Fair Credit and Charge Card Disclosure Act of 1988

Summary

Full Credit Card Cost Disclosure Act - Amends the Truth in Lending Act to require that all credit card applications and solicitations include information regarding the annual interest rate, finance charge conditions, and other related charges and fees. Requires such information, as prescribed by the Board of Governors of the Federal Reserve System, to be prominently displayed in table form.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

1. 7 January 1987

   Referred

   Referred to Subcommittee on Consumer Affairs and Coinage.

   Source: Committee

2. 7 January 1987

   Introduced

   Referred to House Committee on Banking, Finance and Urban Affairs.

   Source: IntroReferral

3. 7 January 1987

   Introduced

   Introduced in House

   Source: IntroReferral

4. 7 January 1987

   Introduced

   Introduced in House

   Source: IntroReferral

5. 18 March 1987

   Committee

   Forwarded by Subcommittee to Full Committee (Amended).

   Source: Committee

6. 18 March 1987

   Committee

   Subcommittee Consideration and Mark-up Session Held.

   Source: Committee

7. 18 March 1987

   Committee

   Subcommittee Hearings Held.

   Source: Committee

8. 6 August 1987

   Reported

   Ordered to be Reported (Amended).

   Source: Committee

9. 6 August 1987

   Committee

   Committee Consideration and Mark-up Session Held.

   Source: Committee

10. 30 September 1987

    Calendars

    Placed on Union Calendar No: 198.

    Source: Calendars

11. 30 September 1987

    Reported

    Reported to House (Amended) by House Committee on Banking, Finance and Urban Affairs. Report No: 100-323.

    Source: Committee

12. 30 September 1987

    Reported

    Reported to House (Amended) by House Committee on Banking, Finance and Urban Affairs. Report No: 100-323.

    Source: Committee

13. 27 October 1987

    Reported

    Rules Committee Resolution H.Res.292 Reported to House.

    Source: Floor

14. 27 October 1987

    Floor

    Committee on Rules Granted an Open Rule Providing One Hour of Debate; Waiving All Points of Order.

    Source: Floor

15. 28 October 1987

    Passed

    House Agreed to Amendments Adopted by the Committee of the Whole.

    Source: Floor

16. 28 October 1987

    Floor

    Committee Amendment in the Nature of a Substitute Considered as an Original Bill for the Purpose of Amendment.

    Source: Floor

17. 28 October 1987

    Passed

    Rule Passed House.

    Source: Floor

18. 28 October 1987

    Vote

    Passed House (Amended) by Yea-Nay Vote: 408 - 1 (Record Vote No: 382).

    Source: Floor

19. 28 October 1987

    Vote

    Passed/agreed to in House: Passed House (Amended) by Yea-Nay Vote: 408 - 1 (Record Vote No: 382).

    Source: Floor

20. 30 October 1987

    Introduced

    Received in the Senate and read twice and referred to the Committee on Banking.

    Source: IntroReferral

21. 2 December 1987

    Reported

    Committee on Banking. Ordered to be reported in lieu of S. 616 with an amendment in the nature of a substitute favorably.

    Source: Committee

22. 16 December 1987

    Calendars

    Placed on Senate Legislative Calendar under General Orders. Calendar No. 495.

    Source: Calendars

23. 16 December 1987

    Reported

    Committee on Banking. Reported to Senate by Senator Proxmire with an amendment in the nature of a substitute. With written report No. 100-259. Additional views filed.

    Source: Committee

24. 16 December 1987

    Reported

    Committee on Banking. Reported to Senate by Senator Proxmire with an amendment in the nature of a substitute. With written report No. 100-259. Additional views filed.

    Source: Committee

25. 21 December 1987

    Passed

    Passed Senate with an amendment by Voice Vote.

    Source: Floor

26. 21 December 1987

    Passed

    Passed/agreed to in Senate: Passed Senate with an amendment by Voice Vote.

    Source: Floor

27. 22 December 1987

    Floor

    Message on Senate action sent to the House.

    Source: Floor

28. 3 October 1988

    ResolvingDifferences

    House Requested a Conference and Speaker Appointed Conferees: St Germain, Annunzio, Gonzalez, Pelosi, Barnard, Schumer, Wylie, Shumway, Hiler, Ridge.

    Source: ResolvingDifferences

29. 3 October 1988

    Passed

    House Disagreed to Senate Amendments by Voice Vote.

    Source: ResolvingDifferences

30. 3 October 1988

    Passed

    Resolving differences -- House actions: House Disagreed to Senate Amendments by Voice Vote.

