United States · Bill · HR
H.R. 435 (115th)
The Credit Access and Inclusion Act of 2017
Introduced
11 January 2017
Last action
26 June 2018 · Introduced
Status
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sponsors
Rep. Ellison, Keith [D-MN-5], Rep. Pittenger, Robert [R-NC-9], Rep. Maloney, Carolyn B. [D-NY-12], Rep. Duffy, Sean P. [R-WI-7], Rep. Green, Al [D-TX-9], Rep. Stivers, Steve [R-OH-15], Rep. Meeks, Gregory W. [D-NY-5], Rep. Love, Mia B. [R-UT-4], Rep. Capuano, Michael E. [D-MA-8], James Renacci, Rep. Moore, Gwen [D-WI-4], Rep. Jones, Walter B., Jr. [R-NC-3], Rep. Conyers, John, Jr. [D-MI-13], Rep. Grijalva, Raúl M. [D-AZ-7], Rep. Schakowsky, Janice D. [D-IL-9], Rep. Crist, Charlie [D-FL-13], Rep. Cohen, Steve [D-TN-9], Rep. Gonzalez, Vicente [D-TX-34], Rep. Tipton, Scott R. [R-CO-3], Rep. Barr, Andy [R-KY-6], Rep. Ross, Dennis A. [R-FL-15], Rep. Raskin, Jamie [D-MD-8], Rep. McNerney, Jerry [D-CA-9], Del. Norton, Eleanor Holmes [D-DC-At Large], Rep. Royce, Edward R. [R-CA-39], Sen. Blunt Rochester, Lisa [D-DE], Rep. Johnson, Eddie Bernice [D-TX-30], Rep. Cicilline, David N. [D-RI-1], Rep. Watson Coleman, Bonnie [D-NJ-12], Rep. Bishop, Sanford D. [D-GA-2], Rep. Messer, Luke [R-IN-6]
Subjects
Housing, Energy
Source updated
7 April 2025
Summary
Credit Access and Inclusion Act of 2017 This bill amends the Fair Credit Reporting Act to allow the reporting of certain positive consumer-credit information to consumer reporting agencies. Specifically, a person or the Department of Housing and Urban Development may report information related to a consumer's performance in making payments either under a lease agreement for a dwelling or pursuant to a contract for a utility or telecommunications service. However, information about a consumer's usage of any utility or telecommunications service may be reported only to the extent that the information relates to payment by the consumer for such service or other terms of the provision of that service. Furthermore, an energy-utility firm may not report a consumer's outstanding balance as late if the firm and the consumer have entered into a payment plan and the consumer is meeting the obligations of that plan. Specified provisions of the Consumer Credit Protection Act that establish civil liability with respect to furnishers of information to consumer reporting agencies shall not apply to any violation of the bill.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
11 January 2017
Introduced
Referred to the House Committee on Financial Services.
Source: IntroReferral
11 January 2017
Introduced
Introduced in House
Source: IntroReferral
11 January 2017
Introduced
Introduced in House
Source: IntroReferral
12 December 2017
Committee
Committee Consideration and Mark-up Session Held.
Source: Committee
13 December 2017
Vote
Ordered to be Reported (Amended) by the Yeas and Nays: 60 - 0.
Source: Committee
13 December 2017
Committee
Committee Consideration and Mark-up Session Held.
Source: Committee
16 February 2018
Calendars
Placed on the Union Calendar, Calendar No. 429.
Source: Calendars
16 February 2018
Reported
Reported (Amended) by the Committee on Financial Services. H. Rept. 115-568.
Source: Committee
16 February 2018
Reported
Reported (Amended) by the Committee on Financial Services. H. Rept. 115-568.
Source: Committee
25 June 2018
Passed
Motion to reconsider laid on the table Agreed to without objection.
Source: Floor
25 June 2018
Passed
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H5586-5587)
Source: Floor
25 June 2018
Passed
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.(text: CR H5586-5587)
Source: Floor
25 June 2018
Floor
DEBATE - The House proceeded with forty minutes of debate on H.R. 435.
Source: Floor
25 June 2018
Floor
Considered under suspension of the rules. (consideration: CR H5586-5587)
Source: Floor
25 June 2018
Floor
Mr. Hill moved to suspend the rules and pass the bill, as amended.
