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![Official portrait of Rep. Owens, Burgess [R-UT-4]](https://www.congress.gov/img/member/o000086_200.jpg)
United States · Official source
958 records where Rep. Owens, Burgess [R-UT-4] is listed as a sponsor, author, or other actor. Search with topics and years
United States · United States Congress · 26 February 2025
This bill permanently allows audiologists, physical therapists, occupational therapists, and speech-language pathologists to furnish telehealth services under Medicare.
United States · United States Congress · 26 February 2025
Shielding Children's Retinas from Egregious Exposure on the Net Act or the SCREEN Act This bill establishes age-verification requirements for commercial interactive computer services (e.g., websites) that make available content that is harmful to minors (e.g., content that appeals to the prurient interest in nudity or sex, is obscene, or is child pornography). Specifically, the bill requires such services to adopt and utilize technology verification measures to ensure that (1) users of the service are not minors, and (2) minors are prevented from accessing any content on the service that is harmful to minors. Additionally, such services must (1) use the technology to verify a user's age; (2) publish the verification process that the service uses; and (3) subject users' Internet Protocol (IP) addresses, including known virtual proxy network (VPN) IP addresses, to the technology verification measures, unless the service determines a user is not located within the United States. Covered services also must implement data security measures to protect information about individuals collected through the verification process. The Federal Trade Commission must conduct regular audits of such services, issue guidance, and otherwise enforce the requirements of this bill.
United States · United States Congress · 26 February 2025
United States · United States Congress · 26 February 2025
United States · United States Congress · 25 February 2025
United States · United States Congress · 24 February 2025
Falun Gong Protection Act This bill requires the President to impose visa- and property-blocking sanctions on foreign persons that have knowingly and directly engaged in or facilitated the involuntary harvesting of organs in China. Sanctions may not be imposed on the importation of goods or with respect to specified transactions related to humanitarian assistance. The authority to impose sanctions under this bill expires five years after enactment.
United States · United States Congress · 24 February 2025
This resolution expresses condolences to the families, friends, and loved ones of the victims of the crash of American Eagle Flight 5342 and the U.S. Army helicopter flying under the call sign PAT 25 near Ronald Reagan Washington National Airport on January 29, 2025. The resolution also commends the heroic actions of the first responders, emergency services personnel, and all those who aided in the recovery efforts.
United States · United States Congress · 24 February 2025
United States · United States Congress · 24 February 2025
Dentist and Optometric Care Access Act of 2025 or the DOC Access Act of 20 25 This bill prohibits private health insurance plans from setting rates for items and services, except for dental cleanings, provided by a doctor of optometry, of dental surgery, or of dental medicine (or an employer of such a doctor) for which the plan does not pay a substantial amount. Additionally, an agreement between a plan and such a doctor for limited scope dental or vision benefits may last longer than two years only with the prior acceptance of the doctor for each term extension. Plans also may not restrict such a doctor's choice of laboratories or suppliers. Such doctors may elect to waive the application of the payment amount and choice of laboratories provisions of this bill. The bill does not supersede state laws regarding health insurers and dental or vision benefit plans.
United States · United States Congress · 21 February 2025
North Platte Canteen Congressional Gold Medal Act This bill provides for the award of a Congressional Gold Medal to recognize the individuals and communities that provided financial and other support for the North Platte Canteen in North Platte, Nebraska, during World War II.
United States · United States Congress · 21 February 2025
Disengaging Entirely From the United Nations Debacle Act of 2025 or the DEFUND Act of 2025 This bill directs the President to terminate U.S. membership in the United Nations (U.N.) and all formally affiliated bodies. It also ends U.S. participation in all U.N. conventions and agreements. Funds may be appropriated to facilitate U.S. withdrawal from the U.N. No funds may be made available for contributions or payments to any U.N. body. The bill prohibits U.S. participation in any U.N. peacekeeping operation. The bill also repeals diplomatic immunity for officers and employees of the U.N. and for officers and employees of foreign government missions to the U.N. The bill repeals various acts related to the U.N., including the United Nations Participation Act of 1945, the United Nations Headquarters Agreement Act, and a joint resolution establishing U.S. membership in the World Health Organization. The United States may not rejoin the U.N. or any formally affiliated body without the advice and consent of the Senate. Any agreement to rejoin the U.N. or a formally affiliated body must include the right of the United States to withdraw from the agreement.
