Question 15026 — businesses

Summary

Mr. Thierry Frappé questions the Minister of the Economy, Finance and Industrial, Energy and Digital Sovereignty, on the worrying tightening of the conditions of access to bank financing for French companies, in particular small and medium-sized businesses. According to the SAFE survey published on April 27, 2026 by the European Central Bank, companies in the euro zone report a net increase in rates interest on bank loans of 26% in the first quarter of 2026, compared to 12% the previous quarter, as well as a significant increase in ancillary costs, commissions and guarantee requirements. At the same time, the availability of bank loans has deteriorated, even though financing needs remain stable. This situation directly weakens the capacity for investment, development and maintenance of economic activity, in a context where corporate profits are deteriorating and where expectations of rising production costs and inflation are increasing. Faced with this progressive contraction of access to credit, particularly for SMEs which constitute the bulk of the national economic fabric, he asks what concrete measures the Government intends to implement in order to guarantee effective, sustainable and competitive bank financing for French companies, preserve their investment capacity and avoid a lasting slowdown in economic activity.

Machine translation from French. The official text remains authoritative.

Timeline

No timeline events have been ingested for this record yet.

Votes

No vote records are attached yet.

Versions

No version snapshots stored. Document URLs remain at the source.

Documents

No documents linked.

Sponsors

No sponsors or actors listed by the source.

Related records

No cross-record relationships stored yet.