Source: Floor
26 June 2018
Introduced
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Source: IntroReferral
Votes
No vote records are attached yet.
Versions
- Referred in Senate · 26 June 2018 · Download file
- Engrossed in House · 25 June 2018 · Download file
- Reported in House · 16 February 2018 · Download file
- Introduced in House · 11 January 2017 · Download file
Documents
11 official files
Referred in Senate (text)
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Referred in Senate (text)
Referred in Senate · EN · 26 June 2018
Referred in Senate (PDF)
Referred in Senate · EN · 26 June 2018
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Engrossed in House (text)
Engrossed in House · EN · 25 June 2018
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Engrossed in House (PDF)
Engrossed in House · EN · 25 June 2018
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Passed House amended
summary · EN · 25 June 2018
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Reported in House (text)
Reported in House · EN · 16 February 2018
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Reported in House (PDF)
Reported in House · EN · 16 February 2018
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Reported to House with amendment(s)
summary · EN · 16 February 2018
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Introduced in House (text)
Introduced in House · EN · 11 January 2017
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Introduced in House (PDF)
Introduced in House · EN · 11 January 2017
ViewDownloadOpen at official source
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Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Introduced in House
summary · EN · 11 January 2017
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Sponsors
- Rep. Ellison, Keith [D-MN-5] · D · Sponsor
- Rep. Pittenger, Robert [R-NC-9] · R · Sponsor
- Rep. Maloney, Carolyn B. [D-NY-12] · D · Sponsor
- Rep. Duffy, Sean P. [R-WI-7] · R · Sponsor
- Rep. Green, Al [D-TX-9] · D · Sponsor
- Rep. Stivers, Steve [R-OH-15] · R · Sponsor
- Rep. Meeks, Gregory W. [D-NY-5] · D · Sponsor
- Rep. Love, Mia B. [R-UT-4] · R · Sponsor
- Rep. Capuano, Michael E. [D-MA-8] · D · Sponsor
- James Renacci · R · Sponsor
- Rep. Moore, Gwen [D-WI-4] · D · Sponsor
- Rep. Jones, Walter B., Jr. [R-NC-3] · R · Sponsor
- Rep. Conyers, John, Jr. [D-MI-13] · D · Sponsor
- Rep. Grijalva, Raúl M. [D-AZ-7] · D · Sponsor
- Rep. Schakowsky, Janice D. [D-IL-9] · D · Sponsor
- Rep. Crist, Charlie [D-FL-13] · D · Cosponsor
- Rep. Cohen, Steve [D-TN-9] · D · Cosponsor
- Rep. Gonzalez, Vicente [D-TX-34] · D · Cosponsor
- Rep. Tipton, Scott R. [R-CO-3] · R · Cosponsor
- Rep. Barr, Andy [R-KY-6] · R · Cosponsor
- Rep. Ross, Dennis A. [R-FL-15] · R · Cosponsor
- Rep. Raskin, Jamie [D-MD-8] · D · Cosponsor
- Rep. McNerney, Jerry [D-CA-9] · D · Cosponsor
- Del. Norton, Eleanor Holmes [D-DC-At Large] · D · Cosponsor
- Rep. Royce, Edward R. [R-CA-39] · R · Cosponsor
- Sen. Blunt Rochester, Lisa [D-DE] · D · Cosponsor
- Rep. Johnson, Eddie Bernice [D-TX-30] · D · Cosponsor
- Rep. Cicilline, David N. [D-RI-1] · D · Cosponsor
- Rep. Watson Coleman, Bonnie [D-NJ-12] · D · Cosponsor
- Rep. Bishop, Sanford D. [D-GA-2] · D · Cosponsor
- Rep. Messer, Luke [R-IN-6] · R · Cosponsor
- · ssbk00 · Standing
- · hsba00 · Standing
Related records
- related to ← Encouraging Employee Ownership Act
- related to ← TRID Improvement Act of 2018
- related to ← Credit Access and Inclusion Act of 2018
- related to ← Interior, Environment, Financial Services and General Government, Agriculture, Rural Development, Food and Drug Administration, and Transportation, Housing and Urban Development Appropriations Act, 2019
- related to ← Credit Access and Inclusion Act of 2015
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/115th-congress/house-bill/435
- Open data entity: https://api.congress.gov/v3/bill/115/hr/435
- us · 115-hr-435 · source updated 7 April 2025