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United States · Bill · HR

H.R. 2896 (114th)

TAILOR Act of 2015

openUnited States· United States Congress· EN

Introduced

25 June 2015

Last action

12 December 2016 · Reported

Status

Placed on the Union Calendar, Calendar No. 680.

Sponsors

Rep. Tipton, Scott R. [R-CO-3], Rep. Barr, Andy [R-KY-6], Rep. Farenthold, Blake [R-TX-27], Rep. Blum, Rod [R-IA-1], Rep. Coffman, Mike [R-CO-6], Rep. Walters, Mimi [R-CA-45], Rep. Jenkins, Lynn [R-KS-2], Rep. Emmer, Tom [R-MN-6], Rep. Bridenstine, Jim [R-OK-1], Rep. Kelly, Mike [R-PA-16], Rep. Crenshaw, Ander [R-FL-4], Sen. Cramer, Kevin [R-ND], Rep. McKinley, David B. [R-WV-1], Rep. Posey, Bill [R-FL-8], Rep. Poliquin, Bruce [R-ME-2], Rep. Gosar, Paul A. [R-AZ-9], Rep. Pompeo, Mike [R-KS-4], Rep. Russell, Steve [R-OK-5], Rep. Cole, Tom [R-OK-4], Rep. Hurt, Robert [R-VA-5], Rep. Smith, Adrian [R-NE-3], Rep. Young, David [R-IA-3], Rep. Tiberi, Patrick J. [R-OH-12], Rep. Duffy, Sean P. [R-WI-7], Sen. Mullin, Markwayne [R-OK], Rep. Kline, John [R-MN-2], Rep. DesJarlais, Scott [R-TN-4], Rep. Duncan, John J., Jr. [R-TN-2], Rep. Paulsen, Erik [R-MN-3], Rep. Walberg, Tim [R-MI-5], Rep. Buchanan, Vern [R-FL-16], Rep. Ross, Dennis A. [R-FL-15], Rep. Mica, John L. [R-FL-7], Rep. Buck, Ken [R-CO-4], Rep. Brooks, Mo [R-AL-5], Sen. Lummis, Cynthia M. [R-WY], Rep. Love, Mia B. [R-UT-4], Rep. Fincher, Stephen Lee [R-TN-8], Rep. Perlmutter, Ed [D-CO-7], Rep. Pittenger, Robert [R-NC-9], Rep. Lamborn, Doug [R-CO-5], Rep. Amodei, Mark E. [R-NV-2], Rep. Joyce, David P. [R-OH-14], Rep. Fitzpatrick, Michael G. [R-PA-8], Rep. Stivers, Steve [R-OH-15], Rep. Webster, Daniel [R-FL-11], Rep. Newhouse, Dan [R-WA-4], Rep. Comstock, Barbara [R-VA-10]

Subjects

Discovery layer

Source updated

7 April 2025

Official sourceDownload fileView documentsShare

Summary

Taking Account of Institutions with Low Operation Risk Act of 2015 or the TAILOR Act of 2015 This bill directs the Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the National Credit Union Administration, and the Consumer Financial Protection Bureau (federal financial institutions regulatory agencies) to: take into consideration the risk profile and business models of institutions subject to regulatory action; determine the necessity, appropriateness, and impact of applying that action to such institutions; and tailor regulatory action so as to limit the burden of regulatory compliance as befits the risk profile and business model involved. The federal financial institutions regulatory agencies shall also consider: the impact that such regulatory action has upon the ability of the institution to flexibly serve evolving and diverse customer needs, the potential unintended impact of examination manuals or other regulatory directives that work in conflict with the tailoring of such regulatory action, and the underlying policy objectives of the regulatory action and statutory scheme involved. In addition, a federal financial institutions regulatory agency must disclose in every notice of a proposed and final rulemaking for a regulatory action how it has applied this Act. The Financial Institutions Examination Council shall report to Congress on the extent to which regulatory actions tailored pursuant to this Act result in differential regulation of similarly-situated institutions of diverse charter types with respect to comparable regulations. The agencies must also apply the requirements of this Act to all regulations adopted five years before the introduction of this Act and ending on the date of its enactment.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 25 June 2015

    Introduced

    Referred to the House Committee on Financial Services.

    Source: IntroReferral

  2. 25 June 2015

    Introduced

    Introduced in House

    Source: IntroReferral

  3. 25 June 2015

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 21 October 2015

    Committee

    Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.

    Source: Committee

  5. 2 March 2016

    Vote

    Ordered to be Reported by the Yeas and Nays: 34 - 22.

    Source: Committee

  6. 2 March 2016

    Committee

    Committee Consideration and Mark-up Session Held.

    Source: Committee

  7. 12 December 2016

    Calendars

    Placed on the Union Calendar, Calendar No. 680.

    Source: Calendars

  8. 12 December 2016

    Reported

    Reported by the Committee on Financial Services. H. Rept. 114-870.

    Source: Committee

  9. 12 December 2016

    Reported

    Reported by the Committee on Financial Services. H. Rept. 114-870.

    Source: Committee

Votes

No vote records are attached yet.

Versions

Documents

6 official files

Reported in House (text)

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  • Reported in House (text)

    Reported in House · EN · 12 December 2016

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  • Reported in House (PDF)

    Reported in House · EN · 12 December 2016

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  • Reported to House without amendment

    summary · EN · 12 December 2016

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  • Introduced in House (text)

    Introduced in House · EN · 25 June 2015

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  • Introduced in House (PDF)

    Introduced in House · EN · 25 June 2015

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  • Introduced in House

    summary · EN · 25 June 2015

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Sponsors

Showing 48 of 115 sponsors and actors.

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Sources

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