United States · Bill · HR
H.R. 995 (104th)
ERISA Targeted Health Insurance Reform Act of 1996
Introduced
21 February 1995
Last action
29 March 1996 · Discharge
Status
Placed on the Union Calendar, Calendar No. 248.
Sponsors
Rep. Fawell, Harris W. [R-IL-13], Rep. Goodling, William F. [R-PA-19], Rep. Armey, Richard K. [R-TX-26], Rep. Petri, Thomas E. [R-WI-6], Rep. Roukema, Marge [R-NJ-5], Rep. Ballenger, Cass [R-NC-10], Rep. Hoekstra, Peter [R-MI-2], Rep. McKeon, Howard P. "Buck" [R-CA-25], Rep. Meyers, Jan [R-KS-3], Sen. Talent, Jim [R-MO], Rep. Greenwood, James C. [R-PA-8], Sen. Hutchinson, Tim [R-AR], Rep. Knollenberg, Joe [R-MI-9], Sen. Graham, Lindsey [R-SC], Rep. Weldon, Dave [R-FL-15], Rep. McIntosh, David M. [R-IN-2], Rep. Cunningham, Randy (Duke) [R-CA-50], Rep. Weller, Jerry [R-IL-11], Rep. McHugh, John M. [R-NY-23], Rep. Calvert, Ken [R-CA-41], Sen. Allard, Wayne [R-CO], Rep. Pickett, Owen B. [D-VA-2], Rep. Gallegly, Elton [R-CA-24], Rep. Cooley, Wes [R-OR-2], Rep. English, Phil [R-PA-3], Rep. Porter, John Edward [R-IL-10], Rep. Souder, Mark E. [R-IN-3], Rep. Riggs, Frank [R-CA-1], Rep. Solomon, Gerald B. H. [R-NY-22], Rep. Flanagan, Michael Patrick [R-IL-5], Rep. Shays, Christopher [R-CT-4], Rep. Leach, James A. [R-IA-2], Rep. Saxton, Jim [R-NJ-3], Rep. Lofgren, Zoe [D-CA-18], Rep. Lipinski, William O. [D-IL-3], Rep. Barton, Joe [R-TX-6], Rep. Canady, Charles T. [R-FL-12], Rep. Deal, Nathan [R-GA-9], Rep. Hyde, Henry J. [R-IL-6], Rep. Weldon, Curt [R-PA-7], Rep. Poshard, Glenn [D-IL-22], Rep. Traficant, James A., Jr. [D-OH-17], Rep. Boehlert, Sherwood [R-NY-24], Rep. Royce, Edward R. [R-CA-39], Rep. Dickey, Jay [R-AR-4], Rep. Packard, Ron [R-CA-48], Rep. Ney, Robert W. [R-OH-18], Rep. Upton, Fred [R-MI-6]
Subjects
Healthcare
Source updated
3 June 2026
Summary
ERISA Targeted Health Insurance Reform Act of 1995 - Title I: Improved Access to Affordable Health Plan Coverage - Subtitle A: Increased Availability and Continuity of Group Health Plan Coverage for Employees and Their Families - Amends the Employee Retirement Income Security Act of 1974 (ERISA) to provide for access to, and continuity of, group health plan coverage. (Sec. 1001) Provides for: (1) nondiscrimination and limitations on preexisting condition exclusions; (2) portability; (3) requirements for renewability of coverage; and (4) group health plan participation standards. Encourages private standards-setting organizations for provider networks and utilization review under group health plans. Establishes standards applicable to insurers offering health insurance coverage to group health plans. Provides for enforcement with respect to insurers offering health insurance coverage to group health plans. Preempts State laws that differ from such uniform national standards under ERISA. Subtitle B: Requirements for Insurers Offering Health Insurance Coverage to Group Health Plans of Small Employers - Establishes ERISA requirements for insurers offering health insurance coverage to group health plans of small employers. (Sec. 1101) Requires insurers to offer general, catastrophic, and optional medisave coverage to small employers. Requires use of fair rating, uniform marketing materials, and miscellaneous consumer protections. Authorizes States to implement and enforce such uniform national standards. Grants States that elect to implement such standards the exclusive authority to enforce them as they apply to insurers only, and not to the group health plans purchasing health insurance coverage. Allows a three-year phase-in period during which States can conform existing standards with such uniform standards. Preempts differing standards after such period. Subtitle C: Encouragement of Multiple Employer Health Plans and Preemption - Limits the scope of State regulation. Prohibits: (1) State benefit mandates for group health plans; and (2) State prohibition of employer groups purchasing health insurance. Preempts State anti-managed care laws. (Sec. 1202) Preempts State laws for multiple employer health plans meeting Federal standards. Relieves exempted multiple employer health plans of certain