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United States · Bill · HR

H.R. 3529 (113th)

Protecting Habitat Homeownership Act

referredUnited States· United States Congress· EN

Introduced

19 November 2013

Last action

19 November 2013 · Introduced

Status

Referred to the House Committee on Financial Services.

Sponsors

Rep. Meadows, Mark [R-NC-11], Sen. Capito, Shelley Moore [R-WV], Rep. Murphy, Patrick [D-FL-18], Rep. Butterfield, G. K. [D-NC-1], Rep. Scott, Robert C. "Bobby" [D-VA-3], Rep. Cárdenas, Tony [D-CA-29], Rep. Mulvaney, Mick [R-SC-5], Rep. Kingston, Jack [R-GA-1], Rep. Bass, Karen [D-CA-37], Sen. Lummis, Cynthia M. [R-WY], Rep. Kuster, Ann M. [D-NH-2], Rep. Duncan, Jeff [R-SC-3], Rep. Lowenthal, Alan S. [D-CA-47], Rep. Hudson, Richard [R-NC-8], Rep. Cartwright, Matt [D-PA-17], Rep. Schneider, Bradley Scott [D-IL-10], Sen. Cotton, Tom [R-AR], Rep. Meeks, Gregory W. [D-NY-5], Sen. Daines, Steve [R-MT], Rep. Barrow, John [D-GA-12], Rep. Stivers, Steve [R-OH-15], Rep. Ellmers, Renee L. [R-NC-2], Rep. LaMalfa, Doug [R-CA-1], Rep. Wittman, Robert J. [R-VA-1], Rep. Rooney, Thomas J. [R-FL-17], Rep. Flores, Bill [R-TX-17], Rep. Stutzman, Marlin A. [R-IN-3], Rep. Southerland, Steve II [R-FL-2], Rep. Brooks, Susan W. [R-IN-5], Rep. Jones, Walter B., Jr. [R-NC-3], Rep. Luetkemeyer, Blaine [R-MO-3], Rep. Fincher, Stephen Lee [R-TN-8], Rep. DeSantis, Ron [R-FL-6], Rep. Paulsen, Erik [R-MN-3], Rep. Bachmann, Michele [R-MN-6], Rep. Pittenger, Robert [R-NC-9], Rep. Wilson, Joe [R-SC-2], Rep. Long, Billy [R-MO-7], Rep. Collins, Doug [R-GA-9], Rep. Roe, David P. [R-TN-1], Rep. King, Peter T. [R-NY-2], Rep. Rokita, Todd [R-IN-4], Rep. Hartzler, Vicky [R-MO-4], Rep. Young, Don [R-AK-At Large], Rep. Cooper, Jim [D-TN-5], Sen. Gardner, Cory [R-CO]

Subjects

Housing, Taxation

Source updated

12 August 2025

Housing · Taxation

Official sourceDownload fileView documentsShare

Summary

Protecting Habitat Homeownership Act - Amends the Truth in Lending Act and the Real Estate Settlement Procedures Act of 1974 to exempt residential mortgage loans originated by non-profit low-income housing providers from certain minimum loan standards as well as appraisal, servicing, and billing requirements. Defines "non-profit low-income housing provider" as a tax-exempt charitable organization that does not engage in the business of a loan originator or mortgage broker but does make residential mortgage loans: (1) to promote or facilitate homeownership for poor or low-income, disabled, or other disadvantaged persons or families; and (2) at interest rates lower than the bank prime loan rate; or (3) that are, after adjusting for inflation, no-interest loans or loans with interest rates significantly below the interest rates for loans for purchase of single-family housing generally available in the market. Prescribes additional requirements.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 19 November 2013

    Introduced

    Referred to the House Committee on Financial Services.

    Source: IntroReferral

  2. 19 November 2013

    Introduced

    Introduced in House

    Source: IntroReferral

  3. 19 November 2013

    Introduced

    Introduced in House

    Source: IntroReferral

Votes

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Versions

Documents

3 official files

Introduced in House (text)

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  • Introduced in House (text)

    Introduced in House · EN · 19 November 2013

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  • Introduced in House (PDF)

    Introduced in House · EN · 19 November 2013

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  • Introduced in House

    summary · EN · 19 November 2013

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Sponsors

Related records

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Sources

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