Question 15025 — additional insurance

Summary

Mr. Frédéric Falcon draws the attention of the Minister of Labor, Health and Solidarity to the increase in mutual insurance prices and its effect on the purchasing power and access of French people to care. Some organizations are reporting a 4.5% increase in contributions since January 1, 2024, the average should reach 8.1%, according to a survey by the French Mutualité dated December 19, 2023. This is explained by the need to compensate for transfers from the general social security system to complementary organizations and price increases caused by inflation. This increase directly affects low-income households, the middle classes and retirees who do not benefit from complementary solidarity health insurance or assistance for complementary health insurance and whose mutual insurance is their responsibility in whole or in part (for employees 50% is covered by the employer at least). Faced with this increase, the French, not having an expandable budget, find themselves obliged to make trade-offs. After removing the superfluous, even simple pleasures, the time comes to reduce health coverage or even eliminate it completely. This has serious consequences on the health of the French and on the social security system as a whole. He is not more to demonstrate that poor care or a lack of regular monitoring is not a saving but rather a greater future burden for our system. Alerted by various people in his constituency, he wishes to draw her attention to the subject and ask her what she plans to do to prevent health from becoming a luxury that many citizens will have to deprive themselves of.

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