United States · United States Congress · 28 July 1993
Amends the Elementary and Secondary Education Act of 1965 to revise provisions for programs for migrant children. Includes under program requirements a comprehensive plan which describes: (1) advocacy and outreach activities for migrant children and their families, including education, health, nutrition, and other supportive social services; (2) coordination efforts; (3) professional development; (4) parent involvement; (5) integration of information technology; and (6) transition programs. Directs the Secretary of Education to reserve funds for up to 15 competitive grants to State educational agencies with approved consortium agreements. Revises the period of eligibility so that a migrant child is one aged three through 21 whose family meets migrant requirements and has moved within the past 24 months. Allows continuation of migrant child status for an additional school year only if comparable services are not available through other programs. Directs the Secretary to begin by October 1, 1994, to work with States to provide model information forms or other assistance to help ensure the timely transfer of students' educational and health records. Prohibits: (1) continuation of the contract for the Migrant Student Record System beyond June 30, 1995; or (2) award of a new contract for that or any comparable system.
United States · United States Congress · 27 July 1993
Free and Independent Cuba Assistance Act of 1993 - Requires the President, at such time as a transition government is in power in Cuba, to develop a plan for providing economic assistance to the Cuban people while such government and a democratic government are in power. Limits such assistance to humanitarian assistance while a transition government is in power. Expands such assistance to include development and agricultural assistance and export financing (as well as other specified assistance) when a democratic government is in power. Requires the President to take steps to obtain the agreement of other countries and international financial institutions to provide comparable assistance to Cuba. Directs the President to determine whether to designate Cuba as a beneficiary country pursuant to the Caribbean Basin Economic Recovery Act. Requires the President, upon enactment of legislation implementing a free trade agreement between the United States and another country in the Western Hemisphere, to: (1) take steps to enter into a framework agreement with the transition government in Cuba providing for trade and investment in Cuba; and (2) enter into negotiations with a democratic government in Cuba to conclude a free trade agreement. Directs the President to communicate the plan for assistance to the Cuban people. Authorizes appropriations. Requires the President to terminate the trade embargo on Cuba upon submitting a determination that a democratic government is in power in Cuba to the Congress. Sets forth conditions under which a government in Cuba will be considered transitional or democratic.
United States · United States Congress · 23 July 1993
Federal Employee Fairness Act of 1993 - Amends the Civil Rights Act of 1964 to permit a Federal employee filing a discrimination complaint to file it with the Equal Employment Opportunity Commission (EEOC). Makes it an unlawful employment practice if the employee demonstrates that the filing of a complaint contributed to an adverse personnel action against such employee. Requires that any such complaint filed with an agency other than the EEOC be transmitted to the EEOC. Sets forth procedures for filing and processing such complaints. Permits a Federal employee to file a complaint up to 180 days following an alleged discrimination. Amends the Age Discrimination in Employment Act of 1967 to permit the filing of a complaint with the EEOC in accordance with the amendments made to the Civil Rights Act of 1964 by this Act. Amends the Rehabilitation Act of 1973 to apply its remedies and attorney fee provisions to complaints by individuals with disabilities with respect to employment in the Library of Congress. Amends title 5 of the United States Code, concerning Government organization and employees, to permit an employee, under a negotiated grievance procedure, to raise matters dealing with actions involving discrimination.
United States · United States Congress · 22 July 1993
Landmine Moratorium Extension Act of 1993 - Declares that it is U.S. policy to seek international agreements prohibiting the sale, transfer, or export, and terminating the manufacture, possession, and use, of antipersonnel landmines. Expresses the sense of the Congress that: (1) the President should submit the 1980 Convention on Prohibitions or Restrictions on the Use of Certain Conventional Weapons Which May Be Deemed To Be Excessively Injurious or To Have Indiscriminate Effects to the Senate for ratification; and (2) the United States should negotiate a modification of the Landmine Protocol under United Nations auspices or another international agreement to limit the sale, transfer, manufacture, and use of landmines. Prohibits for three years after this Act's enactment: (1) sales, financing, transfers, and the issuance of licenses under the Arms Export Control Act with respect to antipersonnel landmines; and (2) assistance under the Foreign Assistance Act of 1961 with respect to the provision of such landmines.
United States · United States Congress · 22 July 1993
Declares that it is the sense of the Congress that any health care delivery system reform legislation enacted should address the health care needs of children.
