Question 5036 — supplementary insurance

Summary

Mrs. Catherine Fabre questions the Minister of Solidarity and Health on the modalities of the implementation of compulsory mutual insurance. To deal with the lack of supplementary health coverage for many employees, the 2013 employment security law provided for the establishment of compulsory supplementary health insurance for all companies from January 1, 2016, including for very small businesses. This development makes it possible to cover largely employees in the territory. However, this obligation poses problems when employees already have mutual insurance, taken outside of their company mutual insurance. This scenario can arise in particular when an individual is covered by that of their spouse; in blended families. This uniform application of the rule leads certain people to be covered twice, or even three times for some. children in stepfamilies. Currently this rule can, where applicable, have several perverse effects: for dental or optical costs, the possibility of calling on each of them does not push practitioners to lower their prices and moreover it unnecessarily reduces purchasing power in certain households. She asks him about the possibility of relaxing under certain conditions the obligation to join his mutual insurance company. business.

Machine translation from French. The official text remains authoritative.

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