Question 40705 — pensions: independent and special schemes

Summary

Mr. Florian Bachelier draws the attention of the Minister of Labor, Employment and Integration to the situation of the supplementary pension scheme for general insurance agents. The general insurance agents scheme, managed by CAVAMAC, was created in 1952 on the basis of a co-financial contribution from general agents and the insurance companies which mandate them. It is recalled that insurance companies grant, sovereignly, the status of general agents and determine the amount of insurance premiums, the basis for calculating the determination of insurance agency products. This co-financing, consubstantial with this supplementary pension plan, is the consequence of the economic interdependence of general agents and insurance companies. This contribution amounts to 89 million euros, or 36% of annual resources. To date, this regime is undergoing unfavorable demographics (11,950 active workers for 28,432 pensioners) and is in technical deficit, offset by financial reserves. The French Insurance Federation (FFA), which is leading discussions on behalf of the insurance companies concerned, has announced that it wants to reduce its contribution to the scheme by 50% for the years 2022 and 2023 and refuses to commit for the years 2024 and following. This exit from the financing of the scheme would lead to a massive increase in active contributions or a reduction in pension rights for pensioners and active workers. He asks him to please specify the possible ways and means to force insurance companies to maintain their contribution.

Machine translation from French. The official text remains authoritative.

Timeline

No timeline events have been ingested for this record yet.

Votes

No vote records are attached yet.

Versions

No version snapshots stored. Document URLs remain at the source.

Documents

No documents linked.

Sponsors

No sponsors or actors listed by the source.

Related records

No cross-record relationships stored yet.