United States · United States Congress · 21 July 1993
Federal Emergency Response Improvement Act of 1993 - Expresses the sense of the Congress that: (1) the Federal Government should give immediate attention to developing a broad risk-based strategy for improving Federal readiness and response to major disasters; (2) the all hazards approach is the best way to prepare the United States for all threats; (3) the American Red Cross and other volunteer organizations make valuable contributions in responding to disasters; and (4) State and local responses to disasters and emergencies must be strengthened and maintained. Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require: (1) the President or his designee to conduct and complete an inventory of critical resources related to emergency assistance that are available to the Government; (2) the Director of the Federal Emergency Management Agency (FEMA) to establish a certification program to encourage States to prepare for, respond to, and recover from disasters; and (3) the President to establish systems for the use of volunteers and management of donated goods during disasters. Directs the President to establish a Domestic Crisis Monitoring Unit, headed by a member of the National Security Council, to: (1) monitor potential disasters and emergencies; (2) notify the President and Federal agencies of impending disasters and emergencies when it deems necessary; and (3) ensure effective, rapid, and immediate Federal agency response to disasters. Provides for the establishment of disaster strike teams. Mandates restructuring of FEMA in order to implement an all hazards approach to disaster management and use defense-related resources for disasters.
United States · United States Congress · 20 July 1993
SSI Reform Act of 1993 - Amends title XVI (Supplemental Security Income) (SSI) of the Social Security Act to: (1) increase the limit on the amount of income and resources needed to qualify for SSI; (2) increase the amount of SSI benefits payable; (3) eliminate certain resource exclusions and increase certain earned income exclusions; (4) disregard in-kind support and maintenance in determining income; and (5) phase-in an expansion of eligibility based on age.
United States · United States Congress · 20 July 1993
Amends title XIX (Medicaid) of the Social Security Act (SSA) to repeal provisions permitting certain States to impose alternative income and resource standards for determining Medicaid eligibility (thus requiring States to apply the income and resource standards established under SSA title XVI (Supplemental Security Income) in determining Medicaid eligiblity).
United States · United States Congress · 19 July 1993
Community Development Banking and Financial Institutions Act of 1993 - Establishes the Community Development Banking and Financial Institutions Fund as a wholly-owned Government corporation to provide financial and technical assistance and training to enable community development financial institutions to invest in low- and moderate-income neighborhoods and Indian reservations. Prescribes program parameters. Requires the Fund to: (1) establish an information clearinghouse in coordination with certain Federal agencies; and (2) study and report on its practices and performance. Authorizes appropriations.
United States · United States Congress · 15 July 1993
James Hudson Temporary Employee Equity Act of 1993 - Amends Federal civil service provisions to make health insurance, life insurance, and retirement benefits available to temporary employees who have completed at least four years of service. Decreases from one year to six months the minimum period of service required for temporary employees to be eligible for health benefits. Provides for the same minimum period of service for eligibility for life insurance. Directs the Office of Personnel Management to prescribe regulations for determining whether a temporary employee satisfies service requirements for benefits eligibility. Credits prior service of temporary employees for purposes of determining benefits.
United States · United States Congress · 15 July 1993
Business Improvement Act of 1993 - Amends the Small Business Act to authorize the head of any participating Federal agency (other than the Department of Defense), in order to facilitate the attainment of such agency's goal regarding the participation in procurement contracts of small businesses owned and controlled by socially and economically disadvantaged individuals, to enter into contracts using: (1) less than full and open competition; or (2) a price evaluation preference of up to ten percent for offers received from such qualifying small businesses. Terminates such authority at the end of FY 2000. Revises the authority of the Administrator of the Small Business Administration (SBA) to continue to award Capital Ownership Development Program (Program) contracts to past Program participants. Eliminates the requirement restricting competition for such contracts to eligible Program participants. Restricts the competition for the award of a contract to furnish products or services to a participating agency to small businesses owned and controlled by socially and economically disadvantaged individuals if there exists a reasonable expectation of receiving offers from two or more of such small businesses. Requires such small business in turn to subcontract a specified percentage of such contract to small businesses in the development stage of the minority small business and capital development program. Directs the SBA Administrator to authorize a short-term study for determining the appropriate program participation term by industry sector for qualifying small businesses and to submit study results to specified congressional officers and committees. Suspends temporarily the termination of eligibility for qualified small businesses for participation in the Program until one year after the completion of such study. Requires compliance with the Buy Indian Act for Federal agencies contracting with the SBA for the acquisition of goods or services supplied by Indian tribes. Directs the Administrator to establish uniform procedures for contesting the status of a small business concern owned and controlled by socially and economically disadvantaged individuals.