United States · United States Congress · 21 February 2025
This joint resolution nullifies the final rule issued by the National Park Service titled Glen Canyon National Recreation Area; Motor Vehicles and published on January 13, 2025. The rule modified regulations concerning the Glen Canyon National Recreation Area, which is located in northern Arizona and southeastern Utah. For example, the rule limited the use of off-road vehicles, such as off-highway vehicles and all-terrain vehicles, in certain areas.
United States · United States Congress · 18 February 2025
Enhanced Iran Sanctions Act of 2025 This bill imposes sanctions on certain foreign persons (individuals and entities) that are involved in Iran's petroleum sector as well as certain associated persons. The bill also requires or authorizes actions to facilitate the enforcement of sanctions on Iran. Specifically, the bill requires the President to impose visa- and property-blocking sanctions on any foreign person that, after the bill's enactment, knowingly engages in any transaction related to the processing, export, or sale of oil, condensates, gas, liquefied natural gas, or other petrochemical products in whole or in part from Iran. The President must also impose sanctions on certain foreign persons associated with a sanctioned individual or entity. For example, the President must sanction the subsidiaries and corporate officers of a sanctioned business. The bill provides certain exceptions to these sanctions, including specifying that sanctions do not apply to the importation of goods or to conducting or facilitating transactions for humanitarian assistance. The Department of State must establish an interagency working group that shall seek to establish a multilateral contact group to coordinate international efforts to enforce sanctions on Iran. The bill expands the State Department rewards program to authorize a reward payment to any individual who furnishes information leading to the identification of a person (1) subject to sanctions under this bill, or (2) that has attempted or is attempting to evade sanctions under this bill.
United States · United States Congress · 18 February 2025
Guard and Reserve GI Bill Parity Act of 2025 This bill expands eligibility for Post-9/11 educational assistance for members of the reserve components of the Armed Forces and members of the National Guard. Specifically, the bill expands the types of activities that count towards Post-9/11 GI Bill eligibility to include active duty, inactive-duty training, annual training duty, and full-time National Guard duty or active duty. (Generally, under current law, only federal active duty counts towards educational assistance eligibility.)
United States · United States Congress · 14 February 2025
This resolution designates the House of Representatives Press Gallery (rooms H-315, H-316, H-317, H-318, and H-319) as the Frederick Douglass Press Gallery.
United States · United States Congress · 14 February 2025
United States · United States Congress · 13 February 2025
Smithsonian American Women’s History Museum Act This bill authorizes the Smithsonian American Women's History Museum to be located on a particular site within the Reserve of the National Mall in Washington, DC. Specifically, the bill designates the South Monument site as the location for the museum; however, the President may designate an alternative site within 180 days of the bill's enactment. (The site is the undeveloped land across the National Mall from the National Museum of African American History and Culture.) Administrative jurisdiction of the site must be transferred to the Smithsonian Institution. The Board of Regents of the Smithsonian Institution must have the approval of specified federal entities (e.g., the Commission of Fine Arts) to plan, design, and construct a museum building. The bill (1) outlines the criteria for considering site and design proposals, and (2) requires the Smithsonian Institution to reimburse for costs resulting from the building approval process. The bill directs the museum to be dedicated to preserving, researching, and presenting the history, achievements, and lived experiences of biological women in the United States. Under this bill, the museum may not identify, present, describe, or depict any biological male as a female. In carrying out its duties, the museum's advisory council must (1) seek and utilize guidance from a broad array of knowledgeable and respected sources reflecting the diversity of the political viewpoints and authentic experiences held by women in the United States, and (2) seek guidance for the creation and substantial revision of exhibits and programs.
United States · United States Congress · 13 February 2025
United States · United States Congress · 13 February 2025
Collision Avoidance Systems Act of 2025 This bill allows for the use of a pulsating light system for vehicle braking. Specifically, Federal Motor Vehicle Safety Standard Number 108 (Standard 108) must be deemed to allow for the use of a pulsating light system on covered vehicles (i.e., passenger cars, multipurpose passenger vehicles, trucks, buses, trailers, and motorcycles). The Department of Transportation must issue regulations to update Standard 108 to (1) include performance-based standards for pulsating light systems, and (2) allow for the use of the systems on motor vehicles. As background, Standard 108 regulates all automotive lighting, signaling, and reflective devices. Under the bill, a pulsating light system includes a system for a high-mounted stop lamp in which the lamp pulses rapidly no more than four times and for no more than 1.2 seconds when the brake of the vehicle is applied and then converts to a continuous light (as a normal stop lamp) until the brake is released.
