Question 5249 — death disability insurance

Summary

Mr. Damien Maudet calls on the Minister of Labor, Health, Solidarity and Families about the reductions in the amounts paid by supplementary health insurance, particularly those dedicated to disabled teachers. If pensions have increased slightly to cope with inflation, the drop in the amounts paid by supplementary health insurance makes the operation obsolete to catch up with the cost of living. “It’s been two years consecutive times that I see my allowance drop. Last year, I lost 487 euros over the year, or a little more than 40 euros per month. This year, I find myself faced with a further reduction of around 35 euros per month,” explains Hélène, a former teacher, in a letter sent to her complementary insurance. If this is possible, it is because the method of calculation is based on the income of the previous year, which has increased slightly not not thanks to an increase in his pension, but rather by catching up with galloping inflation. An amount which, one year later, does not reflect his life situation. “And so you withdraw them from my allowance, which means that in the end and despite the high inflation, I find myself with exactly the same amount left to live,” she adds. Because in fact, instead of ensuring that this disability allowance is caught up to compensate inflation, added to the complementary, increases its purchasing power in the face of inflation, it stagnates or even declines. “So I am not actually upgraded and I am taking inflation head-on, since you are decompensating the increase in the pension,” denounces Hélène. Worse, she fears that the phenomenon will increase as the pension increases. The Minister is aware that the disability allowance is paid to people with low incomes. Taking away from them with one hand what they have earned with the other feeds inequalities even as the cost of living continues to increase. He asks her what she plans to put in place to force supplementary workers to maintain the amount of sums paid, so that the adjustments made to the amounts of disability pensions are not in vain.

Machine translation from French. The official text remains authoritative.

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