United States · Bill · HR
H.R. 1188 (103rd)
Anti-Redlining in Insurance Disclosure Act
Introduced
3 March 1993
Last action
21 July 1994 · Introduced
Status
Received in the Senate and read twice and referred to the Committee on Commerce.
Sponsors
Rep. Collins, Cardiss [D-IL-7], Rep. Towns, Edolphus [D-NY-10], Rep. Reynolds, Mel [D-IL-2], Rep. Owens, Major R. [D-NY-11], Rep. Dellums, Ronald V. [D-CA-9], Rep. Green, Gene [D-TX-29], Rep. Franks, Gary A. [R-CT-5], Rep. Clayton, Eva M. [D-NC-1], Rep. Clay, William (Bill) [D-MO-1], Rep. Jefferson, William J. [D-LA-2], Rep. Collins, Barbara-Rose [D-MI-15], Rep. Serrano, Jose E. [D-NY-15], Rep. Rangel, Charles B. [D-NY-15], Rep. Blackwell, Lucien E. [D-PA-2], Rep. Foglietta, Thomas M. [D-PA-1], Rep. Filner, Bob [D-CA-51], Rep. Meek, Carrie P. [D-FL-17], Rep. Dixon, Julian C. [D-CA-32], Rep. Hastings, Alcee L. [D-FL-20], Rep. Frost, Martin [D-TX-24], Rep. Johnson, Eddie Bernice [D-TX-30], Rep. Watt, Melvin L. [D-NC-12], Rep. Mfume, Kweisi [D-MD-7], Del. Norton, Eleanor Holmes [D-DC-At Large], Sen. Markey, Edward J. [D-MA], Rep. Gutierrez, Luis V. [D-IL-4], Rep. Tucker, Walter R., III [D-CA-37]
Subjects
Discovery layer
Source updated
14 January 2025
Summary
Anti Redlining in Insurance Disclosure Act - Requires certain insurers to maintain and make available to the Secretary of Commerce and the public specified information on their practices and activities with respect to property and casualty insurance sold in urban areas, such as the number of policies sold by census tract, itemized by demographic characteristics. Mandates disclosure to insurance applicants of the reasons for rejection or nonrenewal. Directs the Secretary to issue regulations to ensure that the practices of insurers in terminating agents who handle property or casualty insurance do not result in: (1) an inappropriate effect on the availability or affordability of insurance from such insurers; and (2) unfair discrimination against agents as a result of their geographic locations or their clients'. Requires the Secretary to: (1) develop, or assist in the improvement of, methods of matching addresses and census tracts to facilitate compliance by insurers with this Act; (2) compile for each urban area aggregate data by census tract for all insurers; and (3) produce tables for each such area indicating aggregate insurance underwriting patterns for various categories of census tracts grouped according to location, age of property, income level, and racial characteristics. Requires such data and tables to be made public. Establishes civil penalties for violations of this Act.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
3 March 1993
Introduced
Referred to the House Committee on Energy and Commerce.
Source: IntroReferral
3 March 1993
Introduced
Sponsor introductory remarks on measure. (CR H998)
Source: IntroReferral
3 March 1993
Introduced
Introduced in House
Source: IntroReferral
3 March 1993
Introduced
Introduced in House
Source: IntroReferral
16 March 1993
Committee
Hearings Held by the Subcommittee on Commerce, Consumer Protection, and Competitiveness Prior to Referral (Mar 3, 93).
Source: Committee
16 March 1993
Referred
Referred to the Subcommittee on Commerce, Consumer Protection and Competitiveness.
Source: Committee
20 April 1993
Introduced
Sponsor introductory remarks on measure. (CR H1928)
Source: IntroReferral
26 April 1993
Committee
Subcommittee Hearings Held.
Source: Committee
28 July 1993
Committee
Forwarded by Subcommittee to Full Committee.
Source: Committee
28 July 1993
Committee
Subcommittee Consideration and Mark-up Session Held.
Source: Committee
14 September 1993
Reported
Ordered to be Reported (Amended) by Voice Vote.
Source: Committee
14 September 1993
Committee
Committee Consideration and Mark-up Session Held.
Source: Committee
29 September 1993
Calendars
Placed on the Union Calendar, Calendar No. 150.
Source: Calendars
29 September 1993
Reported
Reported (Amended) by the Committee on Energy and Commerce. H. Rept. 103-270.
Source: Committee
29 September 1993
Reported
Reported (Amended) by the Committee on Energy and Commerce. H. Rept. 103-270.
Source: Committee
12 July 1994
Reported
Rules Committee Resolution H. Res. 475 Reported to House. Rule provides for consideration of H.R. 1188 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. It shall be in order to consider as an original bill for the purpose of amendment under the five-minute rule the amendment in the nature of a substitute recommended by the Committee on Energy and Commerce now printed in the bill. Measure will be considered read. Bill is open to amendments.
Source: Floor
20 July 1994
Passed
On passage Passed by voice vote.
Source: Floor
20 July 1994
Floor
The House rose from the Committee of the Whole House on the state of the Union to report H.R. 1188.
Source: Floor
20 July 1994
Floor
Rule provides for consideration of H.R. 1188 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. It shall be in order to consider as an original bill for the purpose of amendment under the five-minute rule the amendment in the nature of a substitute recommended by the Committee on Energy and Commerce now printed in the bill. Measure will be considered read. Bill is open to amendments.
