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United States · Bill · HR

H.R. 3246 (104th)

ATM Fee Disclosure Act of 1996

referredUnited States· United States Congress· EN

Introduced

15 April 1996

Last action

19 April 1996 · Referred

Status

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

Sponsors

Sen. Schumer, Charles E. [D-NY], Rep. Kennedy, Joseph P., II [D-MA-8], Rep. Maloney, Carolyn B. [D-NY-12], Rep. Meehan, Martin T. [D-MA-5], Rep. Lofgren, Zoe [D-CA-18], Rep. Miller, George [D-CA-11], Rep. Barrett, Thomas M. [D-WI-5], Rep. Frost, Martin [D-TX-24], Rep. Lipinski, William O. [D-IL-3], Rep. Torres, Esteban Edward [D-CA-34], Rep. Stark, Fortney Pete [D-CA-13], Rep. Franks, Bob [R-NJ-7], Rep. Rangel, Charles B. [D-NY-15], Rep. DeLauro, Rosa L. [D-CT-3], Rep. Gejdenson, Sam [D-CT-2], Rep. Fattah, Chaka [D-PA-2], Rep. Kanjorski, Paul E. [D-PA-11], Rep. Moran, James P. [D-VA-8], Rep. Bryant, John W. [D-TX-5], Rep. Luther, Bill [D-MN-6], Rep. Kennelly, Barbara B. [D-CT-1], Rep. Kaptur, Marcy [D-OH-9], Rep. Stokes, Louis [D-OH-11], Rep. Waxman, Henry A. [D-CA-33], Rep. Watt, Melvin L. [D-NC-12], Sen. Durbin, Richard J. [D-IL], Rep. Cummings, Elijah E. [D-MD-7]

Subjects

Discovery layer

Source updated

21 August 2025

Official sourceDownload fileView documentsShare

Summary

ATM Fee Disclosure Act of 1996 - Amends the Electronic Fund Transfer Act to prohibit imposition of a fee upon an electronic fund transfer initiated by a consumer from an electronic terminal (including a telephone) unless explicit disclosures are provided regarding the amount of any transaction fee and the consumer's option to cancel the transaction without paying the fee. Mandates written documentation upon completion of the transfer of such fee amount and the identity of the person imposing it. Includes within such electronic fund transfers, for purposes of this Act, a balance inquiry initiated by a consumer in the same manner as an electronic fund transfer regardless of whether the consumer initiates a transfer of funds in the course of the transaction.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 15 April 1996

    Introduced

    Referred to the House Committee on Banking and Financial Services.

    Source: IntroReferral

  2. 15 April 1996

    Introduced

    Introduced in House

    Source: IntroReferral

  3. 15 April 1996

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 19 April 1996

    Referred

    Referred to the Subcommittee on Financial Institutions and Consumer Credit.

    Source: Committee

Votes

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Versions

Documents

3 official files

Introduced in House (text)

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  • Introduced in House (text)

    Introduced in House · EN · 15 April 1996

    ViewDownloadOpen at official source

  • Introduced in House (PDF)

    Introduced in House · EN · 15 April 1996

    ViewDownloadOpen at official source

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  • Introduced in House

    summary · EN · 15 April 1996

    Open at official source

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Sponsors

Related records

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Sources

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