Question 14404 — supplementary insurance

Summary

Mrs. Anne-Sophie Ronceret draws the attention of the Minister of Health, Families, Autonomy and People with Disabilities to the application of article 13 of the social security financing law for 2026 relating to contributions from supplementary health insurance organizations. Indeed, this article provides that, for the year 2026, the amount of contributions cannot be increased compared to that applicable in 2025. This provision, of direct application since January 1, 2026, aims to protect the purchasing power of policyholders in a context of sharp increase in health spending. However, several policyholders are reporting significant increases in their contributions from the start of 2026. For example, a policyholder affiliated with a mutual insurance company noted a 33% increase in their contribution, or an increase of 125 euros per month. Despite several requests, this organization indicated that it would not apply this provision, considering that the legislative framework would not be stabilized. Such situations raise questions about the effectiveness of the law as well as the conditions for its application by complementary organizations, even though this measure constitutes a strong commitment from the legislator. She therefore questions him about the measures envisaged by the Government to guarantee compliance with this provision by all complementary organizations and asks it to specify the avenues of appeal open to policyholders who have suffered an increase in their contributions in 2026 in disregard of these provisions.

Machine translation from French. The official text remains authoritative.

Timeline

1. 21 April 2026

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• Anne-Sophie Ronceret · auteur

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