    Source: NotUsed

31. 4 October 1988

    Floor

    Message on House action received in Senate and held at desk: House requests a conference.

    Source: Floor

32. 5 October 1988

    Passed

    Senate agreed to request for conference. Appointed conferees. Proxmire; Dodd; Gramm.

    Source: ResolvingDifferences

33. 5 October 1988

    Passed

    Conference committee actions: Conferees agreed to file conference report.

    Source: ResolvingDifferences

34. 5 October 1988

    Floor

    Senate insists on its amendments by Voice Vote.

    Source: Floor

35. 6 October 1988

    ResolvingDifferences

    Conference papers: Senate report and managers' statement held at the desk in Senate.

    Source: ResolvingDifferences

36. 6 October 1988

    ResolvingDifferences

    Conference Report 100-1069 Filed in House.

    Source: ResolvingDifferences

37. 6 October 1988

    ResolvingDifferences

    Conference report filed: Conference Report 100-1069 Filed in House.

    Source: ResolvingDifferences

38. 6 October 1988

    Floor

    Message on Senate action sent to the House.

    Source: Floor

39. 11 October 1988

    Passed

    Senate agreed to conference report by Voice Vote.

    Source: ResolvingDifferences

40. 11 October 1988

    Passed

    Conference report agreed to in Senate: Senate agreed to conference report by Voice Vote.

    Source: ResolvingDifferences

41. 12 October 1988

    Reported

    Rules Committee Resolution H.Res.584 Reported to House.

    Source: Floor

42. 12 October 1988

    Floor

    Message on Senate action sent to the House.

    Source: Floor

43. 12 October 1988

    Floor

    Committee on Rules Granted a Rule Waiving All Points of Order Against Consideration of the Conference Report.

    Source: Floor

44. 13 October 1988

    Floor

    Considered by House Unfinished Business.

    Source: Floor

45. 19 October 1988

    Passed

    House Agreed to Conference Report by Voice Vote.

    Source: ResolvingDifferences

46. 19 October 1988

    Passed

    Conference report agreed to in House: House Agreed to Conference Report by Voice Vote.

    Source: ResolvingDifferences

47. 20 October 1988

    Vote

    House Agreed to Conference Report by Yea-Nay Vote: 342 - 5 (Record Vote No: 451).

    Source: ResolvingDifferences

48. 20 October 1988

    Vote

    Conference report agreed to in House: House Agreed to Conference Report by Yea-Nay Vote: 342 - 5 (Record Vote No: 451).

    Source: ResolvingDifferences

49. 20 October 1988

    ResolvingDifferences

    Proceedings Vacated Whereby Conference Report was Agreed on Oct 19, 88, by Unanimous Consent.

    Source: ResolvingDifferences

50. 21 October 1988

    Floor

    Measure Signed in Senate.

    Source: Floor

51. 25 October 1988

    Floor

    Presented to President.

    Source: Floor

52. 25 October 1988

    President

    Presented to President.

    Source: President

53. 3 November 1988

    Became law

    Became Public Law No: 100-583.

    Source: President

54. 3 November 1988

    Became law

    Signed by President.

    Source: BecameLaw

55. 3 November 1988

    President

    Signed by President.

    Source: President

Votes

No vote records are attached yet.

Versions

No version snapshots stored. Document URLs remain at the source.

Documents

7 official files

• Public Law (PDF)

  Public Law · EN · 4 November 1988

  ViewDownloadOpen at official source

• Conference report filed in House

  summary · EN · 6 October 1988

  Open at official source

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• Passed Senate amended

  summary · EN · 21 December 1987

  Open at official source

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• Reported to Senate with amendment(s)

  summary · EN · 16 December 1987

  Open at official source

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  Vertaal document

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• Passed House amended

  summary · EN · 28 October 1987

  Open at official source

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  Vertaal document

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• Reported to House with amendment(s)