United States · United States Congress · 14 July 1993
Amends the Federal Aviation Act of 1958 to prohibit the issuance of a certificate of public convenience and necessity authorizing an air carrier to engage in air transportation to any applicant which is controlled by a person who has controlled one or more air carriers which have filed, in the aggregate, two or more petitions for bankruptcy.
United States · United States Congress · 14 July 1993
Expresses the sense of the Congress that the United States, Mexico, and Canada should establish a North American Development Bank to promote economic development projects that will assist workers displaced as a result of the North American Free Trade Agreement (NAFTA) and improve the environment in such countries.
United States · United States Congress · 13 July 1993
National Historic Ball Park Act - Designates Tiger Stadium in Detroit, Michigan, Fenway Park in Boston, Massachusetts, Wrigley Field in Chicago, Illinois, and Yankee Stadium in New York, New York, as National Historic Ball Parks. Directs the Secretary of the Interior to seek to enter into cooperative agreements with the owners of any of the Parks for the protection and preservation of the Park. Authorizes the Secretary to: (1) accept and expend donations of funds, property, or services to provide services and facilities consistent with this Act; (2) construct interpretive facilities on non-Federal property; and (3) maintain and operate appropriate programs in connection with such facilities. Requires an owner of a Park to notify the Secretary of an intent to transfer or otherwise dispose of the Park. Sets forth provisions relating to the exercise of the Secretary's right of first refusal to acquire such Park. Authorizes the Secretary, under specified conditions, to acquire land, interests in land, and improvements within the boundaries of a Park by donation or purchase with donated or appropriated funds. Requires such Park to be added to and administered as a unit of the National Park System. Establishes a National Historic Ball Park Acquisition Advisory Commission to make recommendations concerning methods of financing the acquisition of a Park. Authorizes appropriations.
United States · United States Congress · 1 July 1993
Federal Franchise Disclosure and Consumer Protection Act - Makes it unlawful for any person, partnership, or corporation, in connection with the advertising, offering, licensing, contracting, sale, or other promotion in or affecting commerce of any franchise, to: (1) employ a device or artifice to defraud; (2) engage in any act or practice which operates or is intended to defraud; (3) obtain money or property by means of untrue statements or intentional omissions of material facts; or (4) discriminate among prospective franchisees on the basis of race, sex, religion, disability, or national origin. Outlines similar provisions with respect to the acts or omissions of a franchisor in presenting false or misleading information with respect to the franchise to a prospective franchisee. Specifies information to be furnished within prescribed time periods to a prospective franchisee by a franchisor or franchise broker, as required by the Federal Trade Commission (FTC) under the Franchise Rule. Requires the franchisor to keep and maintain adequate records for purposes of substantiation of all information required to be presented to a prospective franchisee. Authorizes the FTC to enforce the provisions of this Act. Authorizes any person injured by a violation of this Act to bring an action in Federal district court within prescribed time periods and for specified relief, including injunctive relief. Prohibits a franchisor from requiring franchisees to agree to provisions in franchise agreements which would: (1) violate prohibitions of, or rights granted under, this Act; or (2) relieve parties from appropriate liability. Provides for the use of arbitration to resolve disputes arising under a franchise agreement. Directs the FTC to conduct an ongoing study of the need for additional provisions to strengthen franchise disclosure requirements and protect prospective franchisees.
United States · United States Congress · 1 July 1993
Federal Franchise Data and Public Information Act - Requires all persons, partnerships, or corporations selling or offering for sale any franchise or any relationship represented either orally or in writing to be a franchise to file with the Department of Commerce a franchise disclosure document or circular which lists the most recent information with respect to the performance of the franchise. Requires the disclosure document to be filed annually with the Department, and requires the Department to make available to the Congress, the Federal Trade Commission, and other Federal agencies, as requested, copies of such document, as well as provide for public viewing. Requires the Department to establish procedures for the compilation, analysis, and publication of statistical information on franchise ownership and national franchising practices, using as its principal source of information the disclosure documents required under this Act. Requires the Department to take specified actions to ensure that such statistical information is accurate and updated at least annually. Requires the Department to report to the appropriate congressional committees on the information and findings relating to franchise ownership and national franchising practices required to be compiled under this Act. Directs the Department's Bureau of the Census to include in each Business Census beginning with 1997 statistical information on the number, ownership, and operation of franchise businesses.
