Question 7858 — pensions: general

Summary

Mr. Jonathan Gery draws the attention of the Minister of Labor, Health, Solidarity and Families to the unfair and worrying situation of the spouses of craftsmen who have worked for many years without declared status and who, today, find themselves with a very low pension, even lower than the minimum retirement age. In many households of artisans or traders, spouses actively participated in the operation of the business, in an undeclared framework, due to lack of means to contribute for two. This well-known economic reality affected an entire generation of women whose work, although real and essential, remained invisible to the eyes of the administration. When some of these women were able to obtain employee or affiliated status on a personal basis, life events, such as illness or disability, came abruptly interrupt their career, without the possibility of reconstitution of sufficient rights. These life trajectories today lead to extremely modest retirement pensions, sometimes lower than those of a person who has never worked, without even giving rise to the solidarity allowance for the elderly (ASPA), due to restrictive criteria. It is also problematic that administrative services sometimes wrongly consider that the sale of a business compensates for the lack of sufficient retirement. However, in many cases, this fund could never be sold, or completely lost its value, leaving households without exit capital or savings. He wants to know if the Government plans to recognize the invisible but very real work accomplished by the spouses of artisans who remained without status for many years. He him also asks whether it intends to revaluate pensions resulting from incomplete or discontinuous careers, in particular those of former self-employed people and their spouses. He would like to know the Government's intentions regarding a possible reform of the conditions of access to ASPA, in order to better take into account precarious situations that are currently unfairly excluded from the system. Finally, he wants to know if a A mechanism could be put in place to allow, under conditions, the regularization or retroactive consideration of periods of undeclared but certified activity.

Machine translation from French. The official text remains authoritative.

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