  summary · EN · 30 September 1987

  Open at official source

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  Vertaal document

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• Introduced in House

  summary · EN · 7 January 1987

  Open at official source

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  Vertaal document

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Sponsors

• Sen. Schumer, Charles E. [D-NY] · D · Sponsor
• Rep. St Germain, Fernand J. [D-RI-1] · D · Sponsor
• Rep. Garcia, Robert [D-NY-18] · D · Sponsor
• Rep. Morrison, Bruce A. [D-CT-3] · D · Sponsor
• Rep. Burton, Sala [D-CA-5] · D · Sponsor
• Rep. Donnelly, Brian J. [D-MA-11] · D · Sponsor
• Sen. Nelson, Bill [D-FL] · D · Sponsor
• Rep. Kaptur, Marcy [D-OH-9] · D · Sponsor
• Rep. Scheuer, James H. [D-NY-8] · D · Sponsor
• Rep. Owens, Major R. [D-NY-11] · D · Sponsor
• Rescom. Fuster, Jamie B. [D-PR-At Large] · D · Sponsor
• Rep. Lehman, Richard H. [D-CA-19] · D · Sponsor
• Rep. Kleczka, Gerald D. [D-WI-4] · D · Sponsor
• Rep. Brown, George E., Jr. [D-CA-42] · D · Sponsor
• Rep. McKinney, Stewart B. [R-CT-4] · R · Sponsor
• Rep. Moakley, John Joseph [D-MA-9] · D · Cosponsor
• Rep. Annunzio, Frank [D-IL-11] · D · Cosponsor
• Rep. McDade, Joseph M. [R-PA-10] · R · Cosponsor
• Rep. Robinson, Tommy F. [D-AR-2] · D · Cosponsor
• Rep. McCollum, Bill [R-FL-8] · R · Cosponsor
• Rep. Frank, Barney [D-MA-4] · D · Cosponsor
• Rep. Boland, Edward P. [D-MA-2] · D · Cosponsor
• Rep. Daniel, W. C. (Dan) [D-VA-5] · D · Cosponsor
• Rep. LaFalce, John J. [D-NY-29] · D · Cosponsor
• Rep. Mfume, Kweisi [D-MD-7] · D · Cosponsor
• Rep. Stallings, Richard H. [D-ID-2] · D · Cosponsor
• Rep. Flake, Floyd H. [D-NY-6] · D · Cosponsor
• Rep. Hubbard, Carroll, Jr. [D-KY-1] · D · Cosponsor
• Rep. Beilenson, Anthony C. [D-CA-24] · D · Cosponsor
• Rep. Dellums, Ronald V. [D-CA-9] · D · Cosponsor
• Rep. Johnson, Nancy L. [R-CT-5] · R · Cosponsor
• Del. Fauntroy, Walter E. [D-DC-At Large] · D · Cosponsor
• Rep. Martinez, Matthew G. [D-CA-31] · D · Cosponsor
• Rep. Weiss, Ted [D-NY-17] · D · Cosponsor
• Rep. Torres, Esteban Edward [D-CA-34] · D · Cosponsor
• Sen. Carper, Thomas R. [D-DE] · D · Cosponsor
• Rep. Price, David E. [D-NC-4] · D · Cosponsor
• Rep. Savage, Gus [D-IL-2] · D · Cosponsor
• Rep. Hayes, Charles A. [D-IL-1] · D · Cosponsor
• Rep. Rangel, Charles B. [D-NY-15] · D · Cosponsor
• Rep. Bentley, Helen Delich [R-MD-2] · R · Cosponsor
• Rep. Cooper, Jim [D-TN-5] · D · Cosponsor
• Rep. Jones, Walter B. [D-NC-1] · D · Cosponsor
• Rep. Levin, Sander M. [D-MI-12] · D · Cosponsor
• Rep. Berman, Howard L. [D-CA-28] · D · Cosponsor
• Rep. Atkins, Chester G. [D-MA-5] · D · Cosponsor
• Sen. Boxer, Barbara [D-CA] · D · Cosponsor
• Rep. Ackerman, Gary L. [D-NY-5] · D · Cosponsor

Showing 48 of 100 sponsors and actors.

Related records

• related to → Full Credit Card Cost Disclosure Act of 1987
• related to → A resolution providing for the consideration of the bill (H.R. 515) to provide for more detailed and uniform disclosure by credit card issuers with respect to information on interest rates and other fees which may be incurred by consumers through the use of any credit card.
• related to → A resolution waiving all points of order against the conference report on the bill (H.R. 515) to provide for more detailed and uniform disclosure by credit and charge card issuers with respect to information relating to interest rates and other fees which may be incurred by consumers through the use of any credit or charge card, and against the consideration of such conference report.
• related to ← Fair Credit and Charge Card Disclosure Act of 1987
• related to ← Full Credit Card Cost Disclosure Act
• amends ← An amendment to establish a floating credit card interest rate ceiling which may not exceed a rate greater than 8 percentage points over the yield on 1-year Treasury securities.
• amends ← An amendment to prohibit imposition of credit card renewal fees unless a creditor notifies a card holder of the amount of the fee and the date of renewal at least 30 days before the date on which such a fee is to be imposed.

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