United States · Bill · HR
H.R. 5121 (109th)
Expanding American Homeownership Act of 2006
Introduced
6 April 2006
Last action
26 July 2006 · Introduced
Status
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sponsors
Rep. Ney, Robert W. [R-OH-18], Rep. Waters, Maxine [D-CA-43], Rep. Miller, Gary G. [R-CA-42], Rep. Tiberi, Patrick J. [R-OH-12], Rep. Shays, Christopher [R-CT-4], Rep. Wynn, Albert Russell [D-MD-4], Rep. Harris, Katherine [R-FL-13], Rep. Hinojosa, Ruben [D-TX-15], Rep. Maloney, Carolyn B. [D-NY-12], Rep. Payne, Donald M. [D-NJ-10], Rep. Marchant, Kenny [R-TX-24], Rep. Clay, Wm. Lacy [D-MO-1], Rep. Drake, Thelma D. [R-VA-2], Rep. Miller, Brad [D-NC-13], Rep. Diaz-Balart, Lincoln [R-FL-21], Rep. English, Phil [R-PA-3], Rep. Diaz-Balart, Mario [R-FL-26], Rep. McKeon, Howard P. "Buck" [R-CA-25], Rep. Dreier, David [R-CA-26], Rep. Calvert, Ken [R-CA-41], Rep. Radanovich, George [R-CA-19], Rep. Campbell, John [R-CA-48], Rep. Rohrabacher, Dana [R-CA-48], Rescom. Fortuno, Luis G. [R-PR-At Large], Sen. Capito, Shelley Moore [R-WV], Rep. Brown-Waite, Ginny [R-FL-5], Rep. Israel, Steve [D-NY-3], Rep. Pearce, Stevan [R-NM-2], Rep. LaTourette, Steven C. [R-OH-14], Rep. Ross, Mike [D-AR-4], Rep. Davis, Geoff [R-KY-4], Rep. Foley, Mark [R-FL-16], Rep. Porter, Jon C. [R-NV-3], Rep. Renzi, Rick [R-AZ-1], Rep. Neugebauer, Randy [R-TX-19], Rep. Davis, Jo Ann [R-VA-1], Rep. Andrews, Robert E. [D-NJ-1], Sen. Sanders, Bernard [I-VT], Rep. Pryce, Deborah [R-OH-15], Rep. Feeney, Tom [R-FL-24], Rep. Sessions, Pete [R-TX-17], Rep. Goode, Virgil H., Jr. [R-VA-5], Rep. McHugh, John M. [R-NY-23], Rep. Ramstad, Jim [R-MN-3], Rep. McGovern, James P. [D-MA-2], Rep. Green, Al [D-TX-9], Rep. Weldon, Curt [R-PA-7], Rep. Biggert, Judy [R-IL-13]
Subjects
Housing
Source updated
7 April 2025
Summary
Expanding American Homeownership Act of 2006 - Amends the National Housing Act to: (1) modify guidelines governing the maximum principal loan obligation; (2) extend the mortgage term; and (3) revise requirements for cash payment by the mortgagor in the eligibility criteria for mortgage insurance. Authorizes the Secretary of Housing and Urban Development (Secretary) to establish a mortgage insurance premium structure involving a single premium payment collected prior to the insurance of the mortgage that may vary during the mortgage term as long as the basis for determining the variable rate is established before the execution of the mortgage. Permits the Secretary to insure any mortgage covering a one-family unit in a condominium project if the project has a certain blanket mortgage insured by the Secretary. Revises requirements for the Mutual Mortgage Insurance (MMI) Fund. Sets limitations upon the Secretary's authority to enter into commitments for loan guarantees. Makes insurance of a Native Hawaiian or Indian reservation mortgage the obligation of the MMI Fund (instead of the General Insurance Fund). Eliminates the limitation placed upon the aggregate number of home equity conversion mortgages insured under the Act. Authorizes the Secretary to insure a home equity conversion mortgage when its primary purpose is to enable an elderly mortgagor to purchase a 1-to 4 family dwelling in which the mortgagor will occupy one of the units. Authorizes the Secretary to enter into agreements to insure temporarily certain mortgages for a single family residence located within a presidentially declared major disaster area.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
6 April 2006
Introduced
Referred to the House Committee on Financial Services.
Source: IntroReferral
6 April 2006
Introduced
Introduced in House
Source: IntroReferral
6 April 2006
Introduced
Introduced in House
Source: IntroReferral
24 May 2006
Reported
Ordered to be Reported (Amended) by Voice Vote.
Source: Committee
24 May 2006
Committee
Committee Consideration and Mark-up Session Held.
Source: Committee
27 June 2006
Introduced
Sponsor introductory remarks on measure. (CR H4583)
Source: IntroReferral
20 July 2006
Calendars
Placed on the Union Calendar, Calendar No. 340.
Source: Calendars
20 July 2006
Reported
Reported (Amended) by the Committee on Financial Services. H. Rept. 109-589.
Source: Committee
20 July 2006
Reported
Reported (Amended) by the Committee on Financial Services. H. Rept. 109-589.
Source: Committee
25 July 2006
Passed
Motion to reconsider laid on the table Agreed to without objection.
Source: Floor
25 July 2006
Vote
On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 415 - 7 (Roll no. 400). (text: CR H5734-5738)
Source: Floor
25 July 2006
Vote
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 415 - 7 (Roll no. 400).(text: CR H5734-5738)
Source: Floor
25 July 2006
Vote
At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
Source: Floor
25 July 2006
Floor
DEBATE - The House proceeded with forty minutes of debate on H.R. 5121.