United States · United States Congress · 13 February 2025
United States · United States Congress · 13 February 2025
Veterans National Traumatic Brain Injury Treatment Act This bill requires the Department of Veterans Affairs to implement a five-year pilot program to furnish, under the Veterans Community Care Program, hyperbaric oxygen therapy to veterans with traumatic brain injuries or post-traumatic stress disorder.
United States · United States Congress · 13 February 2025
United States · United States Congress · 13 February 2025
This concurrent resolution declares that Congress should not impose any new performance fee, tax, royalty, or other charge relating to the public performance of sound recordings on a local radio station for broadcasting sound recordings over the air, or on any business for such public performance of sound recordings.
United States · United States Congress · 13 February 2025
United States · United States Congress · 13 February 2025
EAGLES Act of 2025 This bill reauthorizes the National Threat Assessment Center (NTAC) within the U.S. Secret Service. It reauthorizes the functions of NTAC through FY2030 and expands them to include additional activities related to the prevention of targeted violence, such as the establishment of a national program on targeted school violence prevention.
United States · United States Congress · 13 February 2025
This bill specifies a legal standard for determining whether an individual is considered an independent contractor rather than an employee for the purposes of federal labor laws that address issues such as the federal minimum wage, overtime compensation, and collective bargaining. The rights and protections provided by these laws exclusively apply to employees. Under the bill, an individual is considered an independent contractor if (1) another individual or entity does not exercise significant control over the details of how the individual's work is performed, without regard to any control the other individual or entity may exercise over the final result of the work performed; and (2) while performing such work, the individual has opportunities and risks inherent with entrepreneurship (for example, the discretion to exercise professional judgment). The bill also sets forth factors that may not be used to determine whether an individual is an employee. Specifically, factors such as whether another individual or entity requires the individual to meet certain legal, health and safety, insurance, or performance requirements may not be used to make such a determination.
United States · United States Congress · 12 February 2025
Alternatives to Prevent Addiction In the Nation Act or the Alternatives to PAIN Act This bill reduces cost-sharing and prohibits the imposition of certain utilization requirements under the Medicare prescription drug benefit for certain non-opioid pain management drugs. Specifically, the bill requires such drugs to be covered without a deductible and to be placed on the lowest cost-sharing tier (if any). The bill also prohibits the imposition of prior authorization requirements (i.e., requiring prior approval from a plan) or step therapy requirements (i.e., requiring the use of alternative drugs before a drug is covered under a plan) with respect to such drugs.
United States · United States Congress · 12 February 2025
United States · United States Congress · 12 February 2025
Give Kids a Chance Act of 2025 This bill expands the Food and Drug Administration’s (FDA’s) authority with respect to research on rare pediatric diseases, including by permitting the FDA to take enforcement action against drug sponsors that fail to satisfy pediatric study requirements and by reauthorizing programs that support pediatric research. Specifically, the bill modifies requirements relating to molecularly targeted pediatric cancer investigations to permit research on new drugs in combination with active ingredients that have already been approved, provided certain conditions are met; permits the FDA to take enforcement action against drug sponsors that fail to comply with pediatric study requirements, if such sponsors demonstrated a lack of due diligence in satisfying the requirement; renews the FDA’s authority to award priority review vouchers to sponsors of new products intended to treat rare pediatric diseases through September 30, 2029; and reauthorizes through FY2027 certain funding for the National Institutes of Health to support priority pediatric research. The bill also provides statutory authority for the FDA’s interpretation of the orphan drug exclusivity period. The bill specifies, consistent with FDA regulations, that the seven-year market exclusivity period for drugs for rare diseases or conditions (i.e., orphan drugs) prohibits the approval of the same drug for the same approved use or indication with respect to the disease or condition. (In Catalyst Pharmaceuticals, Inc. v. Becerra , a court rejected the FDA’s interpretation and held that orphan drug exclusivity extends to all uses or indications for the disease or condition.)
United States · United States Congress · 11 February 2025
Protecting Privacy in Purchases Act This bill prohibits payment card networks from using merchant codes that distinguish firearms retailers from general-merchandise retailers or sporting-goods retailers. The Department of Justice must enforce this bill and report annually on the resulting investigations and cases.