restrictions on preemption of State law. Treats such plans as employee welfare benefit plans. Sets forth an exemption procedure and eligibility requirements, as well as additional requirements applicable to exempted multiple employer health plans. Requires: (1) disclosure to participating employers by arrangements providing medical care; (2) maintenance of reserves; and (3) notice for voluntary termination. Sets forth provisions for: (1) corrective actions and mandatory termination; (2) expiration, suspension, or revocation of exemption; and (3) review of actions of the Secretary of Labor. (Sec. 1203) Revises provisions relating to: (1) the scope of preemption rules; (2) treatment of single employer arrangements; and (3) treatment of certain collectively bargained arrangements. (Sec. 1206) Sets forth requirements for employee leasing health care arrangements. (Sec. 1207) Sets forth enforcement provisions relating to multiple employer welfare arrangements and employee leasing health care arrangements. (Sec. 1208) Sets forth filing requirements for multiple employer welfare arrangements offering health benefits. (Sec. 1209) Provides for cooperation between Federal and State authorities. (Sec. 1210) Revises provisions for treatment of employer health coalitions and health maintenance organizations. (Sec. 1211) Requires a single annual filing for all participating employers. Subtitle D: Remedies and Enforcement with Respect to Group Health Plans - Sets forth a claims procedure for group health plans, as well as court remedies for claims disputes. Subtitle E: Funding and Plan Termination Requirements for Self-Insured Group Health Plans - Sets forth special rules for funding and plan termination for self-insured group health plans. Subtitle F: General Provisions - Declares that nothing in this Act may be construed to require the coverage of any specific procedure, treatment, or service as part of a group health plan or health insurance coverage under this Act or through regulation.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
21 February 1995
Introduced
Referred to the Committee on Economic and Educational Opportunities, and in addition to the Committee on Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Source: IntroReferral
21 February 1995
Introduced
Referred to the Committee on Economic and Educational Opportunities, and in addition to the Committee on Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Source: IntroReferral
21 February 1995
Introduced
Introduced in House
Source: IntroReferral
21 February 1995
Introduced
Introduced in House
Source: IntroReferral
22 February 1995
Introduced
Sponsor introductory remarks on measure. (CR E397-400)
Source: IntroReferral
27 February 1995
Referred
Referred to the Subcommittee on Health and Environment.
Source: Committee
3 March 1995
Committee
Executive Comment Requested from Labor.
Source: Committee
10 March 1995
Referred
Referred to the Subcommittee on Employer-Employee Relations.
Source: Committee
10 March 1995
Committee
Subcommittee Hearings Held.
Source: Committee
28 March 1995
Committee
Subcommittee Hearings Held.
Source: Committee
6 March 1996
Committee
Subcommittee on Employer-Employee Relations Discharged.
Source: Committee
6 March 1996
Vote
Ordered to be Reported (Amended) by the Yeas and Nays: 24 - 18.
Source: Committee
6 March 1996
Committee
Committee Consideration and Mark-up Session Held.
Source: Committee
25 March 1996
Introduced
House Committee on Commerce Granted an extension for further consideration ending not later than March 29, 1996.
Source: IntroReferral
25 March 1996
Reported
Reported (Amended) by the Committee on Economic and Educational. H. Rept. 104-498, Part I.
Source: Committee
25 March 1996
Reported
Reported (Amended) by the Committee on Economic and Educational. H. Rept. 104-498, Part I.
Source: Committee
29 March 1996
Committee
Committee on Commerce discharged.
Source: Committee
29 March 1996
Calendars
Placed on the Union Calendar, Calendar No. 248.
Source: Calendars
29 March 1996
Discharge
Committee on Commerce discharged.
Source: Discharge
Votes
No vote records are attached yet.
