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United States · Bill · HR

H.R. 1684 (106th)

Payday Borrower Protection Act of 1999

referredUnited States· United States Congress· EN

Introduced

5 May 1999

Last action

28 May 1999 · Referred

Status

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

Sponsors

Rep. Rush, Bobby L. [D-IL-1], Rep. Schakowsky, Janice D. [D-IL-9], Rep. Meek, Carrie P. [D-FL-17], Rep. Owens, Major R. [D-NY-11], Rep. Lee, Barbara [D-CA-12], Rep. Thompson, Bennie G. [D-MS-2], Rep. Brown, Corrine [D-FL-5], Rep. Jackson Lee, Sheila [D-TX-18], Rep. Gonzalez, Charles A. [D-TX-20], Del. Norton, Eleanor Holmes [D-DC-At Large], Rep. Jones, Stephanie Tubbs [D-OH-11], Rep. Davis, Danny K. [D-IL-7], Rep. Towns, Edolphus [D-NY-10], Rep. Dixon, Julian C. [D-CA-32], Rep. Martinez, Matthew G. [D-CA-31], Rep. Slaughter, Louise McIntosh [D-NY-25], ROBERT BRADY, Rep. Luther, Bill [D-MN-6], Del. Christensen, Donna M. [D-VI-At Large], Rep. McKinney, Cynthia A. [D-GA-4], Rep. Cummings, Elijah E. [D-MD-7], Rep. Olver, John W. [D-MA-1], Rep. Gutierrez, Luis V. [D-IL-4], Rep. Nadler, Jerrold [D-NY-12], Rep. Lofgren, Zoe [D-CA-18]

Subjects

Discovery layer

Source updated

20 August 2025

Official sourceDownload fileView documentsShare

Summary

Payday Borrower Protection Act of 1999 - Amends the Truth in Lending Act and the Federal Deposit Insurance Act to require persons under their jurisdiction engaged in the business of making payday loans to operate under State licensing and regulatory procedures which meet the criteria imposed by this Act for such transactions. Expresses the sense of Congress that deferred deposit loans should only be lawful in States in which laws and regulations are in effect that meet the requirements of this Act, as determined by the Board of Governors of the Federal Reserve System. Enumerates State licensing criteria, including the provision of civil and criminal penalties for violations.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 5 May 1999

    Introduced

    Referred to the House Committee on Banking and Financial Services.

    Source: IntroReferral

  2. 5 May 1999

    Introduced

    Sponsor introductory remarks on measure. (CR H2642)

    Source: IntroReferral

  3. 5 May 1999

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 5 May 1999

    Introduced

    Introduced in House

    Source: IntroReferral

  5. 28 May 1999

    Referred

    Referred to the Subcommittee on Financial Institutions and Consumer Credit.

    Source: Committee

Votes

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Versions

Documents

3 official files

Introduced in House (text)

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  • Introduced in House (text)

    Introduced in House · EN · 5 May 1999

    ViewDownloadOpen at official source

  • Introduced in House (PDF)

    Introduced in House · EN · 5 May 1999

    ViewDownloadOpen at official source

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  • Introduced in House

    summary · EN · 5 May 1999

    Open at official source

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Sponsors

Related records

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Sources

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