United States · United States Congress · 11 February 2025
United States · United States Congress · 10 February 2025
Clock Hour Program Student Protection Act This bill provides statutory authority for the 150% rule, which allows an educational program that prepares students for gainful employment in a recognized occupation to maintain eligibility for federal student aid funding if the program operates within 150% of the state's minimum hours requirement for licensure. The Department of Education (ED) previously enforced the 150% rule through regulations. ED proposed a new regulation to rescind the 150% rule and instead limit the length of these programs to 100% of the state's minimum required hours. This revised regulation was set to take effect on July 1, 2024; however, a court imposed a temporary injunction to halt the regulation from taking effect.
United States · United States Congress · 10 February 2025
Health Care Provider Shortage Minimization Act of 2025 This bill provides statutory authority to classify qualified locum tenens physicians and advanced care practitioners as independent contractors for federal tax purposes. (Locum tenens generally refers to an individual who temporarily fulfills the duties of another individual and is commonly used to refer to temporary staffing in the healthcare industry.) Under current law, independent contractors are considered self-employed for federal tax purposes and, thus, are required to make quarterly estimated income tax payments and pay self-employment taxes (Social Security and Medicare taxes). (Other federal tax reporting requirements and obligations apply.) The bill defines a qualified locum tenens physician or advanced care practitioner as an individual who provides temporary services for not more than one continuous year at a site of service as (1) a doctor of medicine, osteopathy, dentistry, optometry, or podiatry (authorized to provide such services by the state, U.S. possession, or U.S. territory in which such services are performed); or (2) a nurse practitioner, physician’s assistant, or certified registered nurse anesthetist. The term also includes an individual who provides such temporary services and is otherwise considered a physician under the Social Security Act (e.g., certain chiropractors).
United States · United States Congress · 10 February 2025
Ensuring Distance Education Act This bill treats revenue from distance education programs as nonfederal revenue for purposes of the 90/10 rule. Generally, the 90/10 rule requires a for-profit institution of higher education (IHE) to derive at least 10% of its revenue from sources other than federal financial aid. Under current Department of Education regulations, for-profit IHEs are prohibited from including revenue from distance education programs (including hybrid distance education programs) as nonfederal revenue that meets this 10% requirement. The bill removes the prohibition and allows for distance education programs to be counted as nonfederal revenue for purposes of the rule.
United States · United States Congress · 7 February 2025
Family Farm and Small Business Exemption Act This bill restores an exemption for certain family farms and small businesses on the Free Application for Federal Student Aid (FAFSA) form. The bill applies to the net worth of (1) a family farm on which the family resides, or (2) a small business with not more than 100 full-time or full-time equivalent employees that is owned and controlled by the family. Prior to recent changes made to the FAFSA, the net worth of these family farms and small businesses were excluded as assets when calculating a student's financial need to determine federal student aid eligibility. Beginning with the 2024-2025 academic year, the net worth of these farms and businesses are treated as an asset and therefore included in the calculation. This bill restores the exemption to exclude such net worth from the calculation.
United States · United States Congress · 7 February 2025
Freedom to Invest in Tomorrow’s Workforce Act This bill expands the expenses eligible for tax-free withdrawals from a qualified tuition program (known as a 529 plan) to include tuition, fees (including test fees), books, supplies, equipment, and other expenses related to the enrollment or attendance in a recognized postsecondary credentialing program. Under the bill, a recognized postsecondary credentialing program includes certain programs identified by a state as providing training services, a program listed in the Web Enabled Approval Management System (WEAMS) maintained by the Department of Veterans Affairs, certain examinations required to obtain or maintain a credential, and other reputable credentialing programs. Further, under the bill, such programs must be designed for an individual to obtain an industry-recognized postsecondary employment credential (e.g., project management professional certificate, advanced emergency medical technician certificate, and welding supervisor certificate), a certificate of completion of a registered and certified apprenticeship, an occupational or professional license issued or recognized by a state or the federal government (and any certification required for obtaining such license), or an associate or baccalaureate degree.
United States · United States Congress · 7 February 2025
This joint resolution nullifies the Environmental Protection Agency rule titled Phasedown of Hydrofluorocarbons: Management of Certain Hydrofluorocarbons and Substitutes Under the American Innovation and Manufacturing Act of 2020 and published on October 11, 2024. The rule establishes an emission reduction and reclamation program for the management of hydrofluorocarbons, which are greenhouse gases. The rule also establishes alternative Resource Conservation and Recovery Act standards for certain ignitable spent refrigerants being recycled for reuse.
