United States · Bill · HR
H.R. 3997 (109th)
Financial Data Protection Act of 2006
Introduced
6 October 2005
Last action
2 June 2006 · Reported
Status
Placed on the Union Calendar, Calendar No. 269.
Sponsors
Rep. LaTourette, Steven C. [R-OH-14], Rep. Hooley, Darlene [D-OR-5], Rep. Castle, Michael N. [R-DE-At Large], Rep. Pryce, Deborah [R-OH-15], Rep. Moore, Dennis [D-KS-3], Rep. Kennedy, Mark R. [R-MN-6], Rep. Harris, Katherine [R-FL-13], Rep. Jones, Walter B., Jr. [R-NC-3], Rep. Gillmor, Paul E. [R-OH-5], Rep. Tiberi, Patrick J. [R-OH-12], Rep. Renzi, Rick [R-AZ-1], Rep. Biggert, Judy [R-IL-13], Rep. Pearce, Stevan [R-NM-2], Rep. Ney, Robert W. [R-OH-18], Rep. Shays, Christopher [R-CT-4], Rep. Price, Tom [R-GA-6], David Scott, Rep. Bean, Melissa L. [D-IL-8], Rep. McHugh, John M. [R-NY-23], Rep. Cleaver, Emanuel [D-MO-5], Rep. Wolf, Frank R. [R-VA-10], Rep. McCotter, Thaddeus G. [R-MI-11], Rep. Foley, Mark [R-FL-16], Rep. Hinojosa, Ruben [D-TX-15], Rep. Holden, Tim [D-PA-17]
Subjects
Discovery layer
Source updated
7 April 2025
Summary
Financial Data Protection Act of 2005 - Amends the Fair Credit Reporting Act to prescribe safeguards for data security. Declares that each consumer reporter shall have an affirmative obligation to implement policies and procedures to protect the security and confidentiality of any consumer's sensitive financial personal information maintained, serviced, or communicated by or on the reporter's behalf against any unauthorized use reasonably likely to result in substantial harm or inconvenience to the consumer. Defines "consumer reporter" as any consumer reporting agency, financial institution, or person: (1) which, for monetary fees, dues, on a cooperative nonprofit basis, or otherwise regularly engages in the practice of assembling or evaluating consumer information for the purpose of furnishing consumer reports to third parties, of providing or collecting payment for or marketing products and services, or for employment purposes; and (2) which uses any means or facility of interstate commerce for such purposes. Prescribes implementation guidelines that include: (1) investigation requirements; (2) investigation notices and system restoration requirements; (3) third party duties; (4) consumer notice; (5) financial fraud mitigation; and (6) free file monitoring. Directs the Secretary of the Treasury, the Board of Governors of the Federal Reserve System, and the Federal Trade Commission jointly to develop implementing standards and guidelines.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
6 October 2005
Introduced
Referred to the House Committee on Financial Services.
Source: IntroReferral
6 October 2005
Introduced
Introduced in House
Source: IntroReferral
6 October 2005
Introduced
Introduced in House
Source: IntroReferral
9 November 2005
Committee
Committee Hearings Held.
Source: Committee
16 March 2006
Vote
Ordered to be Reported (Amended) by the Yeas and Nays: 48 - 17.
Source: Committee
16 March 2006
Committee
Committee Consideration and Mark-up Session Held.
Source: Committee
4 May 2006
Introduced
Referred sequentially to the House Committee on Energy and Commerce for a period ending not later than June 2, 2006 for consideration of such provisions of the bill and amendment as fall within the jurisdiction of that Committee pursuant to clause 1(f), rule X.
Source: IntroReferral
4 May 2006
Reported
Reported (Amended) by the Committee on 109-454, Part I.
Source: Committee
4 May 2006
Reported
Reported (Amended) by the Committee on 109-454, Part I.
Source: Committee
24 May 2006
Vote
Ordered to be Reported (Amended) by the Yeas and Nays: 42 - 0.
Source: Committee
24 May 2006
Committee
Committee Consideration and Mark-up Session Held.
Source: Committee
2 June 2006
Calendars
Placed on the Union Calendar, Calendar No. 269.
Source: Calendars
2 June 2006
Reported
Reported (Amended) by the Committee on Energy and Commerce. H. Rept. 109-454, Part II.
Source: Committee
2 June 2006
Reported
Reported (Amended) by the Committee on Energy and Commerce. H. Rept. 109-454, Part II.
Source: Committee
Votes
No vote records are attached yet.
Versions
- Reported in House · 2 June 2006 · Download file
- Introduced in House · 6 October 2005 · Download file
Documents
7 official files
Reported in House (text)
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Leesvertaling
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Reported in House (text)
Reported in House · EN · 2 June 2006
Reported in House (PDF)
Reported in House · EN · 2 June 2006
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Reported to House amended, Part II
summary · EN · 2 June 2006
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Reported to House amended, Part I
summary · EN · 4 May 2006
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Introduced in House (text)
Introduced in House · EN · 6 October 2005
ViewDownloadOpen at official source
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Introduced in House (PDF)
Introduced in House · EN · 6 October 2005
ViewDownloadOpen at official source
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Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Introduced in House
summary · EN · 6 October 2005
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Sponsors
- Rep. LaTourette, Steven C. [R-OH-14] · R · Sponsor
- Rep. Hooley, Darlene [D-OR-5] · D · Sponsor
- Rep. Castle, Michael N. [R-DE-At Large] · R · Sponsor
- Rep. Pryce, Deborah [R-OH-15] · R · Sponsor
- Rep. Moore, Dennis [D-KS-3] · D · Sponsor
- Rep. Kennedy, Mark R. [R-MN-6] · R · Cosponsor
- Rep. Harris, Katherine [R-FL-13] · R · Cosponsor
- Rep. Jones, Walter B., Jr. [R-NC-3] · R · Cosponsor
- Rep. Gillmor, Paul E. [R-OH-5] · R · Cosponsor
- Rep. Tiberi, Patrick J. [R-OH-12] · R · Cosponsor
- Rep. Renzi, Rick [R-AZ-1] · R · Cosponsor
- Rep. Biggert, Judy [R-IL-13] · R · Cosponsor
- Rep. Pearce, Stevan [R-NM-2] · R · Cosponsor
- Rep. Ney, Robert W. [R-OH-18] · R · Cosponsor
- Rep. Shays, Christopher [R-CT-4] · R · Cosponsor
- Rep. Price, Tom [R-GA-6] · R · Cosponsor
- David Scott · D · Cosponsor
- Rep. Bean, Melissa L. [D-IL-8] · D · Cosponsor
- Rep. McHugh, John M. [R-NY-23] · R · Cosponsor
- Rep. Cleaver, Emanuel [D-MO-5] · D · Cosponsor
- Rep. Wolf, Frank R. [R-VA-10] · R · Cosponsor
- Rep. McCotter, Thaddeus G. [R-MI-11] · R · Cosponsor
- Rep. Foley, Mark [R-FL-16] · R · Cosponsor
- Rep. Hinojosa, Ruben [D-TX-15] · D · Cosponsor
- Rep. Holden, Tim [D-PA-17] · D · Cosponsor
- · hsif00 · Standing
- · hsba00 · Standing
Related records
- related to ← Financial Data Protection Act of 2006
- related to ← Financial Data Protection Act of 2005
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/109th-congress/house-bill/3997
- Open data entity: https://api.congress.gov/v3/bill/109/hr/3997
- us · 109-hr-3997 · source updated 7 April 2025