran Families Act This bill requires the Department of Veterans Affairs (VA) to establish an education program and a peer support program for the education and training of family members and caregivers of eligible veterans with mental health disorders. Under this bill, eligible veterans are those who are enrolled in the VA health care system. Such veterans must give permission for their caregiver or family caregiver to participate in either program established under this bill. The VA must establish a four-year education program to provide a course to family members and caregivers of eligible veterans on matters relating to coping with mental health disorders in veterans. In implementing the program, the VA must enter into contracts with certain nonprofit entities with experience in mental health education. Under the peer support program, the VA must provide peer support to family members and caregivers of eligible veterans on matters relating to coping with mental health disorders in veterans. The VA must provide peer support at each location where the education program is provided, and such support must include regular meetings in group settings between peer support coordinators, family members, and caregivers. The VA must conduct a survey of the satisfaction of individuals who have participated in the education program and the peer support program. VA mental health care providers must monitor the progress of the programs.
United States · United States Congress · 7 August 2020
This resolution supports the designation of National Health Center Week and encourages Americans to participate in this week by visiting their local health center.
United States · United States Congress · 31 July 2020
Ensuring Children and Child Care Workers Are Safe Act of 2020 This bill provides federal support to mitigate the spread of COVID-19 (i.e., coronavirus disease 2019) in child care provider settings during the period of community spread of the virus. Specifically, the Department of Health and Human Services (HHS) must (1) provide technical assistance to states, Indian tribes, and tribal organizations regarding the acquisition and use of protective equipment and training related to COVID-19 transmission prevention, among other things; and (2) publish specified information and facilitate the sharing of best practices related to the safe operation of child care providers. HHS may also make grants for the designated lead agency in a state to provide assistance and guidance to child care providers.
United States · United States Congress · 30 July 2020
Agricultural Fairs Rescue Act This bill directs the Agricultural Marketing Service of the Department of Agriculture to establish a program to award grants to states or state departments of agriculture to provide support to agricultural fairs for losses sustained by such fairs due to COVID-19 (i.e., coronavirus disease 2019). Grant amounts shall be based on the difference between the average attendance at agricultural fairs in the state for a month occurring in 2019 compared to the corresponding month in 2020. As a condition of receiving a grant, recipients shall agree to (1) prioritize supporting agricultural fairs in the state facing the greatest financial hardship, and (2) use not more than 1% of grant funds for administrative costs incurred in providing support to agricultural fairs.
United States · United States Congress · 29 July 2020
Eliminating the Provider Relief Fund Tax Penalties Act of 2020 This bill excludes from gross income, for income tax purposes, any grant or other assistance provided by the CARES Act Provider Relief Fund under the Coronavirus Aid, Relief, and Economic Security Act or the CARES Act.
United States · United States Congress · 27 July 2020
Save our Stages Act or the SOS Act This bill authorizes the Small Business Administration (SBA) to make grants to eligible live venue operators, producers, promoters, or talent representatives to address the economic effects of the COVID-19 (i.e., coronavirus disease 2019) pandemic on certain live venues. Specifically, the SBA may make (1) an initial grant of up to $12 million dollars to an eligible operator, promoter, producer, or talent representative; and (2) a supplemental grant that is equal to 50% of the initial grant. An initial grant must be used for costs incurred between March 1, 2020, and December 31, 2020, but a supplemental grant may be used for expenses incurred through June 30, 2021. Such grants shall be used for specified expenses such as payroll costs, rent, utilities, and personal protective equipment.
United States · United States Congress · 24 July 2020
Unlocking Opportunities in Emerging Markets Act of 2020 This bill establishes the Office of Emerging Markets within the Small Business Administration to oversee the planning, coordination, implementation, evaluation, and improvement of efforts to enhance the economic well-being of small business concerns in emerging markets.
United States · United States Congress · 20 July 2020
Affordable Child Care for Economic Strategies and Success Act or the ACCESS Act This bill authorizes the Department of Commerce to provide grants for public works and economic development projects that will directly or indirectly increase the accessibility of affordable, quality child care, including grants for planning, and training, research, and technical assistance related to such projects. Commerce must issue regulations to establish criteria for whether a project directly or indirectly increases the accessibility of affordable, quality child care. Such criteria shall consider (1) the availability, validity, and accessibility of timely data, (2) the extent to which a project contributes to a family's financial security, and (3) the extent to which a project addresses child care needs in child care deserts or areas otherwise recognized as being in shortage. A child care desert is an area in which the number of children who are under age five is more than three times the number of slots provided by child care providers who are licensed or registered by the state involved, or a community that the state or tribal entity involved determines has a low supply of quality, affordable child care. Commerce must also issue guidance on how to include the accessibility of affordable, quality child care in a comprehensive economic development strategy.
United States · United States Congress · 20 July 2020
COVID-19 Data Transparency Act This bill requires the Centers for Disease Control and Prevention (CDC) to standardize reporting by government health departments of COVID-19 data, including information related to hospital admissions, testing, contact tracing, and transmission rates. In addition, the CDC must publicly post and periodically update this information on its website with individually identifiable information excluded.
