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United States · Bill · HR

H.R. 2019 (105th)

Consumer Disclosure and Rental Purchase Agreement Act

referredUnited States· United States Congress· EN

Introduced

24 June 1997

Last action

14 July 1997 · Referred

Status

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

Sponsors

Rep. Jones, Walter B., Jr. [R-NC-3], Rep. Ackerman, Gary L. [D-NY-5], Rep. Manton, Thomas J. [D-NY-7], Rep. McCollum, Bill [R-FL-8], Sen. Crapo, Mike [R-ID], Rep. Livingston, Bob [R-LA-1], Rep. Pickering, Charles W. "Chip" [R-MS-3], Rep. Sessions, Pete [R-TX-17], Rep. Tiahrt, Todd [R-KS-4], Rep. Porter, John Edward [R-IL-10], Rep. Baker, Richard H. [R-LA-6], Rep. Kelly, Sue W. [R-NY-19], Rep. Bliley, Tom [R-VA-7], Rep. Petri, Thomas E. [R-WI-6], Rep. Hilleary, Van [R-TN-4], Rep. Wamp, Zach [R-TN-3], Rep. Ney, Robert W. [R-OH-18], Rep. Pryce, Deborah [R-OH-15], Rep. Emerson, Jo Ann [R-MO-8], Rep. Oxley, Michael G. [R-OH-4], Rep. Jefferson, William J. [D-LA-2], Rep. McCrery, Jim [R-LA-4], Rep. Cooksey, John [R-LA-5], Rep. Clement, Bob [D-TN-5], Rep. John, Christopher [D-LA-7], Rep. Watts, J. C., Jr. [R-OK-4], Rep. English, Phil [R-PA-3], Rep. Engel, Eliot L. [D-NY-16]

Subjects

Discovery layer

Source updated

21 August 2025

Official sourceDownload fileView documentsShare

Summary

Consumer Disclosure and Rental Purchase Agreement Act - Amends the Consumer Credit Protection Act to create a new title on rental purchase agreements. Declares that the title does not apply to rental-purchase agreements primarily for business, commercial, or agricultural purposes or made with Government instrumentalities. Regulates: (1) the content and manner of disclosures by merchants in rental-purchase agreements; and (2) the contents of rental-purchase agreements. Prohibits a rental-purchase agreement from containing specified inclusions. Sets forth provisions for: (1) receipts and accounts of rental payments; (2) renegotiations and extensions of rental-purchase agreements; and (3) the content of rental-purchase advertising. Imposes individual and class action civil liability for violations. Establishes merchant defenses and provides for the liability of merchant assignees. Mandates model disclosure forms and clauses. Preempts inconsistent State laws providing lesser consumer protection.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 24 June 1997

    Introduced

    Referred to the House Committee on Banking and Financial Services.

    Source: IntroReferral

  2. 24 June 1997

    Introduced

    Introduced in House

    Source: IntroReferral

  3. 24 June 1997

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 14 July 1997

    Referred

    Referred to the Subcommittee on Financial Institutions and Consumer Credit.

    Source: Committee

Votes

No vote records are attached yet.

Versions

Documents

3 official files

Introduced in House (text)

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  • Introduced in House (text)

    Introduced in House · EN · 24 June 1997

    ViewDownloadOpen at official source

  • Introduced in House (PDF)

    Introduced in House · EN · 24 June 1997

    ViewDownloadOpen at official source

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  • Introduced in House

    summary · EN · 24 June 1997

    Open at official source

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Sponsors

Related records

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Sources

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