Question 10679 — insurance

Summary

Ms. Anne-Cécile Violland alerts the Minister Delegate to the Minister of the Interior to the worrying situation of professional firefighters who are faced with an increase in insurance rates for the sole reason of exercising their profession. They report higher rates applied by certain insurers to these public agents on the pretext that they exercise a “risky” profession, even though their professional activities are strictly supervised by the territorial civil service and covered by their employer. This practice creates a paradoxical and profoundly unfair situation: those who commit themselves every day to protect lives, property and the environment, often at the risk of their own, see themselves penalized in their private lives for this same commitment. Professional firefighters embody the values ​​of self-sacrifice, solidarity and of courage, essential to national cohesion. This situation is akin to a financial sanction for their dedication and constitutes a form of discrimination contrary to the spirit of public service. She asks what measures the Government intends to take to verify the conformity of these practices and to put an end to their effects if necessary, given the discriminatory nature that they represent.

Machine translation from French. The official text remains authoritative.

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