Question 3836 — death disability insurance

Summary

Mr. Pascal Jenft draws the attention of the Minister of Labor, Health, Solidarity and Families to the subject of the rules for accumulating disability pensions for people with disabilities. When a person suffers from a disability, preventing them from pursuing their professional activity full time, aid is paid to them by the State to prevent them from losing their income. According to article R. 341-1 of the social security code, this assistance is determined according to the amount of the “comparison salary”. It is either the average of the best salaries of the last ten years worked or the salary of the year preceding the period of disability. The assistance in question must make it possible to maintain the person's standard of living. However, this system has a limit: it prevents income growth. Indeed, if the beneficiary receives a bonus or obtains a increase within the framework of his professional activity, his allowance is reduced so as not to exceed an income threshold as calculated when this aid is granted. Thus, his standard of living cannot evolve favorably. This system gives the people concerned, already affected by illness or disability, a feeling of injustice. Furthermore, if their income cannot increase, the motivation to progress professionally risks to evaporate and thus harm the country's economy. For these reasons, he asks her to take this issue into consideration and asks her what solutions she intends to put in place to allow people receiving a disability pension to see their income increase thanks to their professional activity, without this resulting in a systematic reduction in their assistance.

Machine translation from French. The official text remains authoritative.

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