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United States · Bill · HR

H.R. 5458 (111th)

Christopher's Law

referredUnited States· United States Congress· EN

Introduced

28 May 2010

Last action

29 September 2010 · Introduced

Status

Received in the Senate and Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

Sponsors

Rep. Adler, John H. [D-NJ-3], Rep. Pascrell, Bill, Jr. [D-NJ-9], Rep. Cummings, Elijah E. [D-MD-7], Rep. Rothman, Steven R. [D-NJ-9], Rep. Andrews, Robert E. [D-NJ-1], Rep. Sestak, Joe [D-PA-7], Rep. Foster, Bill [D-IL-11], Rep. Sanchez, Loretta [D-CA-46], Rep. Berkley, Shelley [D-NV-1], Rep. Halvorson, Deborah L. [D-IL-11], Rep. Titus, Dina [D-NV-1], Rep. Connolly, Gerald E. [D-VA-11], Rep. Teague, Harry [D-NM-2], Rep. Kirkpatrick, Ann [D-AZ-2], Rep. McMahon, Michael E. [D-NY-13], Rep. Owens, William L. [D-NY-23], Rep. Pingree, Chellie [D-ME-1], Rep. Kissell, Larry [D-NC-8], Rep. Kosmas, Suzanne M. [D-FL-24], Rep. Grayson, Alan [D-FL-9], Rep. Miller, Brad [D-NC-13], Rep. DeGette, Diana [D-CO-1], Rep. Stark, Fortney Pete [D-CA-13], Rep. Lance, Leonard [R-NJ-7], Rep. Dahlkemper, Kathleen A. [D-PA-3], Rep. Tonko, Paul [D-NY-20], Rep. Pallone, Frank [D-NJ-6], Rescom. Pierluisi, Pedro R. [D-PR-At Large]

Subjects

Education

Source updated

21 July 2025

Education

Official sourceDownload fileView documentsShare

Summary

Christopher Bryski Student Loan Protection Act and Christopher's Law - Amends the Truth in Lending Act to require private educational lenders and institutions of higher education (IHEs) that provide student loan counseling to discuss the benefits of advanced directives with the signers and cosigners of student loans. Requires lenders of private educational loans for which cosigners are held jointly liable to clearly and concisely define the terms of cosigners' obligations regarding such loans. Directs lenders of private educational loans which are cosigned to inform the signers and cosigners regarding the benefits of purchasing credit insurance; but prohibits such lenders from conditioning or varying the terms of such loans on the basis of whether or not credit insurance is purchased. Directs the Board of Governors of the Federal Reserve System by regulation to set standards for determining when a private educational loan signer or cosigner has died or become incapacitated or disabled. Requires such regulations to treat a determination by the Secretary of Veterans Affairs (VA) that a borrower is unemployable due to a service-connected condition as proof that such borrower is incapacitated or disabled. Amends the Higher Education Act of 1965 to require: (1) prospective borrowers of federal PLUS and consolidated loans to be informed about creation of advanced directives; and (2) borrowers of federal educational loans to be provided entrance counseling regarding the creation of advanced directives and the effect their death, incapacitation, or disability would have on their federal and private educational loans.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 28 May 2010

    Introduced

    Referred to House Financial Services

    Source: IntroReferral

  2. 28 May 2010

    Introduced

    Referred to the Committee on Financial Services, and in addition to the Committee on Education and Labor, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

    Source: IntroReferral

  3. 28 May 2010

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 28 May 2010

    Introduced

    Introduced in House

    Source: IntroReferral

  5. 28 September 2010

    Passed

    Motion to reconsider laid on the table Agreed to without objection.

    Source: Floor

  6. 28 September 2010

    Passed

    On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H7078)

    Source: Floor

  7. 28 September 2010

    Passed

    Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.(text: CR H7078)

    Source: Floor

  8. 28 September 2010

    Floor

    DEBATE - The House proceeded with forty minutes of debate on H.R. 5458.

    Source: Floor

  9. 28 September 2010

    Floor

    Considered under suspension of the rules. (consideration: CR H7077-7079)

    Source: Floor

  10. 28 September 2010

    Floor

    Mr. Adler (NJ) moved to suspend the rules and pass the bill, as amended.

    Source: Floor

  11. 29 September 2010

    Introduced

    Received in the Senate and Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

    Source: IntroReferral

Votes

No vote records are attached yet.

Versions

Documents

8 official files

Referred in Senate (text)

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  • Referred in Senate (text)

    Referred in Senate · EN · 29 September 2010

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  • Referred in Senate (PDF)

    Referred in Senate · EN · 29 September 2010

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  • Engrossed in House (text)

    Engrossed in House · EN · 28 September 2010

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  • Engrossed in House (PDF)

    Engrossed in House · EN · 28 September 2010

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  • Passed House amended

    summary · EN · 28 September 2010

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  • Introduced in House (text)

    Introduced in House · EN · 28 May 2010

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  • Introduced in House (PDF)

    Introduced in House · EN · 28 May 2010

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  • Introduced in House

    summary · EN · 28 May 2010

    Open at official source

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Sponsors

Related records

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Sources

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