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United States · Bill · HR

H.R. 2820 (104th)

Consumer Disclosure and Rental Purchase Agreement Act

referredUnited States· United States Congress· EN

Introduced

20 December 1995

Last action

19 January 1996 · Referred

Status

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

Sponsors

Rep. Watts, J. C., Jr. [R-OK-4], Rep. Brewster, Bill K. [D-OK-3], Rep. Ackerman, Gary L. [D-NY-5], Rep. Bartlett, Roscoe G. [R-MD-6], Rep. Hancock, Mel [R-MO-7], Rep. Dooley, Calvin M. [D-CA-20], Rep. Engel, Eliot L. [D-NY-16], Rep. McCollum, Bill [R-FL-8], Rep. Pryce, Deborah [R-OH-15], Rep. Linder, John [R-GA-7], Sen. Brownback, Sam [R-KS], Rep. Neumann, Mark W. [R-WI-1], Rep. Johnson, Sam [R-TX-3], Rep. Collins, Mac [R-GA-3], Rep. Laughlin, Greg [D-TX-14], Sen. Talent, Jim [R-MO], Rep. McCrery, Jim [R-LA-4], Sen. Hutchinson, Tim [R-AR], Rep. Dickey, Jay [R-AR-4], Rep. Emerson, Bill [R-MO-8], Rep. Hayes, James A. [D-LA-7], Rep. Baker, Richard H. [R-LA-6], Rep. Ney, Robert W. [R-OH-18], Rep. Upton, Fred [R-MI-6], Rep. Tiahrt, Todd [R-KS-4], Rep. Duncan, John J., Jr. [R-TN-2], Rep. Fowler, Tillie [R-FL-4], Rep. English, Phil [R-PA-3], Sen. Roberts, Pat [R-KS], Rep. Quillen, James H. (Jimmy) [R-TN-1], Rep. Wamp, Zach [R-TN-3], Sen. Cardin, Benjamin L. [D-MD], Rep. Hilleary, Van [R-TN-4], Rep. Riggs, Frank [R-CA-1], Rep. Nethercutt, George R., Jr. [R-WA-5], Rep. Stearns, Cliff [R-FL-6], Rep. Mica, John L. [R-FL-7]

Subjects

Discovery layer

Source updated

21 August 2025

Official sourceDownload fileView documentsShare

Summary

Consumer Disclosure and Rental Purchase Agreement Act - Amends the Consumer Credit Protection Act to create a new title on rental purchase agreements. Declares that the title does not apply to rental-purchase agreements primarily for business, commercial, or agricultural purposes or made with Government instrumentalities. Regulates: (1) the content and manner of disclosures by merchants in rental-purchase agreements; and (2) the contents of rental-purchase agreements. Imposes individual and class action civil liability for violations. Establishes merchant defenses and provides for the liability of merchant assignees. Mandates model disclosure forms and clauses. Preempts inconsistent State laws providing lesser consumer protection.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 20 December 1995

    Introduced

    Introduced in House

    Source: IntroReferral

  2. 20 December 1995

    Introduced

    Referred to the House Committee on Banking and Financial Services. to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

    Source: IntroReferral

  3. 20 December 1995

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 19 January 1996

    Referred

    Referred to the Subcommittee on Financial Institutions and Consumer Credit.

    Source: Committee

Votes

No vote records are attached yet.

Versions

Documents

3 official files

Introduced in House (text)

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  • Introduced in House (text)

    Introduced in House · EN · 20 December 1995

    ViewDownloadOpen at official source

  • Introduced in House (PDF)

    Introduced in House · EN · 20 December 1995

    ViewDownloadOpen at official source

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  • Introduced in House

    summary · EN · 20 December 1995

    Open at official source

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Sponsors

Related records

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Sources

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