United States · United States Congress · 6 February 2025
Cartel And Radical Terrorist Enforcement Log Act of 2025 or the CARTEL Act of 2025 This bill requires U.S. Customs and Border Protection to publish each month statistics related to encounters and arrests. The report must include, for example, the total number of individuals affiliated with transnational criminal organizations who have repeatedly attempted to cross unlawfully into the United States. The Department of Homeland Security must report annually on foreign terrorist organizations and transnational criminal organizations attempting to move their members or affiliates into the United States through the southern, northern, or maritime border.
United States · United States Congress · 6 February 2025
This concurrent resolution calls on the President to abandon the One China policy in favor of one that recognizes Taiwan as an independent country that is not a part of China. The resolution also urges the President to bolster diplomatic and economic relations between the United States and Taiwan through specified means.
United States · United States Congress · 6 February 2025
Veterans 2nd Amendment Protection Act This bill prohibits the Department of Veterans Affairs (VA) from transmitting certain information to the National Instant Criminal Background Check System (NICS) utilized by licensed importers or dealers of firearms. Specifically, the bill prohibits the VA from transmitting personally identifying information of a veteran or a beneficiary to the NICS solely on the basis that such veteran or beneficiary has an appointed fiduciary to manage their benefits, unless there is an order or finding of a judicial authority that such veteran or beneficiary is a danger to themselves or others.
United States · United States Congress · 6 February 2025
Utah Wildfire Research Institute Act of 2025 This bill requires the establishment of a Southwest Ecological Restoration Institute in Utah. Such institutes currently exist in Arizona, New Mexico, and Colorado and promote the use of adaptive ecosystem management to reduce the risk of wildfires and restore the health of forest and woodland ecosystems.
United States · United States Congress · 6 February 2025
Safe Passage on Interstates Act of 2025 This bill establishes a new federal criminal offense for the obstruction of interstate highways. Specifically, the bill makes it unlawful to knowingly engage in a listed activity with the intent to obstruct the free, convenient, and normal use of the interstate highway. The listed activities are (1) deliberately delaying traffic, (2) standing or approaching a motor vehicle, or (3) endangering the safe movement of a motor vehicle. A violation is subject to criminal penalties. The bill provides an exception for any lawful activity conducted or authorized by the federal government or by a state or local government.
United States · United States Congress · 6 February 2025
Defending Education Transparency and Ending Rogue Regimes Engaging in Nefarious Transactions Act or the DETERRENT Act This bill expands oversight and disclosure requirements related to foreign sources and institutions of higher education (IHEs). Specifically, the bill requires an IHE to annually disclose to the Department of Education (ED) any year in which the IHE receives a gift from a foreign country of concern (e.g., China or Russia) or foreign entity of concern of any dollar amount; receives a gift or contract from a foreign source (other than a foreign country of concern or foreign entity of concern) that is valued at $50,000 or more, considered alone or in combination with all other gifts or contracts within a calendar year (current disclosure threshold is $250,000 or more), or which has an undetermined monetary value; enters into a contract with a foreign country of concern or foreign entity of concern after receiving a waiver for such contract; or is substantially controlled by a foreign source. Additionally, the bill prohibits IHEs from entering into contracts with a foreign country of concern or with a foreign entity of concern without obtaining a waiver, requires certain IHEs to disclose gifts or contracts between covered individuals (e.g., researchers) and foreign sources, and requires private IHEs with specified assets or investments to file annual investment disclosure reports. The bill requires ED to investigate possible violations of this bill and outlines the various penalties for each violation. Penalties may include losing eligibility for federal student financial aid.
United States · United States Congress · 5 February 2025
Love Lives On Act of 2025 This bill extends entitlement for various benefit programs and services for surviving spouses of deceased members of the Armed Forces or veterans. The bill provides that the remarriage of a surviving spouse must not bar the furnishing of dependency and indemnity compensation or special pension benefits to such spouse. Additionally, the Department of Defense may not terminate the payment of an annuity for a surviving spouse under the Survivor Benefit Plan solely because the surviving spouse remarries. The bill also expands the definition of a dependent under TRICARE to include a remarried widow or widower whose subsequent marriage has ended due to death, divorce, or annulment.