Source: Floor
20 July 1994
Floor
The Speaker designated the Honorable Rosa L. DeLauro to act as Chairwoman of the Committee.
Source: Floor
20 July 1994
Floor
House resolved itself into the Committee of the Whole House on the state of the Union pursuant to H. Res. 475 and Rule XXIII.
Source: Floor
20 July 1994
Passed
Motion to reconsider laid on the table Agreed to without objection.
Source: Floor
20 July 1994
Passed
Passed/agreed to in House: On passage Passed by voice vote.
Source: Floor
20 July 1994
Passed
The House adopted the amendment in the nature of a substitute as agreed to by the Committee of the Whole House on the state of the Union.
Source: Floor
20 July 1994
Floor
The previous question was ordered pursuant to the rule.
Source: Floor
20 July 1994
Floor
Considered under the provisions of rule H. Res. 475. (consideration: CR H5895-5925)
Source: Floor
20 July 1994
Passed
Rule H. Res. 475 passed House.
Source: Floor
21 July 1994
Introduced
Received in the Senate and read twice and referred to the Committee on Commerce.
Source: IntroReferral
Votes
No vote records are attached yet.
Versions
- Referred in Senate · 21 July 1994 · Download file
- Engrossed in House · 20 July 1994 · Download file
- Reported in House · 29 September 1993 · Download file
- Introduced in House · 3 March 1993 · Download file
Documents
11 official files
Referred in Senate (text)
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Referred in Senate (text)
Referred in Senate · EN · 21 July 1994
Referred in Senate (PDF)
Referred in Senate · EN · 21 July 1994
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Engrossed in House (text)
Engrossed in House · EN · 20 July 1994
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Engrossed in House (PDF)
Engrossed in House · EN · 20 July 1994
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Passed House amended
summary · EN · 20 July 1994
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Reported in House (text)
Reported in House · EN · 29 September 1993
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Reported in House (PDF)
Reported in House · EN · 29 September 1993
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Reported to House with amendment(s)
summary · EN · 29 September 1993
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Introduced in House (text)
Introduced in House · EN · 3 March 1993
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Introduced in House (PDF)
Introduced in House · EN · 3 March 1993
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Introduced in House
summary · EN · 3 March 1993
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Sponsors
- Rep. Collins, Cardiss [D-IL-7] · D · Sponsor
- Rep. Towns, Edolphus [D-NY-10] · D · Cosponsor
- Rep. Reynolds, Mel [D-IL-2] · D · Cosponsor
- Rep. Owens, Major R. [D-NY-11] · D · Cosponsor
- Rep. Dellums, Ronald V. [D-CA-9] · D · Cosponsor
- Rep. Green, Gene [D-TX-29] · D · Cosponsor
- Rep. Franks, Gary A. [R-CT-5] · R · Cosponsor
- Rep. Clayton, Eva M. [D-NC-1] · D · Cosponsor
- Rep. Clay, William (Bill) [D-MO-1] · D · Cosponsor
- Rep. Jefferson, William J. [D-LA-2] · D · Cosponsor
- Rep. Collins, Barbara-Rose [D-MI-15] · D · Cosponsor
- Rep. Serrano, Jose E. [D-NY-15] · D · Cosponsor
- Rep. Rangel, Charles B. [D-NY-15] · D · Cosponsor
- Rep. Blackwell, Lucien E. [D-PA-2] · D · Cosponsor
- Rep. Foglietta, Thomas M. [D-PA-1] · D · Cosponsor
- Rep. Filner, Bob [D-CA-51] · D · Cosponsor
- Rep. Meek, Carrie P. [D-FL-17] · D · Cosponsor
- Rep. Dixon, Julian C. [D-CA-32] · D · Cosponsor
- Rep. Hastings, Alcee L. [D-FL-20] · D · Cosponsor
- Rep. Frost, Martin [D-TX-24] · D · Cosponsor
- Rep. Johnson, Eddie Bernice [D-TX-30] · D · Cosponsor
- Rep. Watt, Melvin L. [D-NC-12] · D · Cosponsor
- Rep. Mfume, Kweisi [D-MD-7] · D · Cosponsor
- Del. Norton, Eleanor Holmes [D-DC-At Large] · D · Cosponsor
- Sen. Markey, Edward J. [D-MA] · D · Cosponsor
- Rep. Gutierrez, Luis V. [D-IL-4] · D · Cosponsor
- Rep. Tucker, Walter R., III [D-CA-37] · D · Cosponsor
- · sscm00 · Standing
- · hsif00 · Standing
Related records
- related to → Providing for consideration of the bill (H.R. 1188) to provide for disclosures for insurance in interstate commerce.
- amends ← An amendment to require insurance companies to explain their reasons for denying policies.
- amends ← An amendment to grant jurisdiction for carrying out the studies called for in the bill to the Department of Housing and Urban Development, rather than the Department of Commerce, and to require that the results of the studies be transmitted to the Committee on Banking, Finance and Urban Affairs, rather than to the Committee on Energy and Commerce.
- amends ← An amendment consisting of the elements of H.R. 1257. The amendment would increase the number of cities for which data must be provided from 25 to 75. Companies would be required to provide information about the race and gender of policy applicants. Smaller companies would be exempt from the bill's requirements and the names of companies which provide information would not be revealed.
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/103rd-congress/house-bill/1188
- Open data entity: https://api.congress.gov/v3/bill/103/hr/1188
- us · 103-hr-1188 · source updated 14 January 2025