United States · United States Congress · 1 July 1993
Federal Fair Franchise Practices Act - Prohibits a franchisor or subfranchisor, in connection with the promotion, sale, licensing, performance, enforcement, and termination of any franchise agreement, from: (1) engaging in an action which operates as a fraud or deceit upon any person; (2) employing unlawful or deceptive acts or practices; (3) discriminating among franchisees on the basis of race, sex, religion, disability, or national origin, with exceptions; (4) prohibiting a franchisee from obtaining equipment, supplies, or services from sources of the franchisee, with exceptions; (5) terminating a franchise prior to its normal expiration without good cause; (6) prohibiting a franchisee from engaging in another business after the expiration of the franchise; (7) prohibiting the free association of a franchisee for any lawful purpose; or (8) establishing a new outlet or point of sale of good or services similar to that offered by a franchisee and identified by the same trade name used by a franchisee in unreasonably close proximity to such franchisee. Sets forth provisions concerning: (1) minimum standards of conduct (good faith, due care, and limited fiduciary duty) for each party to a franchise agreement; (2) a prohibition against requiring the inclusion of a franchise agreement term or condition which violates this Act or relieves a person from a duty or liability under this Act; (3) a prohibition against the waiver from compliance under this Act; (4) legal actions brought by persons injured or damaged by a violation of this Act; (5) the right to arbitration or mediation in lieu of a legal action; and (6) the obligation to comply with all applicable State franchising laws to the extent not inconsistent with this Act.
United States · United States Congress · 30 June 1993
Child Safety Act - Authorizes the Secretary of Health and Human Services to award grants and enter into contracts and cooperative agreements with public or nonprofit private entities to: (1) establish and operate supervised visitation centers for child abuse victims; and (2) assist such organizations in collecting data on the effect of supervised visitation on sexually abused or severely physically abused children. Authorizes appropriations.
United States · United States Congress · 29 June 1993
Firefighters and Police Retirement Security Act of 1993 - Amends the Age Discrimination in Employment Amendments of 1986 to repeal a provision which would have terminated an exemption for certain bona fide hiring and retirement plans applicable to State and local fire fighters and law enforcement officers. (This Act thereby preserves such exemption beyond 1993.)
United States · United States Congress · 28 June 1993
Amends the Export Administration of 1979 to authorize a person who suffers discrimination, or who loses a business opportunity because of a violation of the Act's anti-boycott provisions, to bring an action for damages in an appropriate U.S. district court.
United States · United States Congress · 28 June 1993
Amends title II (Old Age, Survivors and Disability Insurance) of the Social Security Act to eliminate the two-year waiting period for divorced spouse's benefits following a divorce in cases of prior receipt of spouse's benefits.
United States · United States Congress · 28 June 1993
Social Security Caregiver Act of 1993 - Amends title II (Old Age, Survivors and Disability Insurance) of the Social Security Act to provide for an increase of up to five in the number of years of either zero or low earnings disregarded in determining average annual earnings on which benefits are based provided such years were used to provide care to a child under the age of 12 or to a chronically dependent spouse or relative.
United States · United States Congress · 28 June 1993
Amends title II (Old Age, Survivors and Disability Insurance) of the Social Security Act to repeal the seven-year restriction on eligibility for widow's and widower's insurance benefits based on disability.
United States · United States Congress · 28 June 1993
Amends title II (Old Age, Survivors and Disability Insurance) (OASDI) of the Social Security Act to provide full benefits for disabled widows and widowers without regard to age or any previous reduction in OASDI benefits.
United States · United States Congress · 28 June 1993
Amends title II (Old Age, Survivors and Disability Insurance) (OASDI) of the Social Security Act to provide for: (1) increases in widow's and widower's insurance benefits by reason of delayed retirement; and (2) the treatment of delayed retirement in cases of simultaneous entitlement to OASDI benefits and widow's or widower's insurance benefits.
