United States · Bill · HR
H.R. 1588 (112th)
Consumer Rental Purchase Agreement Act
Introduced
15 April 2011
Last action
29 June 2012 · Reported
Status
Placed on the Union Calendar, Calendar No. 405.
Sponsors
Rep. Canseco, Francisco "Quico" [R-TX-23], Rep. Clay, Wm. Lacy [D-MO-1], Rep. Manzullo, Donald A. [R-IL-16], Rep. Dold, Robert J. [R-IL-10], Rep. Westmoreland, Lynn A. [R-GA-3], Rep. Hensarling, Jeb [R-TX-5], Rep. McIntyre, Mike [D-NC-7], Rep. Jones, Walter B., Jr. [R-NC-3], Rep. Ross, Mike [D-AR-4], Rep. Baca, Joe [D-CA-43], Rep. Holden, Tim [D-PA-17], Rep. Sessions, Pete [R-TX-17], Rep. Davis, Danny K. [D-IL-7], Rep. Meeks, Gregory W. [D-NY-5], Rep. Towns, Edolphus [D-NY-10], Rep. Johnson, Sam [R-TX-3], Rep. Shimkus, John [R-IL-15], Rep. Jenkins, Lynn [R-KS-2], Rep. Hall, Ralph M. [R-TX-4], Sen. Blackburn, Marsha [R-TN], Rep. Platts, Todd Russell [R-PA-19], Rep. Akin, W. Todd [R-MO-2], Rep. Hastings, Alcee L. [D-FL-20], Rep. Luetkemeyer, Blaine [R-MO-3], Rep. Whitfield, Ed [R-KY-1], Rep. Bonner, Jo [R-AL-1], Rep. LaTourette, Steven C. [R-OH-14], David Scott, Rep. Graves, Sam [R-MO-6], Rep. King, Steve [R-IA-4], Rep. Schock, Aaron [R-IL-18], Rep. Stivers, Steve [R-OH-15], Rep. Roe, David P. [R-TN-1], Rep. Duncan, John J., Jr. [R-TN-2], Rep. Palazzo, Steven M. [R-MS-4], Rep. Ross, Dennis A. [R-FL-15], Rep. Burgess, Michael C. [R-TX-26], Rep. Myrick, Sue Wilkins [R-NC-9], Rep. Emerson, Jo Ann [R-MO-8], Rep. Shuster, Bill [R-PA-9], Rep. Wolf, Frank R. [R-VA-10], Rep. Rogers, Harold [R-KY-5], Rep. Olson, Pete [R-TX-22], Rep. Coble, Howard [R-NC-6], Rep. Gohmert, Louie [R-TX-1], Rep. Bishop, Rob [R-UT-1], Rep. Johnson, Bill [R-OH-6], Rep. Marchant, Kenny [R-TX-24]
Subjects
Discovery layer
Source updated
6 December 2025
Summary
Consumer Rental Purchase Agreement Act - Amends the Consumer Credit Protection Act to prescribe consumer protection guidelines for rental-purchase transactions, including: (1) the determination of rental-purchase cost; (2) disclosure requirements; (3) prohibitions against confessions of judgment, wage assignments, and waiver of consumer claims or defenses; (4) furnishing of statements of account; (5) point-of-rental disclosures; and (6) rental-purchase advertising disclosures. Declares that an action for civil liability may be brought against a merchant's assignee only if the violation is apparent on the face of a rental-purchase agreement to which it relates, including, but not limited to, a disclosure that can be determined to be incomplete or inaccurate from the face of the agreement. Authorizes the Board of Governors of the Federal Reserve System to promulgate implementing regulations. Grants enforcement powers to the Federal Trade Commission (FTC) and to state attorneys general. Subjects to criminal penalties any willful and knowing violation of the information disclosure requirements of this Act.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
15 April 2011
Introduced
Referred to the House Committee on Financial Services.
Source: IntroReferral
15 April 2011
Introduced
Introduced in House
Source: IntroReferral
15 April 2011
Introduced
Introduced in House
Source: IntroReferral
2 May 2011
Referred
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Source: Committee
26 July 2011
Committee
Subcommittee Hearings Held.
Source: Committee
17 November 2011
Committee
Forwarded by Subcommittee to Full Committee (Amended) by Voice Vote .
Source: Committee
17 November 2011
Committee
Subcommittee Consideration and Mark-up Session Held.
Source: Committee
31 May 2012
Vote
Ordered to be Reported (Amended) by the Yeas and Nays: 33 - 21.
Source: Committee
31 May 2012
Committee
Committee Consideration and Mark-up Session Held.
Source: Committee
29 June 2012
Calendars
Placed on the Union Calendar, Calendar No. 405.
Source: Calendars
29 June 2012
Reported
Reported (Amended) by the Committee on Financial Services. H. Rept. 112-565.
