Skip to content
PoliticalRepoPoliticalRepo

United States · Bill · HR

H.R. 5414 (107th)

Check Clearing for the 21st Century Act

openUnited States· United States Congress· EN

Introduced

19 September 2002

Last action

25 September 2002 · Committee

Status

Subcommittee Hearings Held.

Sponsors

Rep. Ferguson, Mike [R-NJ-7], Rep. Ford, Harold E., Jr. [D-TN-9], Rep. Riley, Bob [R-AL-3], Rep. Kelly, Sue W. [R-NY-19], Rep. Lucas, Ken [D-KY-4], Del. Norton, Eleanor Holmes [D-DC-At Large], Rep. Boswell, Leonard L. [D-IA-3], Rep. Roukema, Marge [R-NJ-5], Rep. Cunningham, Randy (Duke) [R-CA-50], Rep. Bachus, Spencer [R-AL-6], Rep. Tiberi, Patrick J. [R-OH-12], Rep. Pryce, Deborah [R-OH-15], Rep. English, Phil [R-PA-3], Rep. Jones, Walter B., Jr. [R-NC-3], Sen. Toomey, Patrick [R-PA], Rep. Crowley, Joseph [D-NY-14], Rep. Royce, Edward R. [R-CA-39], Rep. McIntyre, Mike [D-NC-7], Rep. Ross, Mike [D-AR-4], Rep. Carson, Brad [D-OK-2], Rep. Thompson, Mike [D-CA-4], Rep. Hinojosa, Ruben [D-TX-15], Rep. Miller, Gary G. [R-CA-42]

Subjects

Education

Source updated

19 August 2025

Education

Official sourceDownload fileView documentsShare

Summary

Check Clearing for the 21st Century Act - Sets forth a statutory framework under which a substitute check is the legal equivalent of an original check for all purposes, if the substitute check: (1) accurately represents all of the information on the front and back of the original check as of the time the original check was truncated; and (2) bears the legend: "This is a legal copy of your check. You can use it the same way you would use the original check." Prescribes implementation guidelines, including: (1) indemnity procedures; (2) substitute check warranties; (3) expedited recredit claims for consumers and for banks; (4) procedures for claims; (5) measure of damages; (6) statute of limitations; and (7) consumer education materials.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 19 September 2002

    Introduced

    Referred to the House Committee on Financial Services.

    Source: IntroReferral

  2. 19 September 2002

    Introduced

    Introduced in House

    Source: IntroReferral

  3. 19 September 2002

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 23 September 2002

    Referred

    Referred to the Subcommittee on Financial Institutions and Consumer Credit.

    Source: Committee

  5. 25 September 2002

    Committee

    Subcommittee Hearings Held.

    Source: Committee

Votes

No vote records are attached yet.

Versions

Documents

3 official files

Introduced in House (text)

View fileDownload file

This file cannot be previewed here. Use View or Download.

Leesvertaling

Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.

Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.

  • Introduced in House (text)

    Introduced in House · EN · 19 September 2002

    ViewDownloadOpen at official source

  • Introduced in House (PDF)

    Introduced in House · EN · 19 September 2002

    ViewDownloadOpen at official source

    Leesvertaling

    Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.

    Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.

  • Introduced in House

    summary · EN · 19 September 2002

    Open at official source

    Leesvertaling

    Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.

    Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.

Sponsors

Related records

No cross-record relationships stored yet.

Sources

PoliticalRepo is an index and interpretation layer, not the authoritative legal source.