Clarifications to the Fair Debt Collection Practices Act

Summary

Clarifications to the Fair Debt Collection Practices Act - Amends the Fair Debt Collection Practices Act to state that formal pleadings in a civil action shall not be considered the kind of communication (initial or otherwise) required for a validation of debt notice. Prescribes an alternative version of the initial communication debt collectors are required to give consumers, incorporating the three statements currently specified. States that collection activities and communications may continue during the 30 days following a debt collector's initial notice to the debtor. States that, if the consumer's attorney at law fails to respond to a communication from a debt collector within 30 days (currently, a reasonable period of time) after receiving a communication from the collector, such collector may communicate directly with the consumer. Limits to one the number of additional communications a debt collector may make to a consumer after the consumer has notified the collector in writing that the consumer refuses to pay the debt or wishes the collector to cease further communication. Limits the content of any such additional communication to one of the three purposes already specified by the Act. Revises notice of debt guidelines to require one of the debt collector's mandatory statements to specify that a consumer's dispute of the validity of a debt be submitted in writing in order to preclude an assumption by the collector that the debt is valid.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

1. 10 September 2003

   Introduced

   Referred to the House Committee on Financial Services.

   Source: IntroReferral

2. 10 September 2003

   Introduced

   Introduced in House

   Source: IntroReferral

3. 10 September 2003

   Introduced

   Introduced in House

   Source: IntroReferral

4. 3 October 2003

   Referred

   Referred to the Subcommittee on Financial Institutions and Consumer Credit.

   Source: Committee

Votes

No vote records are attached yet.

Versions

• Introduced in House · 10 September 2003 · Download file

Documents

3 official files

• Introduced in House (text)

  Introduced in House · EN · 10 September 2003

  ViewDownloadOpen at official source

• Introduced in House (PDF)

  Introduced in House · EN · 10 September 2003

  ViewDownloadOpen at official source

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• Introduced in House

  summary · EN · 10 September 2003

  Open at official source

  Leesvertaling

  Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.

  Vertaal naarNL · DutchDE · GermanFR · FrenchES · SpanishIT · ItalianPL · PolishPT · PortugueseSV · SwedishDA · DanishFI · FinnishEL · GreekCS · CzechHU · HungarianRO · RomanianBG · BulgarianHR · CroatianSK · SlovakSL · SlovenianLT · LithuanianLV · LatvianET · EstonianGA · IrishMT · Maltese

  Vertaal document

  Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.

Sponsors

• Rep. Garrett, Scott [R-NJ-5] · R · Sponsor
• Rep. Andrews, Robert E. [D-NJ-1] · D · Sponsor
• Rep. Kelly, Sue W. [R-NY-19] · R · Sponsor
• Rep. Murphy, Tim [R-PA-18] · R · Sponsor
• Rep. Bereuter, Doug [R-NE-1] · R · Sponsor
• Rep. Boyd, Allen [D-FL-2] · D · Sponsor
• Rep. Ramstad, Jim [R-MN-3] · R · Sponsor
• Rep. Moore, Dennis [D-KS-3] · D · Sponsor
• Rep. Carter, John R. [R-TX-31] · R · Sponsor
• Rep. McCotter, Thaddeus G. [R-MI-11] · R · Sponsor
• Rep. Feeney, Tom [R-FL-24] · R · Sponsor
• Rep. Brown-Waite, Ginny [R-FL-5] · R · Sponsor
• Rep. Hensarling, Jeb [R-TX-5] · R · Sponsor
• Rep. Hart, Melissa A. [R-PA-4] · R · Sponsor
• Rep. Terry, Lee [R-NE-2] · R · Cosponsor
• Rep. LaTourette, Steven C. [R-OH-14] · R · Cosponsor
• Rep. Sensenbrenner, F. James, Jr. [R-WI-5] · R · Cosponsor
• Rep. Wilson, Joe [R-SC-2] · R · Cosponsor
• Rep. Kennedy, Mark R. [R-MN-6] · R · Cosponsor
• Rep. Maloney, Carolyn B. [D-NY-12] · D · Cosponsor
• Rep. Hoekstra, Peter [R-MI-2] · R · Cosponsor
• Rep. Spratt, John M., Jr. [D-SC-5] · D · Cosponsor
• Rep. Cubin, Barbara [R-WY-At Large] · R · Cosponsor
• Rep. Owens, Major R. [D-NY-11] · D · Cosponsor
• Rep. Goode, Virgil H., Jr. [R-VA-5] · R · Cosponsor
• Rep. Beauprez, Bob [R-CO-7] · R · Cosponsor
• Rep. Ryan, Paul [R-WI-1] · R · Cosponsor
• Rep. Houghton, Amo [R-NY-31] · R · Cosponsor
• Rep. Musgrave, Marilyn N. [R-CO-4] · R · Cosponsor
• Rep. Osborne, Tom [R-NE-3] · R · Cosponsor
• Rep. Hooley, Darlene [D-OR-5] · D · Cosponsor
• Rep. Rogers, Mike J. [R-MI-8] · R · Cosponsor
• Rep. Pence, Mike [R-IN-6] · R · Cosponsor
• Sen. DeMint, Jim [R-SC] · R · Cosponsor
• Rep. Smith, Adam [D-WA-9] · D · Cosponsor
• Rep. Baird, Brian [D-WA-3] · D · Cosponsor
• Rep. Paul, Ron [R-TX-14] · R · Cosponsor
• Rep. Bishop, Rob [R-UT-1] · R · Cosponsor
• Rep. Myrick, Sue Wilkins [R-NC-9] · R · Cosponsor
• Rep. Tiberi, Patrick J. [R-OH-12] · R · Cosponsor
• Rep. Herger, Wally [R-CA-2] · R · Cosponsor
• Rep. Petri, Thomas E. [R-WI-6] · R · Cosponsor
• Rep. Akin, W. Todd [R-MO-2] · R · Cosponsor
• Sen. Isakson, Johnny [R-GA] · R · Cosponsor
• Rep. Barrett, J. Gresham [R-SC-3] · R · Cosponsor
• Rep. Smith, Lamar [R-TX-21] · R · Cosponsor
• Rep. Sherwood, Don [R-PA-10] · R · Cosponsor
• Rep. Cooper, Jim [D-TN-5] · D · Cosponsor

Showing 48 of 50 sponsors and actors.

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