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United States · Law · HR

H.R. 4040 (106th)

Long-Term Care Security Act

enactedUnited States· United States Congress· EN

Introduced

21 March 2000

Last action

Status

Became Public Law No: 106-265.

Sponsors

Subjects

Discovery layer

Source updated

6 June 2025

Summary

Long-Term Care Security Act - Amends Federal civil service provisions to direct the Office of Personnel Management (OPM) to establish and administer a program through which Federal employees and annuitants, current and retired members of the uniformed services, and their qualified relatives may obtain long-term care insurance through a qualified carrier (a company licensed to issue such insurance in all States). Directs OPM, without regard to statutes requiring competitive bidding, to contract with one or more qualified carriers to provide such insurance. Sets forth contract terms and conditions, including that the carrier participate in an administrative process to settle claim disputes. Provides for seven-year contracts. Requires OPM, after a certain period, to recommend to specified congressional committees whether the insurance program should be continued. Requires each master insurance contract to include full portability of benefits. Makes insured individuals responsible for 100 percent of the charges of coverage and allows individuals to have amounts withheld from pay for their coverage and coverage for qualified relatives. Requires each carrier to maintain a separate accounting of premium amounts received. Provides that contract terms for coverage or benefits under this Act shall preempt State and local law relating to long-term care insurance or contracts. Requires qualified carriers to furnish reasonable reports and permit audits. Requires two reports from the General Accounting Office to OPM and each House of Congress evaluating the insurance program. Provides jurisdiction for disputed claims through U.S. district courts after exhausting all available administrative remedies.

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Documents

18 official files

Enrolled Bill (text)

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Sources

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