Source: Floor
25 July 2006
Floor
Considered under suspension of the rules. (consideration: CR H5734-5742)
Source: Floor
25 July 2006
Floor
Mr. Ney moved to suspend the rules and pass the bill, as amended.
Source: Floor
26 July 2006
Introduced
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Source: IntroReferral
Votes
No vote records are attached yet.
Versions
- Referred in Senate · 26 July 2006 · Download file
- Engrossed in House · 25 July 2006 · Download file
- Reported in House · 20 July 2006 · Download file
- Introduced in House · 6 April 2006 · Download file
Documents
11 official files
Referred in Senate (text)
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Referred in Senate (text)
Referred in Senate · EN · 26 July 2006
Referred in Senate (PDF)
Referred in Senate · EN · 26 July 2006
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Engrossed in House (text)
Engrossed in House · EN · 25 July 2006
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Engrossed in House (PDF)
Engrossed in House · EN · 25 July 2006
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Passed House amended
summary · EN · 25 July 2006
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Reported in House (text)
Reported in House · EN · 20 July 2006
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Reported in House (PDF)
Reported in House · EN · 20 July 2006
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Reported to House with amendment(s)
summary · EN · 20 July 2006
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Introduced in House (text)
Introduced in House · EN · 6 April 2006
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Introduced in House (PDF)
Introduced in House · EN · 6 April 2006
ViewDownloadOpen at official source
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Introduced in House
summary · EN · 6 April 2006
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Sponsors
- Rep. Ney, Robert W. [R-OH-18] · R · Sponsor
- Rep. Waters, Maxine [D-CA-43] · D · Sponsor
- Rep. Miller, Gary G. [R-CA-42] · R · Sponsor
- Rep. Tiberi, Patrick J. [R-OH-12] · R · Sponsor
- Rep. Shays, Christopher [R-CT-4] · R · Cosponsor
- Rep. Wynn, Albert Russell [D-MD-4] · D · Cosponsor
- Rep. Harris, Katherine [R-FL-13] · R · Cosponsor
- Rep. Hinojosa, Ruben [D-TX-15] · D · Cosponsor
- Rep. Maloney, Carolyn B. [D-NY-12] · D · Cosponsor
- Rep. Payne, Donald M. [D-NJ-10] · D · Cosponsor
- Rep. Marchant, Kenny [R-TX-24] · R · Cosponsor
- Rep. Clay, Wm. Lacy [D-MO-1] · D · Cosponsor
- Rep. Drake, Thelma D. [R-VA-2] · R · Cosponsor
- Rep. Miller, Brad [D-NC-13] · D · Cosponsor
- Rep. Diaz-Balart, Lincoln [R-FL-21] · R · Cosponsor
- Rep. English, Phil [R-PA-3] · R · Cosponsor
- Rep. Diaz-Balart, Mario [R-FL-26] · R · Cosponsor
- Rep. McKeon, Howard P. "Buck" [R-CA-25] · R · Cosponsor
- Rep. Dreier, David [R-CA-26] · R · Cosponsor
- Rep. Calvert, Ken [R-CA-41] · R · Cosponsor
- Rep. Radanovich, George [R-CA-19] · R · Cosponsor
- Rep. Campbell, John [R-CA-48] · R · Cosponsor
- Rep. Rohrabacher, Dana [R-CA-48] · R · Cosponsor
- Rescom. Fortuno, Luis G. [R-PR-At Large] · R · Cosponsor
- Sen. Capito, Shelley Moore [R-WV] · R · Cosponsor
- Rep. Brown-Waite, Ginny [R-FL-5] · R · Cosponsor
- Rep. Israel, Steve [D-NY-3] · D · Cosponsor
- Rep. Pearce, Stevan [R-NM-2] · R · Cosponsor
- Rep. LaTourette, Steven C. [R-OH-14] · R · Cosponsor
- Rep. Ross, Mike [D-AR-4] · D · Cosponsor
- Rep. Davis, Geoff [R-KY-4] · R · Cosponsor
- Rep. Foley, Mark [R-FL-16] · R · Cosponsor
- Rep. Porter, Jon C. [R-NV-3] · R · Cosponsor
- Rep. Renzi, Rick [R-AZ-1] · R · Cosponsor
- Rep. Neugebauer, Randy [R-TX-19] · R · Cosponsor
- Rep. Davis, Jo Ann [R-VA-1] · R · Cosponsor
- Rep. Andrews, Robert E. [D-NJ-1] · D · Cosponsor
- Sen. Sanders, Bernard [I-VT] · I · Cosponsor
- Rep. Pryce, Deborah [R-OH-15] · R · Cosponsor
- Rep. Feeney, Tom [R-FL-24] · R · Cosponsor
- Rep. Sessions, Pete [R-TX-17] · R · Cosponsor
- Rep. Goode, Virgil H., Jr. [R-VA-5] · R · Cosponsor
- Rep. McHugh, John M. [R-NY-23] · R · Cosponsor
- Rep. Ramstad, Jim [R-MN-3] · R · Cosponsor
- Rep. McGovern, James P. [D-MA-2] · D · Cosponsor
- Rep. Green, Al [D-TX-9] · D · Cosponsor
- Rep. Weldon, Curt [R-PA-7] · R · Cosponsor
- Rep. Biggert, Judy [R-IL-13] · R · Cosponsor
Showing 48 of 109 sponsors and actors.
Related records
- related to ← Expanding American Homeownership Act of 2006
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/109th-congress/house-bill/5121
- Open data entity: https://api.congress.gov/v3/bill/109/hr/5121
- us · 109-hr-5121 · source updated 7 April 2025