Source: Committee
29 June 2012
Reported
Reported (Amended) by the Committee on Financial Services. H. Rept. 112-565.
Source: Committee
Votes
No vote records are attached yet.
Versions
- Reported in House · 29 June 2012 · Download file
- Introduced in House · 15 April 2011 · Download file
Documents
6 official files
Reported in House (text)
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Reported in House (text)
Reported in House · EN · 29 June 2012
Reported in House (PDF)
Reported in House · EN · 29 June 2012
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Reported to House with amendment(s)
summary · EN · 29 June 2012
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Introduced in House (text)
Introduced in House · EN · 15 April 2011
ViewDownloadOpen at official source
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Introduced in House (PDF)
Introduced in House · EN · 15 April 2011
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Introduced in House
summary · EN · 15 April 2011
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Sponsors
- Rep. Canseco, Francisco "Quico" [R-TX-23] · R · Sponsor
- Rep. Clay, Wm. Lacy [D-MO-1] · D · Sponsor
- Rep. Manzullo, Donald A. [R-IL-16] · R · Sponsor
- Rep. Dold, Robert J. [R-IL-10] · R · Sponsor
- Rep. Westmoreland, Lynn A. [R-GA-3] · R · Sponsor
- Rep. Hensarling, Jeb [R-TX-5] · R · Sponsor
- Rep. McIntyre, Mike [D-NC-7] · D · Sponsor
- Rep. Jones, Walter B., Jr. [R-NC-3] · R · Sponsor
- Rep. Ross, Mike [D-AR-4] · D · Sponsor
- Rep. Baca, Joe [D-CA-43] · D · Sponsor
- Rep. Holden, Tim [D-PA-17] · D · Sponsor
- Rep. Sessions, Pete [R-TX-17] · R · Sponsor
- Rep. Davis, Danny K. [D-IL-7] · D · Sponsor
- Rep. Meeks, Gregory W. [D-NY-5] · D · Sponsor
- Rep. Towns, Edolphus [D-NY-10] · D · Sponsor
- Rep. Johnson, Sam [R-TX-3] · R · Cosponsor
- Rep. Shimkus, John [R-IL-15] · R · Cosponsor
- Rep. Jenkins, Lynn [R-KS-2] · R · Cosponsor
- Rep. Hall, Ralph M. [R-TX-4] · R · Cosponsor
- Sen. Blackburn, Marsha [R-TN] · R · Cosponsor
- Rep. Platts, Todd Russell [R-PA-19] · R · Cosponsor
- Rep. Akin, W. Todd [R-MO-2] · R · Cosponsor
- Rep. Hastings, Alcee L. [D-FL-20] · D · Cosponsor
- Rep. Luetkemeyer, Blaine [R-MO-3] · R · Cosponsor
- Rep. Whitfield, Ed [R-KY-1] · R · Cosponsor
- Rep. Bonner, Jo [R-AL-1] · R · Cosponsor
- Rep. LaTourette, Steven C. [R-OH-14] · R · Cosponsor
- David Scott · D · Cosponsor
- Rep. Graves, Sam [R-MO-6] · R · Cosponsor
- Rep. King, Steve [R-IA-4] · R · Cosponsor
- Rep. Schock, Aaron [R-IL-18] · R · Cosponsor
- Rep. Stivers, Steve [R-OH-15] · R · Cosponsor
- Rep. Roe, David P. [R-TN-1] · R · Cosponsor
- Rep. Duncan, John J., Jr. [R-TN-2] · R · Cosponsor
- Rep. Palazzo, Steven M. [R-MS-4] · R · Cosponsor
- Rep. Ross, Dennis A. [R-FL-15] · R · Cosponsor
- Rep. Burgess, Michael C. [R-TX-26] · R · Cosponsor
- Rep. Myrick, Sue Wilkins [R-NC-9] · R · Cosponsor
- Rep. Emerson, Jo Ann [R-MO-8] · R · Cosponsor
- Rep. Shuster, Bill [R-PA-9] · R · Cosponsor
- Rep. Wolf, Frank R. [R-VA-10] · R · Cosponsor
- Rep. Rogers, Harold [R-KY-5] · R · Cosponsor
- Rep. Olson, Pete [R-TX-22] · R · Cosponsor
- Rep. Coble, Howard [R-NC-6] · R · Cosponsor
- Rep. Gohmert, Louie [R-TX-1] · R · Cosponsor
- Rep. Bishop, Rob [R-UT-1] · R · Cosponsor
- Rep. Johnson, Bill [R-OH-6] · R · Cosponsor
- Rep. Marchant, Kenny [R-TX-24] · R · Cosponsor
Showing 48 of 117 sponsors and actors.
Related records
- related to ← Consumer Rental-Purchase Agreement Act of 2011
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/112th-congress/house-bill/1588
- Open data entity: https://api.congress.gov/v3/bill/112/hr/1588
- us · 112-hr-1588 · source updated 6 December 2025