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United States · Bill · HR

H.R. 846 (109th)

Homeowners' Insurance Availability Act of 2005

referredUnited States· United States Congress· EN

Introduced

16 February 2005

Last action

21 March 2005 · Referred

Status

Referred to the Subcommittee on Housing and Community Opportunity.

Sponsors

Rep. Brown-Waite, Ginny [R-FL-5], Rep. Davis, Jim [D-FL-11], Rep. Sherman, Brad [D-CA-32], Rep. Ros-Lehtinen, Ileana [R-FL-27], Rep. Larsen, Rick [D-WA-2], Del. Bordallo, Madeleine Z. [D-GU-At Large], Rep. Lewis, John [D-GA-5], Rep. Weldon, Dave [R-FL-15], Rep. Hooley, Darlene [D-OR-5], Rep. Wolf, Frank R. [R-VA-10], Rep. Wasserman Schultz, Debbie [D-FL-25], Rep. Bilirakis, Michael [R-FL-9], Rep. Green, Gene [D-TX-29], Rep. Feeney, Tom [R-FL-24], Rep. Diaz-Balart, Lincoln [R-FL-21], Rep. Shaw, E. Clay, Jr. [R-FL-22], Rep. Farr, Sam [D-CA-20], Del. Christensen, Donna M. [D-VI-At Large], Rep. Capps, Lois [D-CA-24], Rep. Diaz-Balart, Mario [R-FL-26]

Subjects

Discovery layer

Source updated

15 August 2025

Official sourceDownload fileView documentsShare

Summary

Homeowners' Insurance Availability Act of 2005 - Instructs the Secretary of the Treasury to implement a reinsurance coverage program available only through contracts for reinsurance coverage purchased at regional auctions. States that the purpose of the program is to improve: (1) the availability of homeowners' insurance for the purpose of facilitating the pooling, and spreading the risk, of catastrophic financial losses from disasters; and (2) the solvency of the homeowners' insurance markets. Prescribes implementation guidelines that include establishment: (1) in the Treasury of the Disaster Reinsurance Fund; and (2) of a National Commission on Catastrophe Risks and Insurance Loss Costs.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 16 February 2005

    Introduced

    Referred to the House Committee on Financial Services.

    Source: IntroReferral

  2. 16 February 2005

    Introduced

    Introduced in House

    Source: IntroReferral

  3. 16 February 2005

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 21 March 2005

    Referred

    Referred to the Subcommittee on Housing and Community Opportunity.

    Source: Committee

Votes

No vote records are attached yet.

Versions

Documents

3 official files

Introduced in House (text)

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  • Introduced in House (text)

    Introduced in House · EN · 16 February 2005

    ViewDownloadOpen at official source

  • Introduced in House (PDF)

    Introduced in House · EN · 16 February 2005

    ViewDownloadOpen at official source

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  • Introduced in House

    summary · EN · 16 February 2005

    Open at official source

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Sponsors

Related records

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Sources

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