Question 15031 — insurance

Summary

Mr. Frédéric Falcon alerts the Minister of the Economy, Finance and Industrial and Digital Sovereignty to the increase in insurance prices in their entirety and its effect on purchasing power and the maintenance of correct insurance protection. Home and auto insurance prices for individuals will see a sharp increase in 2024. While inflation stood at 3.4% over one year in November 2023, home insurance increased by 5 to 6% and car insurance by 3.5%, according to the website assurland.com. These figures are also shared by the insurance firm Fact et Figures which estimates the increase in home insurance at 6% and 4% for car insurance. Insurers justify these increases by the increase in claims due to climate change and, on the automobile side, by the increase in the cost of spare parts. In September 2022, the insurance companies had nevertheless committed to the Minister of the Economy Bruno le Maire to keep their price increases below inflation for two years. A promise visibly broken for 2024. Faced with this increase, the French, not having an expandable budget, see themselves obliged to make trade-offs. After removing the superfluous, even simple pleasures, the time comes to reduce the insurance coverage or even eliminate it completely. For vehicles, there is an insurance obligation but when the levies are rejected several times, the termination is carried out by the insurance company. For homes, this coverage is mandatory for tenants but with the same risk in the event of non-payment. Above all, people, to save money, take out minimum insurance and therefore, in the event of a disaster, do not can no longer re-equip themselves identically. This situation of “underinsurance” or non-insurance particularly affects low-income households (retirees, students, single-parent families) and the middle classes. Alerted by various people in his constituency, he wishes to draw their attention to the subject and ask them what they intend to do to prevent insuring their property from being a luxury that not all French people will be able to afford. allow.

Machine translation from French. The official text remains authoritative.

Timeline

No timeline events have been ingested for this record yet.

Votes

No vote records are attached yet.

Versions

No version snapshots stored. Document URLs remain at the source.

Documents

No documents linked.

Sponsors

No sponsors or actors listed by the source.

Related records

No cross-record relationships stored yet.