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United States · Bill · HR

H.R. 3179 (114th)

Empowering Students Through Enhanced Financial Counseling Act

referredUnited States· United States Congress· EN

Introduced

23 July 2015

Last action

12 July 2016 · Introduced

Status

Received in the Senate and Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

Sponsors

Rep. Guthrie, Brett [R-KY-2], Rep. Allen, Rick W. [R-GA-12], Rep. Bonamici, Suzanne [D-OR-1], Rep. Kline, John [R-MN-2], Rep. Scott, Robert C. "Bobby" [D-VA-3], Rep. Hunter, Duncan D. [R-CA-50], Rep. Walberg, Tim [R-MI-5], Rep. Heck, Joseph J. [R-NV-3], Rep. Messer, Luke [R-IN-6], Rep. Carter, Earl L. "Buddy" [R-GA-1], Rep. Stefanik, Elise M. [R-NY-21], Rep. Davis, Susan A. [D-CA-53], Rep. Grijalva, Raúl M. [D-AZ-7], Del. Sablan, Gregorio Kilili Camacho [D-MP-At Large], Rep. Pocan, Mark [D-WI-2], Rep. Takano, Mark [D-CA-39], Rep. Clark, Katherine M. [D-MA-5], Rep. DeSaulnier, Mark [D-CA-10], Rep. Hudson, Richard [R-NC-8], Rep. Roe, David P. [R-TN-1], Rep. Rokita, Todd [R-IN-4], Rep. Polis, Jared [D-CO-2], Rep. MacArthur, Thomas [R-NJ-3], Rep. Dold, Robert J. [R-IL-10], Rep. Keating, William R. [D-MA-9], Rep. Kuster, Ann M. [D-NH-2], Rep. Barletta, Lou [R-PA-11], Rep. Davis, Rodney [R-IL-13], Rep. Ellmers, Renee L. [R-NC-2], Rep. Blumenauer, Earl [D-OR-3], Rep. Coffman, Mike [R-CO-6], Carlos Curbelo, Rep. Beyer, Donald S. [D-VA-8], Rep. Thompson, Glenn [R-PA-15], Rep. Hinojosa, Ruben [D-TX-15], Rep. Courtney, Joe [D-CT-2], Rep. Fudge, Marcia L. [D-OH-11], Rep. Adams, Alma S. [D-NC-12], Rep. Wilson, Frederica S. [D-FL-24]

Subjects

Education, Budget

Source updated

23 March 2026

Education · Budget

Official sourceDownload fileView documentsShare

Summary

Empowering Students Through Enhanced Financial Counseling Act This bill amends title IV (Student Assistance) of the Higher Education Act of 1965 to modify loan counseling requirements for an institution of higher education (IHE) that participates in federal student aid programs. Currently, an IHE must provide entrance counseling to a student who is a first-time federal student loan borrower. This bill replaces required entrance counseling with required annual counseling. Also, it expands the required recipients of such annual counseling to include, in addition to student borrowers, Federal Pell Grant recipients and parent PLUS Loan borrowers. Each annual counseling recipient must receive comprehensive information on the terms, conditions, and responsibilities with respect to a grant or loan and general information on a typical student budget, the right to request an annual credit report, average income and employment data, and financial management resources. Additionally, the bill revises, expands, or establishes specific annual counseling information requirements for student borrowers, Pell Grant recipients, or parent PLUS Loan borrowers. The legislation revises and expands exit counseling information requirements to include an outstanding loan balance summary, the anticipated monthly payments under standard and income-based repayment plans, an explanation of the grace period preceding repayment, the option to pay accrued interest before it capitalizes, the right to request an annual credit report, and loan servicer contact information. It directs ED to maintain a consumer-tested online counseling tool that provides annual and exit counseling. The Institute of Education Sciences must study the impact and effectiveness of exit counseling, annual counseling, and the online counseling tool.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 23 July 2015

    Introduced

    Referred to the House Committee on Education and the Workforce.

    Source: IntroReferral

  2. 23 July 2015

    Introduced

    Introduced in House

    Source: IntroReferral

  3. 23 July 2015

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 16 November 2015

    Referred

    Referred to the Subcommittee on Higher Education and Workforce Training.

    Source: Committee

  5. 22 June 2016

    Reported

    Ordered to be Reported (Amended) by Voice Vote.

    Source: Committee

  6. 22 June 2016

    Committee

    Committee Consideration and Mark-up Session Held.

    Source: Committee

  7. 11 July 2016

    Passed

    Motion to reconsider laid on the table Agreed to without objection.

    Source: Floor

  8. 11 July 2016

    Passed

    On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4607-4609)

    Source: Floor

  9. 11 July 2016

    Passed

    Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.(text: CR H4607-4609)

    Source: Floor

  10. 11 July 2016

    Floor

    DEBATE - The House proceeded with forty minutes of debate on H.R. 3179.

    Source: Floor

  11. 11 July 2016

    Floor

    Considered under suspension of the rules. (consideration: CR H4607-4611)

    Source: Floor

  12. 11 July 2016

    Floor

    Mr. Guthrie moved to suspend the rules and pass the bill, as amended.

    Source: Floor

  13. 11 July 2016

    Calendars

    Placed on the Union Calendar, Calendar No. 523.

    Source: Calendars

  14. 11 July 2016

    Reported

    Reported (Amended) by the Committee on Education and the Workforce. H. Rept. 114-675.

    Source: Committee

  15. 11 July 2016

    Reported

    Reported (Amended) by the Committee on Education and the Workforce. H. Rept. 114-675.

    Source: Committee

  16. 12 July 2016

    Introduced

    Received in the Senate and Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

    Source: IntroReferral

Votes

No vote records are attached yet.

Versions

Documents

10 official files

Referred in Senate (text)

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  • Referred in Senate (text)

    Referred in Senate · EN · 12 July 2016

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  • Referred in Senate (PDF)

    Referred in Senate · EN · 12 July 2016

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  • Engrossed in House (text)

    Engrossed in House · EN · 11 July 2016

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  • Engrossed in House (PDF)

    Engrossed in House · EN · 11 July 2016

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  • Reported in House (text)

    Reported in House · EN · 11 July 2016

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  • Reported in House (PDF)

    Reported in House · EN · 11 July 2016

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  • Passed House amended

    summary · EN · 11 July 2016

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  • Introduced in House (text)

    Introduced in House · EN · 23 July 2015

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  • Introduced in House (PDF)

    Introduced in House · EN · 23 July 2015

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  • Introduced in House

    summary · EN · 23 July 2015

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Sponsors

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Sources

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