Consumer Disclosure and Rental Purchase Agreement Act

Summary

Consumer Disclosure and Rental Purchase Agreement Act - Amends the Consumer Credit Protection Act to create a new title on rental purchase agreements. Declares that the title does not apply to rental-purchase agreements primarily for business, commercial, or agricultural purposes or made with Government instrumentalities. Regulates: (1) the content and manner of disclosures by merchants in rental-purchase agreements; and (2) the contents of rental-purchase agreements. Prohibits a rental-purchase agreement from containing specified inclusions. Sets forth provisions for: (1) quarterly reports from merchants to consumers; (2) renegotiations and extensions of rental-purchase agreements; and (3) the content of rental-purchase advertising. Imposes individual and class action civil liability for violations. Establishes merchant defenses and provides for the liability of merchant assignees. Mandates model disclosure forms and clauses. Sets forth conditions under which this Act shall preempt State laws relating to rental-purchase agreements.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

1. 29 April 1999

   Introduced

   Introduced in House

   Source: IntroReferral

2. 29 April 1999

   Introduced

   Introduced in House

   Source: IntroReferral

3. 29 April 1999

   Introduced

   Referred to the House Committee on Banking and Financial Services.

   Source: IntroReferral

4. 13 May 1999

   Referred

   Referred to the Subcommittee on Financial Institutions and Consumer Credit.

   Source: Committee

Votes

No vote records are attached yet.

Versions

• Introduced in House · 29 April 1999 · Download file

Documents

3 official files

• Introduced in House (text)

  Introduced in House · EN · 29 April 1999

  ViewDownloadOpen at official source

• Introduced in House (PDF)

  Introduced in House · EN · 29 April 1999

  ViewDownloadOpen at official source

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• Introduced in House

  summary · EN · 29 April 1999

  Open at official source

  Leesvertaling

  Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.

  Vertaal naarNL · DutchDE · GermanFR · FrenchES · SpanishIT · ItalianPL · PolishPT · PortugueseSV · SwedishDA · DanishFI · FinnishEL · GreekCS · CzechHU · HungarianRO · RomanianBG · BulgarianHR · CroatianSK · SlovakSL · SlovenianLT · LithuanianLV · LatvianET · EstonianGA · IrishMT · Maltese

  Vertaal document

  Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.

Sponsors

• Rep. Jones, Walter B., Jr. [R-NC-3] · R · Sponsor
• Rep. Kelly, Sue W. [R-NY-19] · R · Cosponsor
• Rep. Pryce, Deborah [R-OH-15] · R · Cosponsor
• Rep. McCrery, Jim [R-LA-4] · R · Cosponsor
• Rep. Sessions, Pete [R-TX-17] · R · Cosponsor
• Sen. Isakson, Johnny [R-GA] · R · Cosponsor
• Rep. Hilleary, Van [R-TN-4] · R · Cosponsor
• Rep. Wamp, Zach [R-TN-3] · R · Cosponsor
• Rep. Royce, Edward R. [R-CA-39] · R · Cosponsor
• Rep. Duncan, John J., Jr. [R-TN-2] · R · Cosponsor
• Rep. Linder, John [R-GA-7] · R · Cosponsor
• Rep. John, Christopher [D-LA-7] · D · Cosponsor
• Rep. Emerson, Jo Ann [R-MO-8] · R · Cosponsor
• Rep. Oxley, Michael G. [R-OH-4] · R · Cosponsor
• Rep. Bryant, Ed [R-TN-7] · R · Cosponsor
• Rep. Taylor, Charles H. [R-NC-11] · R · Cosponsor
• Rep. Tiahrt, Todd [R-KS-4] · R · Cosponsor
• Rep. Foley, Mark [R-FL-16] · R · Cosponsor
• Rep. Ney, Robert W. [R-OH-18] · R · Cosponsor
• Rep. Shimkus, John [R-IL-15] · R · Cosponsor
• Rep. English, Phil [R-PA-3] · R · Cosponsor
• Rep. McCollum, Bill [R-FL-8] · R · Cosponsor
• Rep. Kingston, Jack [R-GA-1] · R · Cosponsor
• Rep. Clement, Bob [D-TN-5] · D · Cosponsor
• Rep. Watts, J. C., Jr. [R-OK-4] · R · Cosponsor
• Rep. Goode, Virgil H., Jr. [R-VA-5] · D · Cosponsor
• Rep. Jefferson, William J. [D-LA-2] · D · Cosponsor
• Rep. Cooksey, John [R-LA-5] · R · Cosponsor
• Rep. Houghton, Amo [R-NY-31] · R · Cosponsor
• Rep. McIntyre, Mike [D-NC-7] · D · Cosponsor
• Rep. Bliley, Tom [R-VA-7] · R · Cosponsor
• Rep. Boehner, John A. [R-OH-8] · R · Cosponsor
• Rep. Goodlatte, Bob [R-VA-6] · R · Cosponsor
• Rep. Kasich, John R. [R-OH-12] · R · Cosponsor
• Rep. Frost, Martin [D-TX-24] · D · Cosponsor
• Rep. Traficant, James A., Jr. [D-OH-17] · D · Cosponsor
• Rep. Maloney, James H. [D-CT-5] · D · Cosponsor
• Sen. Talent, Jim [R-MO] · R · Cosponsor
• Rep. Nethercutt, George R., Jr. [R-WA-5] · R · Cosponsor
• Rep. Dickey, Jay [R-AR-4] · R · Cosponsor
• Rep. Pickering, Charles W. "Chip" [R-MS-3] · R · Cosponsor
• Rep. Sweeney, John E. [R-NY-20] · R · Cosponsor
• Rep. Barrett, Bill [R-NE-3] · R · Cosponsor
• Rep. Terry, Lee [R-NE-2] · R · Cosponsor
• Sen. Wicker, Roger F. [R-MS] · R · Cosponsor
• Rep. Ryun, Jim [R-KS-2] · R · Cosponsor
• Rep. Petri, Thomas E. [R-WI-6] · R · Cosponsor
• Rep. Baker, Richard H. [R-LA-6] · R · Cosponsor

Showing 48 of 53 sponsors and actors.

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