United States · United States Congress · 5 February 2025
AM Radio for Every Vehicle Act of 2025 This bill requires the Department of Transportation (DOT) to issue a rule requiring AM radio capabilities to be standard in all new passenger vehicles. (AM radio is often used to deliver emergency alerts and news and entertainment programming; some newer vehicles do not include AM equipment.) Specifically, this bill applies to passenger vehicles (1) manufactured in the United States for sale in the United States, imported into the United States, or shipped in interstate commerce; and (2) manufactured after the rule's effective date. The rule must require all such vehicles to have devices that can receive signals and play content transmitted by AM stations or digital audio AM stations installed as standard equipment and made easily accessible to drivers. Prior to the rule's effective date, manufacturers that do not include devices that can access AM radio as standard equipment (1) must inform purchasers of this fact through clear and conspicuous labeling, and (2) may not charge an additional or separate fee for AM radio access. DOT may assess civil penalties for any violation of the rule. The Department of Justice may also bring a civil action to enjoin a violation. The rule, including DOT’s authority to enforce it, must expire 10 years after the bill’s enactment. Further, the Government Accountability Office must study and report on the dissemination of emergency alerts to the public, including by conducting an assessment of AM radio relative to other Integrated Public Alert and Warning System communication technologies.
United States · United States Congress · 5 February 2025
Protection of Women in Olympic and Amateur Sports Act This bill requires certified national governing bodies (NGBs) of amateur sports (e.g., USA Gymnastics) to prohibit a person whose sex is male from participating in an amateur athletic competition that is designated for females, women, or girls. Under the bill, male means an individual who has, had, will have—or would have, but for a developmental or genetic anomaly or historical accident—the reproductive system that at some point produces, transports, and utilizes sperm for fertilization.
United States · United States Congress · 5 February 2025
This bill directs the Bureau of Reclamation and the Western Area Power Administration, in consultation with the Glen Canyon Dam Adaptive Management Work Group, to enter into a memorandum of understanding to explore and address the impact that the 2024 record of decision entitled Supplement to the 2016 Glen Canyon Dam Long-Term Experimental and Management Plan Record of Decision has on the Upper Colorado River Basin Fund. The memorandum of understanding must include a plan to (1) address the effects that the decision may have on the fund's obligations, (2) address the impact that the decision has on hydropower production at Glen Canyon Dam, and (3) identify impacts that the decision has had on species listed as threatened or endangered species. By way of background, Reclamation published a Final Supplemental Environmental Impact Statement (SEIS) under the National Environmental Policy Act of 1969 for the Glen Canyon Dam Long-Term Experimental and Management Plan (LTEMP) in 2024. The SEIS revises the 2016 LTEMP Record of Decision to address two issues: (1) responding to the threat of the invasive smallmouth bass below Glen Canyon Dam, and (2) incorporating the latest sediment science to assess when high-flow experiments should be conducted in order to protect the endangered humpback chub.
United States · United States Congress · 5 February 2025
United States · United States Congress · 5 February 2025
Reporting on Investments in Foreign Adversaries Act or the RIFA Act This bill requires private institutions of higher education (IHEs) with specified assets or investments involving foreign countries or entities of concern to file annual investment disclosure reports. The bill applies to a private IHE with (1) assets in excess of $6 billion, or (2) investments of concern in excess of $250 million. Specifically, the bill requires such a private IHE to file a disclosure report with the Department of Education (ED) for a year in which the IHE purchases, sells, or holds one or more investments of concern. Investment of concern means any specified interest (e.g., stock or debt) with respect to a foreign country of concern (e.g., North Korea, China, Russia, or Iran) or a foreign entity of concern (e.g., a foreign entity that is designated as a foreign terrorist organization). Additionally, the bill requires ED to establish and maintain a publicly available and searchable database with these disclosure reports. The bill requires ED to investigate possible violations of this bill and outlines the various penalties for each violation. Penalties may include losing eligibility for federal student financial aid.
United States · United States Congress · 5 February 2025
Fair Access to Banking Act This bill places restrictions on certain banks, credit unions, and payment card networks if they refuse to do business with a person who complies with the law. Restrictions include prohibiting the use of electronic funds transfer systems and lending programs, termination of an institution's depository insurance, and specified civil penalties. Banks and other specified financial institutions are allowed to deny financial services to a person only if the denial is justified by a documented failure of that person to meet quantitative, impartial, risk-based standards established in advance by the institution. This justification may not be based upon reputational risks to the institution. The bill establishes the right for a person to bring a civil action for a violation of this bill.