Effectively limit overdraft and overdraft interest - prevent over-indebtedness

Summary

Determination of a maximum interest rate for overdrafts based on the provision costs, determination of the amount of the surcharge by the BMF, inadmissibility of additional interest for overdrafts, triggering of the credit institutions' obligation to provide advice from an account overdraft of three months, obligation to provide transparent and permanent information about the interest costs already incurred and to be expected from the time of First-time granting, expansion and financial strengthening of free public debtor and consumer insolvency advisory services

Machine translation from German. The official text remains authoritative.

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2 official files

• 19/27323

  Drucksache · DE · 4 March 2021

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• 19/26890

  Drucksache · DE · 23 February 2021

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