Credit Access and Inclusion Act of 2015

Summary

Credit Access and Inclusion Act of 2015 This bill amends the Fair Credit Reporting Act to authorize a person or the Department of Housing and Urban Development (HUD) to furnish to a consumer reporting agency information relating to the performance of a consumer in making payments: (1) under a lease agreement for a dwelling, including a lease in which HUD provides subsidized payments; or (2) pursuant to a contract for a utility or telecommunications service. Information about a consumer's usage of any utility or telecommunications services may be furnished to a consumer reporting agency only to the extent that such information relates to payment by the consumer for such services or other terms of the provision of such services, including any deposit, discount, or conditions for interruption or termination of service. An energy utility firm may not report payment information to a consumer reporting agency with respect to an outstanding balance of a consumer as late if the firm and the consumer have entered into a payment plan and the consumer is meeting the obligations of such plan. The bill amends the Consumer Credit Protection Act to make provisions regarding civil liability to consumers of persons for willful or negligent noncompliance with requirements imposed by such Act on credit reporting agencies inapplicable to any violation of this Act.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

1. 3 December 2015

   Introduced

   Referred to the House Committee on Financial Services.

   Source: IntroReferral

2. 3 December 2015

   Introduced

   Introduced in House

   Source: IntroReferral

3. 3 December 2015

   Introduced

   Introduced in House

   Source: IntroReferral

4. 27 September 2016

   Committee

   Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.

   Source: Committee

Votes

No vote records are attached yet.

Versions

• Introduced in House · 3 December 2015 · Download file

Documents

3 official files

• Introduced in House (text)

  Introduced in House · EN · 3 December 2015

  ViewDownloadOpen at official source

• Introduced in House (PDF)

  Introduced in House · EN · 3 December 2015

  ViewDownloadOpen at official source

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• Introduced in House

  summary · EN · 3 December 2015

  Open at official source

  Leesvertaling

  Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.

  Vertaal naarNL · DutchDE · GermanFR · FrenchES · SpanishIT · ItalianPL · PolishPT · PortugueseSV · SwedishDA · DanishFI · FinnishEL · GreekCS · CzechHU · HungarianRO · RomanianBG · BulgarianHR · CroatianSK · SlovakSL · SlovenianLT · LithuanianLV · LatvianET · EstonianGA · IrishMT · Maltese

  Vertaal document

  Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.

Sponsors

• Rep. Ellison, Keith [D-MN-5] · D · Sponsor
• Rep. Fitzpatrick, Michael G. [R-PA-8] · R · Sponsor
• Rep. Green, Al [D-TX-9] · D · Sponsor
• James Renacci · R · Sponsor
• Rep. Moore, Gwen [D-WI-4] · D · Sponsor
• Rep. Duffy, Sean P. [R-WI-7] · R · Sponsor
• Rep. Himes, James A. [D-CT-4] · D · Sponsor
• Rep. Mulvaney, Mick [R-SC-5] · R · Sponsor
• Rep. Carney, John C., Jr. [D-DE-At Large] · D · Sponsor
• Rep. Pittenger, Robert [R-NC-9] · R · Sponsor
• Rep. Hinojosa, Ruben [D-TX-15] · D · Sponsor
• Rep. Jones, Walter B., Jr. [R-NC-3] · R · Sponsor
• Rep. Grijalva, Raúl M. [D-AZ-7] · D · Sponsor
• Rep. Schweikert, David [R-AZ-1] · R · Sponsor
• Rep. Rush, Bobby L. [D-IL-1] · D · Sponsor
• Rep. Love, Mia B. [R-UT-4] · R · Sponsor
• Rep. McNerney, Jerry [D-CA-9] · D · Sponsor
• Rep. Stivers, Steve [R-OH-15] · R · Sponsor
• Rep. Blumenauer, Earl [D-OR-3] · D · Sponsor
• Rep. Dold, Robert J. [R-IL-10] · R · Cosponsor
• Rep. Conyers, John, Jr. [D-MI-13] · D · Cosponsor
• Rep. Capuano, Michael E. [D-MA-8] · D · Cosponsor
• Rep. Meeks, Gregory W. [D-NY-5] · D · Cosponsor
• Del. Norton, Eleanor Holmes [D-DC-At Large] · D · Cosponsor
• Rep. Kirkpatrick, Ann [D-AZ-2] · D · Cosponsor
• Rep. Jackson Lee, Sheila [D-TX-18] · D · Cosponsor
• Rep. Sires, Albio [D-NJ-13] · D · Cosponsor
• Rep. Norcross, Donald [D-NJ-1] · D · Cosponsor
• Rep. Schakowsky, Janice D. [D-IL-9] · D · Cosponsor
• Rep. DeSaulnier, Mark [D-CA-10] · D · Cosponsor
• Rep. Cohen, Steve [D-TN-9] · D · Cosponsor
• Rep. Bera, Ami [D-CA-6] · D · Cosponsor
• Rep. Barr, Andy [R-KY-6] · R · Cosponsor
• Rep. Hastings, Alcee L. [D-FL-20] · D · Cosponsor
• Rep. Maloney, Carolyn B. [D-NY-12] · D · Cosponsor
• · hsba00 · Standing

Related records

• related to → Credit Access and Inclusion Act of 2015
• related to → Credit Access and Inclusion Act of 2015
• related to → The Credit Access and Inclusion Act of 2017