United States · Bill · HR
H.R. 4115 (104th)
Residential Windstorm Insurance Plan Act of 1996
Introduced
19 September 1996
Last action
3 October 1996 · Referred
Status
Referred to the Subcommittee on Water Resources and Environment.
Sponsors
Del. Frazer, Victor O. [I-VI-At Large], Rep. McKinney, Cynthia A. [D-GA-4], Rep. Owens, Major R. [D-NY-11], Rep. Lewis, John [D-GA-5], Rep. Waters, Maxine [D-CA-43], Rep. Moran, James P. [D-VA-8], Rep. Rush, Bobby L. [D-IL-1], Rep. LaFalce, John J. [D-NY-29], Rep. Clayton, Eva M. [D-NC-1], Del. Faleomavaega, Eni F. H. [D-AS-At Large], Rep. Brown, Corrine [D-FL-5], Rep. Green, Gene [D-TX-29], Rep. Hinchey, Maurice D. [D-NY-22], Sen. Brown, Sherrod [D-OH], Rep. Hastings, Alcee L. [D-FL-20], Rep. Watt, Melvin L. [D-NC-12], Rep. Serrano, Jose E. [D-NY-15], Rep. Rangel, Charles B. [D-NY-15], Rep. Kaptur, Marcy [D-OH-9], Rep. Ward, Mike [D-KY-3], Sen. Markey, Edward J. [D-MA], Rep. Stupak, Bart [D-MI-1], Rep. Wynn, Albert Russell [D-MD-4], Rep. Cummings, Elijah E. [D-MD-7], Rep. Meek, Carrie P. [D-FL-17], Rep. Jackson Lee, Sheila [D-TX-18], Rep. Jefferson, William J. [D-LA-2]
Subjects
Taxation
Source updated
21 August 2025
Summary
Residential Windstorm Insurance Plan Act of 1996 - Instructs the Director of the Federal Emergency Management Agency to study the advisability and feasibility of establishing a Residential Windstorm Insurance Program designed to provide windstorm insurance to residential property owners unable to obtain coverage in the private market. Delineates Program contents and considerations. Requires the Director to: (1) submit to specified congressional committees study conclusions and estimated Program costs; and (2) enter into an arrangement with the National Academy of Sciences to conduct a feasibility study regarding the establishment of a Federal earthquake insurance program modeled after the "Write Your Own" Program under the National Flood Insurance Program. Directs the Comptroller General, the Secretary of the Treasury, and the Secretary of Commerce to report to the Congress the results of a joint study evaluating the public policy issues associated with conferring favorable Federal tax treatment to multiyear insurance reserves set aside by private insurers for future catastrophic natural disasters.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
19 September 1996
Referred
Referred to the Subcommittee on Housing and Community Opportunity.
Source: Committee
19 September 1996
Introduced
Referred to the Committee on Transportation and Infrastructure, and in addition to the Committee on Banking and Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Source: IntroReferral
19 September 1996
Introduced
Referred to the Committee on Transportation and Infrastructure, and in addition to the Committee on Banking and Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Source: IntroReferral
19 September 1996
Introduced
Introduced in House
Source: IntroReferral
19 September 1996
Introduced
Introduced in House
Source: IntroReferral
3 October 1996
Referred
Referred to the Subcommittee on Water Resources and Environment.
Source: Committee
Votes
No vote records are attached yet.
Versions
- Introduced in House · 19 September 1996 · Download file
Documents
3 official files
Introduced in House (text)
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Introduced in House (text)
Introduced in House · EN · 19 September 1996
Introduced in House (PDF)
Introduced in House · EN · 19 September 1996
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Introduced in House
summary · EN · 19 September 1996
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Sponsors
- Del. Frazer, Victor O. [I-VI-At Large] · I · Sponsor
- Rep. McKinney, Cynthia A. [D-GA-4] · D · Sponsor
- Rep. Owens, Major R. [D-NY-11] · D · Sponsor
- Rep. Lewis, John [D-GA-5] · D · Sponsor
- Rep. Waters, Maxine [D-CA-43] · D · Sponsor
- Rep. Moran, James P. [D-VA-8] · D · Sponsor
- Rep. Rush, Bobby L. [D-IL-1] · D · Sponsor
- Rep. LaFalce, John J. [D-NY-29] · D · Sponsor
- Rep. Clayton, Eva M. [D-NC-1] · D · Sponsor
- Del. Faleomavaega, Eni F. H. [D-AS-At Large] · D · Sponsor
- Rep. Brown, Corrine [D-FL-5] · D · Sponsor
- Rep. Green, Gene [D-TX-29] · D · Sponsor
- Rep. Hinchey, Maurice D. [D-NY-22] · D · Sponsor
- Sen. Brown, Sherrod [D-OH] · D · Sponsor
- Rep. Hastings, Alcee L. [D-FL-20] · D · Sponsor
- Rep. Watt, Melvin L. [D-NC-12] · D · Sponsor
- Rep. Serrano, Jose E. [D-NY-15] · D · Sponsor
- Rep. Rangel, Charles B. [D-NY-15] · D · Sponsor
- Rep. Kaptur, Marcy [D-OH-9] · D · Sponsor
- Rep. Ward, Mike [D-KY-3] · D · Sponsor
- Sen. Markey, Edward J. [D-MA] · D · Sponsor
- Rep. Stupak, Bart [D-MI-1] · D · Sponsor
- Rep. Wynn, Albert Russell [D-MD-4] · D · Sponsor
- Rep. Cummings, Elijah E. [D-MD-7] · D · Sponsor
- Rep. Meek, Carrie P. [D-FL-17] · D · Sponsor
- Rep. Jackson Lee, Sheila [D-TX-18] · D · Sponsor
- Rep. Jefferson, William J. [D-LA-2] · D · Sponsor
- · hspw00 · Standing
- · hsba00 · Standing
Related records
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/104th-congress/house-bill/4115
- Open data entity: https://api.congress.gov/v3/bill/104/hr/4115
- us · 104-hr-4115 · source updated 21 August 2025