Versions
- Reported in House · 29 March 1996 · Download file
- Introduced in House · 21 March 1995 · Download file
Documents
6 official files
Reported in House (text)
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Reported in House (text)
Reported in House · EN · 29 March 1996
Reported in House (PDF)
Reported in House · EN · 29 March 1996
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Reported to House amended, Part I
summary · EN · 25 March 1996
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Introduced in House (text)
Introduced in House · EN · 21 March 1995
ViewDownloadOpen at official source
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Introduced in House (PDF)
Introduced in House · EN · 21 March 1995
ViewDownloadOpen at official source
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Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Introduced in House
summary · EN · 21 February 1995
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Sponsors
- Rep. Fawell, Harris W. [R-IL-13] · R · Sponsor
- Rep. Goodling, William F. [R-PA-19] · R · Sponsor
- Rep. Armey, Richard K. [R-TX-26] · R · Sponsor
- Rep. Petri, Thomas E. [R-WI-6] · R · Sponsor
- Rep. Roukema, Marge [R-NJ-5] · R · Sponsor
- Rep. Ballenger, Cass [R-NC-10] · R · Sponsor
- Rep. Hoekstra, Peter [R-MI-2] · R · Sponsor
- Rep. McKeon, Howard P. "Buck" [R-CA-25] · R · Sponsor
- Rep. Meyers, Jan [R-KS-3] · R · Sponsor
- Sen. Talent, Jim [R-MO] · R · Sponsor
- Rep. Greenwood, James C. [R-PA-8] · R · Sponsor
- Sen. Hutchinson, Tim [R-AR] · R · Sponsor
- Rep. Knollenberg, Joe [R-MI-9] · R · Sponsor
- Sen. Graham, Lindsey [R-SC] · R · Sponsor
- Rep. Weldon, Dave [R-FL-15] · R · Sponsor
- Rep. McIntosh, David M. [R-IN-2] · R · Sponsor
- Rep. Cunningham, Randy (Duke) [R-CA-50] · R · Cosponsor
- Rep. Weller, Jerry [R-IL-11] · R · Cosponsor
- Rep. McHugh, John M. [R-NY-23] · R · Cosponsor
- Rep. Calvert, Ken [R-CA-41] · R · Cosponsor
- Sen. Allard, Wayne [R-CO] · R · Cosponsor
- Rep. Pickett, Owen B. [D-VA-2] · D · Cosponsor
- Rep. Gallegly, Elton [R-CA-24] · R · Cosponsor
- Rep. Cooley, Wes [R-OR-2] · R · Cosponsor
- Rep. English, Phil [R-PA-3] · R · Cosponsor
- Rep. Porter, John Edward [R-IL-10] · R · Cosponsor
- Rep. Souder, Mark E. [R-IN-3] · R · Cosponsor
- Rep. Riggs, Frank [R-CA-1] · R · Cosponsor
- Rep. Solomon, Gerald B. H. [R-NY-22] · R · Cosponsor
- Rep. Flanagan, Michael Patrick [R-IL-5] · R · Cosponsor
- Rep. Shays, Christopher [R-CT-4] · R · Cosponsor
- Rep. Leach, James A. [R-IA-2] · R · Cosponsor
- Rep. Saxton, Jim [R-NJ-3] · R · Cosponsor
- Rep. Lofgren, Zoe [D-CA-18] · D · Cosponsor
- Rep. Lipinski, William O. [D-IL-3] · D · Cosponsor
- Rep. Barton, Joe [R-TX-6] · R · Cosponsor
- Rep. Canady, Charles T. [R-FL-12] · R · Cosponsor
- Rep. Deal, Nathan [R-GA-9] · R · Cosponsor
- Rep. Hyde, Henry J. [R-IL-6] · R · Cosponsor
- Rep. Weldon, Curt [R-PA-7] · R · Cosponsor
- Rep. Poshard, Glenn [D-IL-22] · D · Cosponsor
- Rep. Traficant, James A., Jr. [D-OH-17] · D · Cosponsor
- Rep. Boehlert, Sherwood [R-NY-24] · R · Cosponsor
- Rep. Royce, Edward R. [R-CA-39] · R · Cosponsor
- Rep. Dickey, Jay [R-AR-4] · R · Cosponsor
- Rep. Packard, Ron [R-CA-48] · R · Cosponsor
- Rep. Ney, Robert W. [R-OH-18] · R · Cosponsor
- Rep. Upton, Fred [R-MI-6] · R · Cosponsor
Showing 48 of 54 sponsors and actors.
Related records
- related to ← Health Coverage Availability and Affordability Act of 1996
- related to ← Health Insurance Portability and Accountability Act of 1996
- related to ← Health Insurance Reform Act of 1995
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/104th-congress/house-bill/995
- Open data entity: https://api.congress.gov/v3/bill/104/hr/995
- us · 104-hr-995 · source updated 3 June 2026