United States · United States Congress · 23 June 1993
TABLE OF CONTENTS: Title I: Essential Access Community Hospital Program Title II: Capital Financing Assistance for Safety Net Providers Subtitle A: Amendments of Internal Revenue Code of 1986 Subtitle B: Capital Financing Assistance for Safety Net Providers Title III: Capital Allocation Plans Essential Health Facilities Investment Act of 1993 - Title I: Essential Access Community Hospital Program - (Secs. 101 and 102) Amends part A (Hospital Insurance) of title XVIII (Medicare) of the Social Security Act (SSA) to: (1) revise the Essential Access Community Hospital Program (EACH), extending EACH to all States and authorizing increased appropriations for EACH grants; and (2) establish a program of assistance (PA) for activities related to the formation of community health networks by State and local governments. (Sec. 103) Requires the Secretary of Health and Human Services to study and report to the Congress on the effectiveness of EACH and PA in increasing medically underserved population access to health care. Title II: Capital Financing Assistance for Safety Net Providers - Subtitle A: Amendments of Internal Revenue Code of 1986 - (Sec. 201) Amends the Internal Revenue Code (IRC) to impose a tax on the hospital gross receipts of any person for the taxable year. Subtitle B: Capital Financing Assistance for Safety Net Providers - (Sec. 211) Amends SSA to establish a program to provide capital financing assistance in the form of loan guarantees, interest rate subsidies, matching loans, and direct grants to eligible hospitals and facilities with approved applications. Creates in the Treasury the Capital Financing Trust Fund (Fund) to hold the revenues generated from the taxes above in order to finance expenditures for carrying out such program and the plans described below. (Sec. 212) Provides for adjustment of Medicare payments to hospitals to take into account any capital financing assistance received by the hospital. (Sec. 213) Amends IRC to grant tax exempt status to State and local bonds guaranteed by the Fund. Title III: Capital Allocation Plans - (Sec. 301) Amends SSA title XVIII to mandate that each State establish a plan for Federal approval of capital expenditures for certain non-rural health care services in the State in order to receive Medicare reimbursement for capital-related expenses.
United States · United States Congress · 22 June 1993
Leave Equity for Adoptive Families Act of 1993 - Makes it an unlawful employment practice for an employer to discriminate against an employee regarding any term or condition of any leave benefit because a child of an employee is not his or her biological child. Authorizes civil actions to enforce this Act.
United States · United States Congress · 18 June 1993
Refugee Impact Assistance Supplemental Appropriations Act for Fiscal Year 1993 - Makes emergency supplemental appropriations for FY 1993 to the Department of Health and Human Services for refugee and entrant assistance to: (1) Florida, New York, and Massachusetts for expenses related to the entry of HIV-infected Haitian refugees; and (2) Florida for expenses resulting from entry of Cuban refugees during the Mariel boatlift.
United States · United States Congress · 17 June 1993
Equitable Escheatment Act of 1993 - Amends specified Federal law to prescribe guidelines under which unclaimed distributions of security interests shall be subject to the custodial taking (escheatment) by the State which contains the principal executive offices of either the issuer or the holder of those securities.
United States · United States Congress · 16 June 1993
Designates the Federal building at 400 Bay Street, Jacksonville, Florida (or any building built to replace it), as the Charles E. Bennett Federal Building.
United States · United States Congress · 16 June 1993
Amends the Immigration and Nationality Act to extend preferential admissions treatment to certain children born in the Philippines and fathered by U.S. citizens.
United States · United States Congress · 15 June 1993
Lupus Research Amendments of 1993 - Amends the Public Health Service Act to require the Director of the National Institute of Arthritis and Musculoskeletal and Skin Diseases to expand and intensify research and related activities of the Institute with respect to lupus. Requires the Director to: (1) coordinate such activities with similar activities conducted by other national research institutes and agencies of the National Institutes of Health; and (2) conduct or support research to expand the understanding of the causes of, and to find a cure for, lupus, including research to determine the reasons underlying the elevated prevalence of the disease among African-American and other women. Authorizes appropriations.
United States · United States Congress · 10 June 1993
Women and AIDS Research Initiative Amendments of 1993 - Amends the Public Health Service Act to establish a program to conduct or support biomedical and behavioral research on cases of infection with the human immunodeficiency virus (HIV) in women. Regulates HIV clinical trials with women subjects. Mandates the conduct or support of: (1) clinical trials regarding the effectiveness of standard gynecological treatments in treating conditions arising from HIV infection; (2) clinical trials regarding whether the treatment protocols approved for men with HIV infection are effective for women with HIV infection; (3) research on barrier methods for the prevention of sexually transmitted diseases that women can use without their sexual partner's cooperation or knowledge; and (4) epidemiological research to determine HIV risk factors particular to women. Mandates support services for women in the clinical trials. Regulates the Women's Interagency HIV Study. Authorizes appropriations.