United States · United States Congress · 16 July 2020
Expanding Assistance to Farmers Act of 2020 This bill expands allowable uses and forgivable expenses for amounts provided under the Paycheck Protection Program, established to support small businesses in response to COVID-19 (i.e., coronavirus disease 2019), to include certain property rental payments made by an agricultural enterprise. Such rental payments must be made on property that is used solely for the agricultural enterprise and shall include equipment (e.g., tractors, combines, and planters), land, and buildings.
United States · United States Congress · 16 July 2020
Coronavirus Economic Relief for Transportation Services Act This bill requires the Department of the Treasury to provide grants and other forms of emergency assistance to certain providers of transportation services that have experienced a significant revenue loss as a direct or indirect result of COVID-19 (i.e., coronavirus disease 2019). Treasury must ensure equal access to the assistance for small, minority-owned, and women-owned businesses. As a condition of receipt of assistance, Treasury must require that a provider of transportation services agree to (1) use the funds, on a priority basis, to maintain through December 31, 2020, pay, paid administrative leave, and benefits to all employees after making any adjustments required for retirement or voluntary employee separation; and (2) recall or rehire any employee laid off, furloughed, or terminated because of reduced service as a result of COVID-19, to the extent warranted by increased service levels.
United States · United States Congress · 16 July 2020
Convening Operations Assistance for Childcare Heroes Act or the COACH Act This bill requires the Small Business Administration to maintain a resource guide for small businesses operating as child care providers that includes guidance on topics such as operations, finances, and compliance with relevant laws.
United States · United States Congress · 9 July 2020
Designates the facility of the United States Postal Service located at 101 South 16th Street in Clarinda, Iowa, as the "Jessie Field Shambaugh Post Office Building."
United States · United States Congress · 9 July 2020
This bill establishes that a minimum of 50% of a covered packer's weekly volume of livestock slaughter must be purchased through spot market sales from nonaffiliated producers. (The term covered packer applies to a packer that is required to report to the Department of Agriculture each reporting day information on the price and quantity of livestock purchased by such packer and does not include a packer that owns only one livestock processing plant.) A spot market sale is a purchase and sale of livestock by a packer from a producer under (1) an agreement that specifies a firm base price that may be equated with a fixed dollar amount on the date the agreement is entered into, (2) which the livestock are slaughtered not more than 14 days after the date on which the agreement is entered into, and (3) circumstances in which a reasonable competitive bidding opportunity exists on the date on which the agreement is entered into.
United States · United States Congress · 9 July 2020
This resolution expresses support for the designation of Journeyman Lineworkers Recognition Day. (A journeyman lineworker is a person who builds and maintains electrical power systems.)
United States · United States Congress · 6 July 2020
Requiring Assistance to Meat Processors for Upgrading Plants Act or the RAMP-UP Act This bill directs the Agricultural Marketing Service of the Department of Agriculture to provide grants to meat and poultry processing facilities for assistance with costs incurred in making improvements to such facilities and carrying out other planning activities necessary to be subject to inspection and allow for interstate shipment of their products. Each grant shall not exceed $100,000. Grant recipients must provide matching nonfederal funds in an amount equal to the amount of a grant, except for grants awarded in FY2020 or FY2021.
United States · United States Congress · 2 July 2020
Flexible Financing for Rural America Act of 2020 This bill allows rural utility service providers to submit to the Department of Agriculture (USDA) a request to adjust the interest rate or modify the terms of certain loans. The request shall include a report summarizing how the adjustment or modification will assist the borrower in providing critical utility services to a rural community. Specifically, on receipt of a request, USDA must adjust the interest rate on the loan to match certain interest rates in effect when the bill is enacted for obligations of comparable maturity to the term remaining on the loan (or a higher rate requested by the borrower), and make modifications to the loan terms as necessary to address changes in the financial position of the borrower due to the COVID-19 (i.e., coronavirus disease 2019) public health emergency and to promote the financial sustainability of the borrower. In carrying out the adjustments or modifications, USDA shall not impose or collect any fee from, or impose any penalty on, a borrower. The bill also provides funding to implement the adjustments and modifications.
United States · United States Congress · 2 July 2020
Reviving the Economy Sustainably Towards A Recovery in Twenty-twenty Act or the RESTART Act This bill establishes a loan program whereby the Small Business Administration (SBA) shall guarantee loan amounts to certain businesses affected by COVID-19 (i.e., coronavirus disease 2019). Specifically, the bill requires the SBA to guarantee 100% of program loan amounts made to certain small businesses that have not more than than 5,000 full-time employees. The terms for such loans shall include (1) a maximum duration of not more than seven years; (2) an amount that is not greater than 45% of 2019 gross receipts, up to $12 million; and (3) no payment on principal for the first two years of the loan. A lender that is otherwise approved to make paycheck protection loans may make and approve loans established by the bill, and a recipient may use loan funds for specified allowable expenses including payroll costs, rent, utilities, and personal protective equipment. Such loans may be forgiven up to the amount of total losses incurred by the recipient in the taxable year 2020.