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United States · Bill · HR

H.R. 4594 (101st)

Mortgage Servicing Transfer Disclosure Act of 1990

referredUnited States· United States Congress· EN

Introduced

24 April 1990

Last action

1 May 1990 · Referred

Status

Referred to the Subcommittee on Housing and Community Development.

Sponsors

Rep. LaFalce, John J. [D-NY-29], Rescom. Fuster, Jamie B. [D-PR-At Large], Rep. Bates, Jim [D-CA-44], Rep. Rhodes, John J., III [R-AZ-1], Sen. Wyden, Ron [D-OR], Rep. Schneider, Claudine [R-RI-2], Rep. Broomfield, William S. [R-MI-18], Rep. Unsoeld, Jolene [D-WA-3], Rep. Kleczka, Gerald D. [D-WI-4], Rep. Pallone, Frank [D-NJ-6], Rep. Morella, Constance A. [R-MD-8], Rep. Gejdenson, Sam [D-CT-2], Rep. Gallo, Dean A. [R-NJ-11], Rep. Johnson, Nancy L. [R-CT-5], Rep. Bosco, Douglas H. [D-CA-1], Rep. Sikorski, Gerry E. [D-MN-6], Rep. Dellums, Ronald V. [D-CA-9], Rep. Levin, Sander M. [D-MI-12], Rep. Udall, Morris K. [D-AZ-2], Rep. McNulty, Michael R. [D-NY-23], Rep. Lehman, William [D-FL-17], Rep. Collins, Cardiss [D-IL-7], Rep. Hochbrueckner, George J. [D-NY-1], Rep. Mavroules, Nicholas [D-MA-6], Rep. Pickett, Owen B. [D-VA-2], Rep. Kaptur, Marcy [D-OH-9], Rep. Laughlin, Greg [D-TX-14], Rep. Lent, Norman F. [R-NY-4], Rep. Nowak, Henry [D-NY-33], Rep. Eckart, Dennis E. [D-OH-11], Rep. Studds, Gerry E. [D-MA-10], Rep. Smith, Christopher H. [R-NJ-4], Rep. Sabo, Martin Olav [D-MN-5], Sen. Carper, Thomas R. [D-DE], Rep. Dwyer, Bernard J. [D-NJ-6], Rep. Murphy, Austin J. [D-PA-20], Rep. Fazio, Vic [D-CA-3], Rep. Hyde, Henry J. [R-IL-6], Rep. Lewis, Thomas F. [R-FL-12], Rep. Emerson, Bill [R-MO-8], Rep. McMillen, Thomas [D-MD-4]

Subjects

Housing

Source updated

26 August 2025

Housing

Summary

Mortgage Servicing Transfer Disclosure Act of 1990 - Amends the Real Estate Settlement Procedures Act of 1974 to prescribe mortgage servicing disclosure requirements for each person making a federally related mortgage loan to a consumer (including the identity of the person to whom the mortgage servicing contract is transferred). Sets forth guidelines for the treatment of consumer loan payments during the period in which the mortgage loan servicing contract is being transferred. Sets forth liability guidelines for violations of this Act. Authorizes consumer class action suits. Sets forth guidelines for annual notification to the consumer by the mortgage servicer of the consumer's escrow account status, including itemized expenses and anticipated charges.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 24 April 1990

    Introduced

    Referred to the House Committee on Banking, Finance + Urban Affrs.

    Source: IntroReferral

  2. 24 April 1990

    Introduced

    Introduced in House

    Source: IntroReferral

  3. 24 April 1990

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 1 May 1990

    Referred

    Referred to the Subcommittee on Housing and Community Development.

    Source: Committee

Votes

No vote records are attached yet.

Versions

Documents

2 official files

Introduced in House (text)

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  • Introduced in House (text)

    Introduced in House · EN

    ViewDownloadOpen at official source

  • Introduced in House

    summary · EN · 24 April 1990

    Open at official source

    Leesvertaling

    Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.

    Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.

Sponsors

Related records

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Sources

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