United States · United States Congress · 10 June 1993
Women and HIV Outreach and Prevention Act - Amends the Public Health Service Act to authorize grants, with regard to women (and their partners) and acquired immune deficiency syndrome (AIDS), for preventive health services, referrals, follow-ups, outreach, and training on the effective provision of such services. Authorizes appropriations. Authorizes grants to educate women on the prevention of infection with, and the transmission of, the etiologic agent for AIDS. Authorizes appropriations. Authorizes grants, cooperative agreements, and contracts to provide: (1) substance abuse treatment to women; (2) counseling to women who engage in substance abuse on the prevention of infection with, and the transmission of, the etiologic agent for AIDS; and (3) such counseling to women who are the partners of individuals who abuse substances. Authorizes appropriations. Authorizes appropriations for grants under existing provisions to provide early intervention services for women and related technical assistance.
United States · United States Congress · 10 June 1993
Urges the President to recognize the influential role rail, bus, air passenger service, highway, and byway investments and other transportation initiatives have in the development of tourism opportunities in the United States by convening a White House Conference on Tourism to address critical issues which highlight the interdependence of transportation and tourism. Declares that transportation infrastructure and the Scenic Byways Program are key components of economic development and should be addressed by the Conference.
United States · United States Congress · 9 June 1993
Disadvantaged Small Business Educational Opportunity Act of 1993 - Amends the Small Business Act to provide financial assistance for projects to support the expansion of business executive education programs for owners and managers of small business concerns eligible for assistance under such Act.
United States · United States Congress · 9 June 1993
Amends the Federal judicial code to make the Department of Justice Assets Forfeiture Fund available for purposes of the payment of State and local property taxes on forfeited real property, beginning on the date of the offense giving rise to the forfeiture and ending on the day before the date of the order of forfeiture.
United States · United States Congress · 8 June 1993
American Jobs Protection Act - Requires employers to provide specified notice and employee benefits (including severance pay, continuation of health care benefits, reimbursement for retraining, training incentive payments, and accelerated eligibility for early retirement) to employees who are subject to a plant closing or mass layoff because their work is transferred to (or similar products are imported from) another country which has specified levels of lower wages or less effective employment standards for overtime compensation, child labor, and employee safety. Prohibits employers who do not provide such notice and benefits from entering into a contract with the United States for provision of products or services involved in the work transfer or substantially similar to such products or services. Provides for enforcement of this Act by: (1) investigative and administrative actions and actions for injunctions by the Secretary of Labor; and (2) civil actions by employees, local governments, States, and the Secretary. Requires employers to post notice concerning this Act and the filing of a charge. Authorizes civil fines for violations.
United States · United States Congress · 8 June 1993
Congratulates the Anti-Defamation League on its 80th anniversary and commends it for effectively pursuing the goal of promoting greater tolerance throughout the world.
United States · United States Congress · 27 May 1993
Microenterprise Opportunity Expansion Act - Amends the Social Security Act to exclude, for purposes of determining eligibility for public assistance benefits, any resources and income used primarily for a small-sized business (microenterprise) owned by an individual otherwise eligible for such assistance. Amends the Internal Revenue Code to prescribe guidelines under which individuals starting microenterprises are entitled to unemployment compensation. Permits the use of funds in a State unemployment fund to assist eligible individuals in starting microenterprises. Amends the Community Reinvestment Act of 1977 to treat grants and loans made to certain microenterprises by a regulated financial institution as community reinvestments. Amends the Home Owners' Loan Act to treat as a qualified thrift investment the aggregate amount of microenterprise loans held by a savings association. Amends the Housing and Community Development Act of 1974 to permit the use of Federal community development funds for the administrative and operating costs of entities providing support for microenterprises. Requires each Federal banking agency to establish a division to promote microenterprises to be known as the Microenterprise Technical and Operations Office. Directs the Financial Institutions Examination Council to study and report to the Congress on: (1) the administration of the microenterprise loan provisions of this Act; and (2) the credit needs of certain small businesses ineligible for microenterprise loans.